Citibank Current Account

Whether you’re a professional or a business owner, a Citibank current account provides the tools that you need to navigate your finances with ease. Keep on reading to find out more about the key benefits of opening a bank account in UAE, the documents required, and how to open your account. 

Citibank Current Account - Features and Benefits

Following are some eminent benefits and features of this current account.

• Unlimited Checking Facilities: Enjoy the freedom to manage your finances without restrictions
• Personalised Chequebooks: Tailored to suit your banking preferences
• International Debit Card: Access your funds globally with ease
• High Daily Withdrawals: You can withdraw up to AED 40,000 per day without charge at Citibank ATMs. Important: Fees of AED 2 per transaction may apply for withdrawals at non-Citi UAE ATMs or USD 5 per transaction abroad. 
• Multi-Currency Availability: Manage your account in a variety of major currencies
• 24/7 Banking Access: Benefit from Citiphone Banking, Citibank Online, and mobile banking services for convenience at any time

Eligibility Criteria to Open Citibank Account 

You must adhere to the following requirements to open a current bank account in UAE with Citibank —

Criteria	Requirements
Minimum Age	Must be at least 18 years old
Nationality	UAE resident

How to Open Bank Account in UAE?

Opening a Citibank bank account in UAE is a straightforward process with Policybazaar.ae. Simply follow these steps —

• On Policybazaar.ae, head to ‘Banking Products’ in the main menu 
• Click on ‘Open Bank Account’
• Fill out the lead form to go to the quotes page 
• Select ‘Citibank Current Account’ 
• Add the required details and click on ‘Apply’

Documents for Citibank Current Account Opening in the UAE

To successfully open a Citibank current account, keep these documents with you before applying —

Document Type	Details
For UAE Nationals	Original Emirates ID Copy of your passport Copy of your UAE visa (necessary only if sponsor data is missing from Emirates ID)
Alternative for UAE/GCC Nationals	One of the following instead of a visa — Valid Free Zone Employment Card from local or federal government Last 3 months’ utility bill or bank statement Title deed (in your name) Valid UAE driving licence Copy or original online labour card Current tenancy contract (showing local address)

Additional Documents (if requested)

Depending on your financial profile, you may also need to provide —

Source of Funds/Wealth

• Salary Certificate and Labour Contract
• Trade Licence + Memorandum of Association or Share Certificate
• Company or Personal Bank Statements (last 3 or 6 months)

Note: You may need to submit some additional documents to comply with the Foreign Account Tax Compliance Act (FATCA) and other regional regulations.

This quick process makes it easy for you to open bank account in the UAE with us.

Citibank Current Account Fees and Charges 

Here are the key charges related to the Citibank current account —

Minimum Balance Requirement	AED 3,000 or more — Free Below AED 3,000 — AED 25*
Card Membership Fee	Free
Card Replacement Fee	AED 25
Issuance Fees for Demand Drafts	AED 75**
First Cheque Book	Free
Additional Statement Request	AED 25
Fees for using ATMs in UAE or Abroad	Free

* Citigold (CG) and Citigold Private Client (CPC) customers are not charged any fall-below fees

**No fees charged if you are a Citigold Private Client (CPC) 

Frequently Asked Questions