Citibank Emirates Skywards Credit Card in UAE

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Citibank commenced its operations in the United Arab Emirates in 1964. Since then, it has grown considerably to be one of the most famous banking institutions in the region. With an elaborate network of branches, three Citigold lounges, one smart centre and over 39 ATMs across the UAE, Citibank UAE has an extensive reach amongst its customers. It offers a host of banking services and products ranging from business and personal bank accounts to investment banking and deposit schemes. Citibank credit cards are easy to get with a lenient application procedure and a variety of options to cater to every pocket. 

For frequent travelers, the bank offers Citibank Emirates Skywards credit cards that provide lucrative rewards and privileges on travel & hotel bookings, including other benefits. The article below points out various features and benefits of Emirates Skywards credit cards. 

Best Citibank Emirates Skywards Credit Card in UAE

Citibank Emirates Ultima Credit Card

Citibank Emirates Ultima Credit Card

Airport Lounge Access
  • Minimum Salary AED 36,000
  • Annual Fee AED 3,000
  • Travel Insurance
  • Airport Lounge Access
  • Movie Discounts
  • Dining Benefit

Features & Benefits for Citibank Emirates Ultima Credit Card

  • You can earn up to 2.5 Skywards Miles rewards per US dollar on flight bookings at Emirates.com
  • You can earn 1.5 Skywards Miles on every international spend per US dollar.
  • You earn 1 Skywards Mile per US dollar on every local spend. 
  • At the time of application, you get a signup bonus of 25,000 Skywards Miles and 10,000 Skywards Miles every year on membership renewal.
  • Get unlimited airport lounge access at 1000 airport lounges across the globe for primary & secondary cardholders, including one accompanying guest.    
  • Get a 10% discount at Amazon.ae and a 15% discount on online food orders through Zomato. 
  • Get access to Skywards Silver Membership that offers priority checking and 12 kg excess baggage allowances. 
  • Avail of unlimited access to golf rounds on weekdays and once on weekends every month at some of the finest golf courses in the UAE. 
  • Enjoy 150 complimentary VoucherSkout credits, offering a 50% discount on total bills across 500 outlets in UAE (worth AED 645).
  • Enjoy Buy 1 Get 1 offer on movie tickets at Reels and VOX cinemas every month.
  • Enjoy free Marhaba meet and greet two times a year.
  • Get instant cash loans through CitiMobile App.
  • Enjoy access to Citi World Privileges.

Citibank Emirates Ultimate Credit Card

Citibank Emirates Ultimate Credit Card

Airport Lounge Access
  • Minimum Salary AED 18,000
  • Annual Fee AED 800
  • Golf Benefit
  • Airport Lounge Access
  • Movie Discounts
  • Dining Benefit
  • Special Discounts

Features & Benefits for Citibank Emirates Ultimate Credit Card

  • Earn up to 1.5 Skywards Miles per US dollar on every international spend.
  • Earn 1 Skywards Mile per US dollar on every local spend. 
  • Enjoy unlimited airport lounge access at 1000 airport lounges across the globe for primary & secondary cardholders, including one accompanying guest.    
  • Avail of 10% discount at Amazon.ae and 15% discount on online food orders through Zomato. 
  • Get access to golf rounds once every month at some of the finest golf courses in the UAE. 
  • Get 150 complimentary VoucherSkout credits, offering a 50% discount on the total bill across 500 outlets in UAE.
  • Enjoy Buy 1 Get 1 offer on movie tickets at VOX cinemas every month.
  • Enjoy Marhaba bronze meet and greet service at Dubai International Airport.
  • Get instant cash loans through CitiMobile App
  • Enjoy access to Citi World Privileges and get dining and entertainment discounts across 95 countries. 
  • Avail of easy installment plans for big purchases. 

Citibank Emirates World Credit Card

Emirates Citibank World Credit Card

Airport Lounge Access
  • Minimum Salary AED 12,000
  • Annual Fee AED 400
  • Free for 1st year
  • Airport Lounge Access
  • Movie Discounts
  • Dining Benefit
  • Special Discounts

Features & Benefits for Citibank Emirates World Credit Card

  • Earn 1 Skywards Mile on every US dollar spent outside UAE.
  • Get unlimited access to 1000+ airport lounges around the world.
  • Enjoy 50 complimentary VoucherSkout credits worth AED 250 with a discount of 50% across 500 outlets.
  • Enjoy discounts on dining and entertainment expenses worldwide with Citi World Privileges.
  • Get instant cash loans using the CitiMobile app.
  • Convert big purchases into easy installment plans.
  • No annual charges for the first year.
  • Enjoy BUY 1 GET 1 offer on movie tickets at VOX cinemas every month on any day of the week.

Key Features of Citibank Emirates Skywards Credit Cards in the UAE 

With a range of three exclusive Emirates skywards credit cards, Citibank offers a variety of features to cardholders. From security to affordability, Citibank credit cards provide you with the best loyalty programs and shopping experience. Following are some of the important features of Citibank Emirates Skywards credit cards in the UAE. 

  • Annual Membership Fee - The Emirates Skywards credit cards annual membership fees depend on the card. A few cards like the Emirates Citibank World credit card is free for the first year. The annual fee for Emirates credit cards lies between AED 400 to 3,000.
  • Monthly Income Requirements - To avail of Emirates Citibank credit cards, individuals need to fulfil the monthly income requirements based on their preferred credit card. The income requirement ranges between AED 8,000 to 36,750.
  • Extensive Skywards Miles Rewards - As a Citibank Emirates credit cardholder, you get Skywards Miles on each domestic and international spending. You can redeem the Skywards Miles to avail of additional discounts on travel & hotel bookings and various shopping expenses. 
  • Complimentary Airport Lounge Access - Citibank Emirates card provides unlimited access to over 1000 airport lounges around the world through LoungeKey. You simply need to show your credit card at the lounge reception for getting free access. The offer covers the primary & supplementary cardholder and an accompanying guest depending on the card.   
  • Citi World Privileges - Citi World Privileges offer numerous discounts on dining and entertainment in over 95 countries worldwide. With Citibank Emirates credit cards, you get access to a whole range of Citi World Privileges.
  • Instant Cash Loans - Using your CitiMobile application or the online banking facility, you can apply for instant cash loans at your fingertips and repay them in convenient installments. 
  • Complete Card Control and Security - Get complete credit card control through the CitiMobile application. Simply log into your account, limit your expenses, and freeze and unfreeze your card instantly in case of theft or loss. 

Benefits of Citibank Emirates Skywards Credit Cards in the UAE

Citibank has designed its credit cards to cater to the needs of individuals from all segments. Whether you are a frequent commuter or a shopping geek, the Citibank Emirates Skywards credit cards offer you benefits on every credit card expense. A few benefits of Citibank credit cards are as follows.

  • As an Emirates Skywards cardholder, you can earn up to 2.5 Skyward Miles on each USD spent at Emirates.com.
  • You can also earn up to 1.5 Skywards Miles on every US dollar spent internationally. 
  • For all local spend in USD, you earn up to 1 Skywards Miles per dollar spent. 
  • Upon signup, you get 25,000 bonus Skywards Miles and an additional bonus of 10,000 every year on membership renewal. 
  • Citibank Emirates credit cards offer unlimited lounge access at over 1000 airports worldwide without extra charges. The offer is valid for the primary and supplementary cardholders, including an accompanying guest. 
  • You also get exclusive access to Skywards Silver Membership that provides priority check-ins, excess baggage allowances and a lot more. 
  • As a credit cardholder, you get the Citi World Privileges membership that offers dining and entertainment discounts across various outlets in the UAE and more than 95 countries worldwide. 
  • The cardholders also get a 50% discount on total shopping bills at over 500 outlets in the UAE via VoucherSkout credits.
  • The credit card offers complimentary Marhaba meet & greet twice a year. The privilege limits to select Emirates credit card, and the individual needs to verify before applying. 
  • You also get unlimited access to golf rounds on any day of the week and once on weekends every month at premium golf resorts in the UAE. 
  • Apart from the aforementioned privileges, you can avail of extensive offers and discounts on online shopping, lifestyle and entertainment spending. 

List of Citibank Emirates Skywards Credit Cards with Salary Requirement in the UAE 

Citibank offers three types of Emirates Skywards credit cards that provide extensive travel and stay benefits and Skywards Miles rewards on every local and international expense. The following is the rundown of various Emirates Skywards credit cards. 

Citibank Skywards Credit Card

Requirements

Citibank Emirates Ultima Credit Card

  • Minimum Salary of AED 36,750 or above every month

Citibank Emirates Ultimate Credit Card

  • Minimum Salary of AED 18,000 or above every month

Citibank Emirates World Credit Card

  • Minimum Salary of AED 12,000 or above every month

Eligibility Criteria for Citibank Emirates Skywards Credit Cards

Individuals willing to apply for the Citibank Emirates Skywards credit cards need to satisfy a few eligibility criteria as mentioned below -

  • Age - Applicant must be a minimum of 21 years of age or more.
  • Documents - Individuals need to submit requisite documents such as Passport, Emirates ID and UAE visa, work permit (if required).
  • Minimum Salary Requirement - The customer should satisfy the minimum salary requirement for his/her preferred credit card.

 Note - Eligibility criteria may vary depending on the type of Emirates Skywards credit card. Individuals need to make sure they verify all the detailed criteria before applying. 

Documents Required to Apply for a Citibank Emirates Skywards Credit Card

Individuals who satisfy the eligibility criteria can follow the next step and collect the required documents. Following is the list of documents you need to submit during your credit card application. 

  • A copy and an original Emirates ID (for UAE nationals and residents)
  • A copy and an original passport with UAE visa/work permit with address details (for the expats)
  • Salary account IBAN and Passport number. 

How to Apply for a Citibank Emirates Skywards Credit Card?

With various online and offline channels, Citibank offers a convenient application process. You can opt for a completely paperless application via online mode or choose to visit the bank with all your documents.

  • Online Application - To apply online, individuals need to visit the Citibank official website, choose their preferred credit card and fill out the personal details. Later, they need to upload the documents in the prescribed format. After the applicants receive the credit card, they can activate the card using Citibank online or mobile banking facility. 
  • Offline Application- To apply offline, the applicant needs to visit Citibank’s nearest branch and apply for the credit card as per the instructions of the bank’s representative. 
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Fees on Citibank Emirates Skywards Credit Cards

The list of fees and various charges on Citibank Emirates Skywards credit cards are as follows - 

Annual Charges

Citibank Ultima Credit Card

AED 3,000

Citibank Ultimate Credit Card

AED 800

Citibank World Credit Card

AED 400

Other charges

Retail and Cash Interest Rate per month

3.25%

Cash Advance Fee

3% of the cash advance amount or AED 99 (whichever is higher).

Quick Cash processing fee (beyond credit limit) 

AED 100

Foreign Currency Transaction Charges

2.99%

Balance Transfer Interest Rates

Up to 35.88% at reducing balance basis

Minimum Payment Due

2.74% of the current outstanding bills and other charges. 

Other Bank's Emirates Skywards Credit Cards in UAE

Emirates Skywards Credit Card in UAE
Emirates NBD Emirates Skywards Credit Card in UAE
RAKBANK Emirates Skywards Credit Card in UAE
Emirates Islamic Bank (EIB) Emirates Skywards Credit Card in UAE

FAQ's on Citibank Emirates Skywards Cards in UAE

How much monthly salary do I need to avail of a Citibank Emirates Skywards credit card in UAE?

The minimum salary requirement differs for various Citibank credit cards. An individual needs to have a minimum salary of AED 12,000 and above to avail of a Citibank World Credit card, AED 18,000 for a Citibank Ultimate credit card and AED 36,750 for a Citibank Ultima credit card.

Will I be receiving Skywards Miles for utility bill payments and credit card bill payments?

No, the Skywards Miles are not awarded for utility and credit card bill payments.

How can I redeem my Skywards Miles from the Citibank credit cards?

Individuals can redeem their Skywards Miles by logging into their online account or using the Citibank Mobile application. Later, they need to go to the card section and select the redeem option. With the Skywards Miles, they can avail of exclusive discounts on ticket fare, hotel booking shopping and a lot more.

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