Credit Cards in the UAE comes with a lot of benefits. Free or not, the Credit Card will offer benefits to the card holder. Although, the benefits offered do differ according to the Credit cards.
One of the most common benefits is the points awarded with the Swipe of a card. The points can, later on, be used to get free tickets, discounts or pay the bill.
Here, we are going to discuss credit cards that offer maximum benefits in the UAE.
ADCB bank offers two of the best credit cards in the UAE, in terms of rewards. These credit cards are- TouchPoints Infinite credit card with Mychoice and Touchpoints Platinum Credit Card with Mychoice.
The adcb credit card with MyChoice zero annual fee for life.
TouchPoints Infinite Credit Card with Mychoice
The features of the TouchPoints Infinite Credit Card with Mychoice are-
- Monthly Charge: The ADCB Credit Card has a monthly interest of 3.25% for the finance
- Touch Points: For every touchpoint spent, cardholders are rewarded with up to 15 TouchPoints
Some of the benefits of the TouchPoints Infinite Credit Card with Mychoice include-
- Golf access is complimentary
- Discounts up to 25% on dining
- Credit shield
- Travel insurance for multi-trip
- Easy installments
- Balance transfers are interest-free
- Extended warranty and protection of purchase
- Cash withdrawals
- Interest-free days
- Payment options are convenient
- Internet Banking and Mobile App
Rewards awarded with the TouchPoints Infinite Credit Card with Mychoice are as follows-
- Rewards awarded for using the card in a supermarket, fuel, utility bill payments, telecom bill payment, and duty-free shopping
- Up to 20000 Touchpoints are awarded in each category every month
- Touchpoints awarded for every AED spent
Touchpoints Platinum Credit Card with Mychoice
The features of the TouchPoints Platinum Credit Card with Mychoice are-
- Welcome bonus: A welcome bonus of 60,000 TouchPoints is awarded
- Monthly charge: Charges of 3.25% for the monthly finance
- Touch points: For every touchpoint spent, cardholders are rewarded with up to 15 TouchPoints
Some of the benefits of the TouchPoints Platinum Credit Card with Mychoice are-
- A welcome bonus is awarded 2 months after the annual fee is paid
- Vox cinema offer of Buy-one-get-one is given without any conditions
- Cash withdrawals
- Interest-free days
- Payment options are convenient
- Internet Banking and Mobile App
- Credit shield
- Easy installments
- Balance transfers are interest-free
Rewards awarded with the TouchPoints Platinum Credit Card with Mychoice are-
- Rewards awarded for using the Platinum Credit Card in a supermarket, fuel, utility bill payments, telecom bill payment, and duty-free shopping
- Touchpoints awarded for every AED spent
- Up to 20000 Touchpoints are awarded in each category every month
Emirates NBD Go4it Gold Credit Card
Emirates Go4it Gold Credit Card is a collaboration between Emirates NBD and RTA (Roads and Transport Authority). The Go4it is a Credit Card with a built-in transit chip. It is a very unique emirates nbd credit card.
The Emirates NBD Go4it Gold Credit Card has an annual fee of AED 99.
The features of the Emirates NBD Go4it Gold Credit Card include:
- Transit card: The Emirates NBD Credit card can be used as an RTA Nol card.
- Easy installments: Emirates NBD Credit Card offers easy installments with 6-12 months.
- Bill Payment: Utility bill payment is easy with Emirates NBD Credit Card.
The benefits of the Emirates NBD Go4it Gold Credit Card include:
- Movie Tickets: 2 2D VIP or 2D Standard at VOX cinemas at the exclusive price of AED 45.
- Dubai Ferry: Complimentary rides on the Dubai Ferry.
- Travel Benefits: 3% discount on flight tickets and up to 7 % on vacation packages.
- Life Insurance: Complimentary life insurance is provided (terms and conditions apply)
The rewards offered with the Emirates NBD Go4it Gold Credit Card are:
- Plus Points: The Card holder is rewarded up to 5 Plus points for every 400 AED spent.
Additional benefits with VISA
- Movie offers
- International travel and medical assistance
- Replacement of cash and card, in case of an emergency
- Exclusive deals of 2-for-1 with an entertainer
Over to You
To apply for the above Credit Cards, you will need to have a minimum salary. Check the eligibility requirements before applying for any Credit Cards in the UAE.
Also, make sure to compare the credit cards in the UAE. Opt for a Credit Card that will suit your needs and fit your lifestyle accordingly.