Aafaq Credit Cards

In today's dynamic financial landscape, Aafaq Islamic Finance credit cards stand out for their secure and ethical banking. As a pioneer in Sharia-compliant financial solutions, Aafaq Islamic Finance has redefined the credit card experience for its users.

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Aafaq Credit Card
Apply Credit Card & get Cashback and Rewards*
  • Compare from top banks
  • No annual fee
  • Benefits up to AED 2,000
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Aafaq credit cards not only empower individuals with seamless payment solutions but also integrate principles of Islamic finance, ensuring transactions are compliant with Sharia law.

With Aafaq Islamic Finance credit cards, users can enjoy the convenience of electronic payments while adhering to ethical financial practices. What sets this card apart is its unique purchase protection feature, shielding acquired items from theft or accidental damage.

In this article, we will explore the benefits and principles of Aafaq Islamic Finance credit cards and how they have revolutionised the way we approach modern banking in alignment with Islamic values.

Cashback Back & Free Airport Lounge Access - Policybazaar uae

Types of Aafaq Credit Cards

Tabled below are the types of credit cards offered by Aafaq Islamic Finance -

Credit Card Features and Benefits
Aafaq Titanium credit card
  • Get a 20% discount on Talabat offers
  • Get complimentary access to international airport lounges via LoungeKey
  • Special offers with MasterCard
  • Get great deals on Booking.com
  • Easy payment plan
  • Option to transfer balance from other credit cards
  • Round-the-clock support service
  • Exclusive offers at thousands of shops, eateries, and more
  • Secured online shopping
  • Get finance on phone
Aafaq Platinum Credit Card
  • Unlimited complimentary access to international airport lounges
  • 24/7 customer care service 
  • Avail of exclusive deals at thousands of shops, eateries and cafeterias, and more
  • Easy and flexible payment plans
  • Secured online shopping
  • Get supplementary credit cards for family members
  • Get up to 20% discount on your next rental car with Avis Car Rental
  • Free for life credit card
  • Get up to 20% off on Careem
  • Receive rewards and benefits on domestic purchases
  • Get finance via phone
  • Get balance from other credit cards transferred to this credit card
Aafaq World Elite Credit Card
  • Exclusive reward programs - SaveBack Program and Star Bonus Program
  • Free airport transfers with chauffeur service
  • Get special access to exquisite Private Lounge and Majlis
  • Access to round-the-clock concierge service
  • Unrestricted access to business-class airport lounges
  • Obtain additional credit cards for your family members
  • Enjoy a generous discount of up to 25% on your upcoming Avis Car Rental
  • Receive rewards and perks when making purchases within the country
  • Easily apply for financing over the phone.
  • Consolidate balances from other credit cards onto this one
Aafaq Business Platinum Credit Card
  • Enjoy unrestricted access to international airport lounges
  • Get Corporate Liability Waiver
  • Avail of maximum cashback
  • Receive additional business credit card for primary employees
  • The credit card is accepted internationally
  • Earn rewards and benefits on local and international transactions
  • Smart utility payments
  • Flexible and easy payment plan benefit
  • Enjoy a high credit limit
  • Special offers available with MasterCard
  • Get rewards on utilising government services
  • Purchase protection for all your purchases made from Aafaq Business Platinum Credit Card 

discount offers - Policybazaar uae

Eligibility Criteria to Apply for Aafaq Credit Cards

Here are the eligibility criteria to apply for Aafaq credit cards -

  • Minimum Age - 21 years
  • Minimum Salary - AED 5,000 per month
  • Nationality - UAE nationals and expatriates

Documents Required to Apply for Aafaq Credit Cards

Listed below are the documents required to apply for Aafaq credit cards -

  • Make sure that the credit card application form is filled out correctly
  • Attach a duplicate of your Emirates ID to the application
  • Supply a security check as part of the submission
  • If you're not transferring your salary, make sure to furnish a salary certificate
  • If you opt for salary transfer, present bank statements reflecting at least 2 months' worth of salary deposits
  • Enclose a copy of your Passport containing a valid Visa page
  • In case of a salary change exceeding 20% or in the absence of a Salary Certificate, you will be required to provide a pay slip.

discount offers - Policybazaar uae

How to Apply for Aafaq Credit Card?

You have the convenience of applying for Aafaq Islamic Finance credit cards via Policybazaar.ae, a platform that consolidates a variety of credit products into one accessible location. To get started, navigate to the website's homepage and select the 'Credit Card' tab or opt for the same option from the Banking Products menu.

Once this step is completed, you will be directed to a form where you must provide precise details, including your monthly earnings and nationality. Following the completion of this form, simply click on the 'View Quotes' button.

This will take you to our credit card quotes page where you can explore the range of credit cards provided by Aafaq Islamic Finance, thereby empowering you to make an informed choice.

If you encounter any difficulties making a decision, rest assured that our team of banking experts is readily available to offer their assistance.

To know more about Aafaq credit card, go through the following frequently asked questions. 

Frequently Asked Questions

Q1. What is the minimum amount for balance transfer for Aafaq credit card?

Ans: The minimum amount for balance transfer for this credit card is AED 2,000.

Q2. What are the Save back rewards on Aafaq Platinum Credit Card?

Ans: You get 1% save back rewards on domestic transactions and 2% save back rewards on international transactions.

Q3. What are the benefits offered by Aafaq credit card?

Ans: Aafaq Islamic Finance provides a range of credit card options tailored to meet your needs. The credit card offerings come with lifestyle perks, rewards schemes, and features like the convenient Easy Payment Plan (EPP) and balance transfers.

Q4. What is purchase protection?

Ans: Every time you use your Aafaq Islamic Finance credit card to make a purchase, the purchase protection feature safeguards your bought items from theft or accidental damage.

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