ADCB 365 Cashback Credit Card

Abu Dhabi Commercial Bank (ADCB) is a leading financial institution in the United Arab Emirates (UAE), providing a range of banking and financial services to individuals and businesses. One of its most popular offerings is the ADCB 365 Cashback Credit Card, which is designed to provide customers with a range of benefits and rewards.

The ADCB 365 Cashback Credit Card has been recognised for its outstanding features, earning multiple awards for its innovative rewards program, convenience, and customer service. The card offers customers cashback on their everyday purchases including groceries, dining, and fuel, providing them with a simple and convenient way to earn rewards while managing their finances. Additionally, the card offers a range of other benefits, such as complimentary travel insurance, access to exclusive discounts and offers, and much more.

With its innovative rewards program, convenience, and exceptional customer service, the ADCB 365 Cashback Credit Card is a popular choice for customers looking to maximise their spending while managing their finances. In this article, we will explore the features, benefits, and rewards of this ADCB credit card and help you determine whether it is the right choice for you.

Features and Benefits of ADCB 365 Cashback Credit Card

Abu Dhabi Commercial Bank recently introduced the 365 credit card link' href='https://www.policybazaar.ae/top-5-cashback-credit-cards-in-the-uae-ccart/'>cashback credit card, a unique credit instrument for individuals who value cashback when using a credit card in the UAE for everyday purchases. This card is available in both conventional and Islamic variants. 

Listed below are the salient features and benefits of the Abu Dhabi Commercial Bank 265 Cashback Credit Card:

• Get cashback in the following manner - 

Purchases	Cashback Offered
On Utilities, Fuel, Salik, and Telecommunication	Up to 3%
On Dining and Online Orders	Up to 6%
On Groceries	Up to  5%
Other Retail Spends	Up to 1%

• Get a welcome bonus of AED 365 on spending AED 5,000 and above within the first 45 days of getting the credit card issued. This welcome bonus is credited as cashback within 90 days of issuance of the credit card once you meet the eligibility criteria

  

• Minimum monthly income required - AED 8,000
• Annual charges - Free for 1st year, AED 365 and VAT charged starting from the 2nd year
• Buy 1 Get 1 free movie ticket at VOX Cinemas
• 0% interest payment plan for school fee payment
• 0% interest payment plan for balance transfer and credit card loan
• Get complimentary life cover
• Enjoy convenient paying with mobile and digital wallets

Rewards and Offers Available on ADCB Cashback Credit Card

Here are the rewards and offers available on Abu Dhabi Commercial Bank 365 Cashback Credit Card -

• Save up to 12% on over 985,000 hotels and vacation accommodations across the world via Agoda. Note that this promotion is available only at selected merchant estates.
• Get a chance to watch the latest films at VOX Cinemas in the country by availing of the special rewards with ADCB 365 Cashback Credit Card for seat categories such as - IMAX, Standard, VIP, MAX Standard, and more. 

Here are the available offers -

1. Buy 1 Get 1 free offer (for up to 4 tickets monthly per credit card)
2. Get 25% off on select meals (offer applicable on food and beverage; excluding combos at the confectionery bar in any VOX Cinemas in the UAE)
3. Upgrade Offer - Regular- and medium-sized popcorn and beverage can be upgraded to medium and large-size popcorn and beverage respectively. This offer is available only at the snack bar by showing ADCB 365 Cashback Credit Card with Buy 1 Get 1 movie ticket offer. 

Eligibility Criteria for ADCB 365 Cashback Credit Card

Check out the eligibility criteria for this Abu Dhabi Commercial Bank credit card below -

• Minimum monthly income - AED 8,000
• Minimum age requirement - 21 years
• A good credit score

Documents Required for ADCB Credit Card in the UAE

Listed below are the documents required to apply for the ADCB 365 Cashback Credit Card in the UAE -

• An original or a copy of Emirates ID
• Recent bank statements
• A copy of passport and visa (for expats)
• Pay slip or salary certificate in the name of the bank

Fees and Charges Applicable to Abu Dhabi Commercial Bank 360 Cashback Credit Card

Tabled below are the charges applicable to the ADCB 360 Cashback Credit Card -

Description	Charges
Annual Membership Charges	Free for 1st year, AED 383.25 per annum from the 2nd year
Finance Fees (for Cash Advance)	3.69% per month
Overlimit Charge	AED 288.75
Cash Advance Charge	3.15% or AED 105 (whichever is more)
Foreign Currency Transaction Limit	2.99%
Exchange House Payment Charge	AED 5.25 per transaction
Paper Statement Charges	AED 5.25 per month
Charges for a Copy of Sales Voucher	AED 26.25
Foreclosure Charges (for Balance Transfer or Credit Card Loan or Instalment Plans)	AED 210
Charges for Credit Card Replacement	AED 78.75
Charges for Minimum Payment Due	5% or AED 100 (whichever is more)
Charge for Liability or No Liability Letter	AED 52.5
Finance Fees (for Retail Purchase)	3.69% per month
Finance Fees (for Balance Transfer or Credit Card Loan or Instalment Plans)	Up to 3.69% per month
Late Payment Charges	AED 241.5 (if the minimum amount due is not paid by the due date)
Credit Shield Charges	1.0395% (of the remaining amount at the end of the billing cycle)
Foreign Transaction Charges (in AED currency)	2.1%
Charges for Duplicate Statement	AED 26.25
Charges for the Returned Cheques	AED 157.5
Fee for Increasing Temporary Credit Limit	AED 52.5
Processing Charges for 0% Payment Plans for Select Merchants and Credit Card Loans	AED 52.5
Payment Due Date	25 days
Cash Advance Limit	AED 52.50

How to Apply for an ADCB 365 Cashback Credit Card?

You can easily apply for ADCB 365 Cashback Credit Card on Policybazaar.ae, an online portal that is a one-stop destination for all your banking and insurance requirements. Here, you can find top credit cards in the UAE from the major banks and lending institutions in the UAE.

To apply for the ADCB 365 Cashback Credit Card, simply click on the ‘Credit Card’ tab on the homepage or select the option from the ‘Banking Products’ tab present on the menu bar.

You will be navigated to the lead form. Fill it out precisely and click on the ‘View Quotes’ tab, which will take you to our credit card quotes page. Go through the ADCB 365 Cashback Credit Card features and click on the ‘apply’ button if you are satisfied with the features.

You get to enjoy the following benefits when you apply for ADCB 365 Cashback Credit Card via Policybazaar UAE -

• Option to compare features and benefits of various insurance and banking products from the major industry players
• Free access to credit score range
• Discounts and offers on shopping from Policybazaar.ae
• Assistance from the in-house team of industry experts
• 24/7 customer care support

To dive more into ADCB 365 Cashback Credit Cards, let’s go through the following FAQ section.

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Frequently Asked Questions