ADCB Etihad Credit Card
Abu Dhabi Commercial Bank (ADCB), a leading institution in the UAE, provides a comprehensive range of services across private banking, wealth management, commercial banking, cash management, corporate finance, foreign exchange, and more.
- Airport Lounge
- Shopping Benefits
- Fuel benefits
- Movie Discounts
4.6/5
24,259
Reviews
Best credit cards with 0 Annual fee*
- Cashback up to AED 2,000
- Rewards + Welcome Offers
- No Annual Fee
- Travel benefits
- Dining Discounts
- Entertainment Benefits
A significant facet of their private and corporate banking services is their diverse collection of credit cards, each loaded with unique features and benefits to meet the needs of various customers. Amongst this suite of offerings, ADCB Etihad Credit Cards certainly stand out, as reflected in their rapidly-growing popularity due to their exceptional offers and bonuses.
This article will provide the nitty-gritty of ADCB Etihad Credit Cards (including both conventional and Islamic credit cards), providing an in-depth analysis of their features, benefits, and terms and conditions to help you understand why these cards are becoming an increasingly popular choice for many.
Types of ADCB Etihad Credit Cards
ADCB offers two primary types of credit cards – conventional and Islamic credit cards – that are designed with the user's financial preferences and requirements in mind.
ADCB Conventional Credit Cards are the traditional form of credit cards that allow you to purchase now and pay later with interest. These cards cater to a wide array of requirements - from everyday spending to travel and luxury. Each card offers exclusive rewards and benefits such as air miles, cashback, and more (depending on the specific type).
ADCB Islamic Credit Cards, on the other hand, adhere to the principles of Islamic law or Shariah which prohibits the charging or paying of interest (riba). These cards are designed for customers who wish to manage their finances in accordance with their faith. All transactions and services associated with these cards are interest-free and comply with the principles of Shariah.
The portfolio of ADCB Conventional Cards includes the following:
ADCB Etihad Guest Infinite Credit Card
Tailored for the discerning customer, this card offers unmatched benefits and rewards in travel, lifestyle, and more.
-
Minimum Salary AED 40,000
-
Annual Fee 1st Year Free , AED 2625 from 2nd year onwards
- Free for 1st year (Limited period offer till 5th September)
- Welcome Bonus
- Etihad Guest Miles on spend
- Complimentary Class upgrades
- Fast track to Etihad Gold Tiers
- Complimentary Lounge Access
- Dining Discounts
- Avis Car Rental
- Golf Benefits
- Balance Transfer
ADCB Etihad Guest Signature Credit Card
It is a prestigious card that brings an array of exclusive benefits and high reward rates.
-
Minimum Salary AED 20,000
-
Annual Fee 1st Year Free , AED 1050 from 2nd year onwards
- Welcome Miles
- Etihad Guest Miles on spend
- Complimentary Class upgrades
- Free for 1st year (Limited period offer till 5th September)
- Fast track to Etihad Silver Tiers
- Complimentary Lounge Access
- Avis Car Rental
- Dining Discounts
- Golf Benefits
- Travel Discounts / Benefits
ADCB Etihad Guest Platinum Credit Card
Designed for the practical spender, it offers generous reward rates and a host of other features.
-
Minimum Salary AED 8,000
-
Annual Fee 1st Year Free , AED 525 from 2nd year onwards
- Welcome Miles
- Etihad Guest Miles on spend
- Complimentary Class upgrades
- Free for 1st year (Limited period offer till 5th September)
- Fast track to Etihad Silver Tiers
- Complimentary Lounge Access
- Dining Discounts
- Travel Discounts / Benefits
The range of ADCB Etihad Islamic Credit Cards consists of:
ADCB Islamic Etihad Guest Infinite Card
This card provides unparalleled benefits and rewards while ensuring that all transactions are in compliance with Shariah principles.
-
Minimum Salary AED 40,000
-
Annual Fee 1st Year Free , AED 2625 from 2nd year onwards
- Free for 1st year (Limited period offer till 5th September)
- Welcome Bonus
ADCB Islamic Etihad Guest Signature Card
It is a premium card that combines the benefits of exclusive offers with the peace of mind that comes from knowing your card is Shariah compliant.
-
Minimum Salary AED 20,000
-
Annual Fee 1st Year Free , AED 1050 from 2nd year onwards
- Free for 1st year (Limited period offer till 5th September)
- Welcome Bonus
ADCB Islamic Etihad Guest Platinum Card
This card presents a practical choice for those seeking a balance between generous rewards and adherence to Islamic banking principles.
-
Minimum Salary AED 8,000
-
Annual Fee 1st Year Free , AED 525 from 2nd year onwards
- Free for 1st year (Limited period offer till 5th September)
- Welcome Bonus
Features and Benefits of ADCB Etihad Credit Cards
Without further ado, let’s take a look at the prominent features and benefits of the ADCB Etihad Credit Cards -
| Card Type | Key Features and Benefits |
|---|---|
| Islamic Etihad Guest Infinite Card |
|
| Islamic Etihad Guest Signature Card |
|
| Islamic Etihad Guest Platinum Card |
|
| Etihad Guest Infinite Credit Card |
|
| Etihad Guest Signature Card |
|
| Etihad Guest Platinum Credit Card |
|
Eligibility Criteria for ADCB Etihad Credit Cards
Before applying for an ADCB Etihad Credit Card, it is essential to be aware of the minimum monthly income required for your chosen option. For this, you can simply check the table below:
| Type of ADCB Etihad Credit Cards | Monthly Income |
|---|---|
| Islamic ADCB Etihad Credit Cards | |
| Islamic Etihad Guest Infinite Card | AED 40,000 |
| Islamic Etihad Guest Signature Card | AED 20,000 |
| Islamic Etihad Guest Platinum Card | AED 8,000 |
| Conventional ADCB Etihad Credit Cards | |
| Etihad Guest Infinite Credit Card | AED 40,000 |
| Etihad Guest Signature Credit Card | AED 20,000 |
| Etihad Guest Platinum Credit Card | AED 8,000 |
To qualify for the various offers and the welcome bonus associated with ADCB Etihad Credit Cards, customers must meet specific minimum spending requirements within a stipulated time frame.
For the Islamic Etihad Guest Infinite, Islamic Etihad Guest Signature, and the Etihad Guest Infinite and Signature cards, the threshold is set at AED 75,000 and AED 50,000 respectively. For the Islamic Etihad Guest Platinum and the Etihad Guest Platinum cards, the minimum spend is AED 25,000.
Rewards and Offers of ADCB Etihad Credit Cards
As discussed earlier, the ADCB Etihad Guest Credit Cards offer Welcome Bonus and promotional miles, which are enticing features for frequent travellers and those who wish to maximise their returns from their credit card usage.
Tabled below is the list of welcome miles and promotional miles associated with ADCB Etihad Credit Cards -
| Type of ADCB Etihad Guest Credit Card | Welcome Miles | Promotional Miles for UAE Nationals | Promotional Miles for Expats |
|---|---|---|---|
| ADCB Etihad Guest Infinite | Up to 150,000 miles | 150,000 | 120,000 |
| ADCB Etihad Guest Signature | Up to 75,000 welcome miles | 75,000 | 60,000 |
| ADCB Etihad Guest Platinum | Up to 40,000 welcome miles | 40,000 | 30,000 |
| ADCB Islamic Etihad Guest Infinite | Up to 150,000 miles | 150,000 | 120,000 |
| ADCB Islamic Etihad Guest Signature | Up to 75,000 welcome miles | 75,000 | 60,000 |
| ADCB Islamic Etihad Guest Platinum | Up to 40,000 welcome miles | 40,000 | 30,000 |
Terms and Conditions of ADCB Etihad Credit Cards Rewards and Offers
Make sure to adhere to the following terms and conditions in order to avail of ADCB Etihad Credit Card rewards and offers -
Period for Meeting the Minimum Spends
The promotional bonus Etihad Guest Miles will be granted to those customers who manage to meet the minimum spending within the initial 90 days from the date the card is issued. This spending can be made through retail purchases, balance transfers, cash withdrawals, and the PayOrder facility.
For instance, if a card is issued on 5th June 2023, the required spend must be made before 3rd September 2023.
Applicability of the Offer
The promotional offer is applicable to ADCB Islamic Etihad Guest Cards applied for between 5th June and 5th September 2023, with the card issued by 20th September 2023. This offer is exclusive to customers who did not have an ADCB Etihad Guest Credit Card or an ADCB Islamic Etihad Guest Card prior to the offer period.
Note: Users who cancel an existing adcb credit card or ADCB Islamic Covered Card during the offer period and apply for an Etihad Guest Card will not be eligible.
Promotional Miles Credit
Once the customer meets the spend criteria, promotional miles will be credited within 60 days from the completion of the 90 days from the card issuance date. Customers who choose to convert an existing ADCB Credit Card or ADCB Islamic Covered Card to an Etihad Guest Card will not be eligible for this offer.
Terms for Etihad Gold and Silver Guest Tier Membership and Complimentary Class Upgrade Vouchers
Etihad Gold and Silver Guest Tier membership and complimentary class upgrade vouchers are subject to specific terms and conditions. The earned Etihad Guest Miles will only be credited to the customer's "Etihad Guest Account".
Cap on Supplementary Card Bonus Welcome Miles
Supplementary card bonus welcome miles are capped, meaning they can only be accrued for one card.
Annual Fees for ADCB Etihad Credit Cards
Given below are the annual fees related to the discussed ADCB Etihad Guest Credit Cards –
| Type of ADCB Etihad Guest Credit Card | Annual Fees |
|---|---|
| ADCB Etihad Guest Infinite |
|
| ADCB Etihad Guest Signature |
|
| ADCB Etihad Guest Platinum |
|
| ADCB Islamic Etihad Guest Infinite |
|
| ADCB Islamic Etihad Guest Signature |
|
| ADCB Islamic Etihad Guest Platinum |
|
How to Apply for ADCB Etihad Credit Cards?
Applying for ADCB Etihad Credit Cards is a straightforward and user-friendly process through the Policybazaar UAE platform. Here's how you can do the same -
- Visit policybazaar.ae, the official Policybazaar UAE website.
- Navigate to the "Credit Cards" section and fill out the lead form with your details.
- After completing the lead form, you'll be redirected to the credit cards page.
- Use the filter option to view all the available ADCB credit cards.
- Choose the card that suits your needs and click "Apply."
Benefits of Applying for ADCB Etihad Credit Cards using Policybazaar UAE
Using the Policybazaar.ae platform to apply for an ADCB Etihad Credit Card comes with several advantages as given below -
- Efficient Comparison: Policybazaar.ae provides an intuitive platform that allows you to easily compare different credit cards and make an informed decision.
- Detailed Information: The platform offers comprehensive information about each credit card, its features, benefits, fees, and terms and conditions. This ensures that you thoroughly understand the card you are applying for.
- Secure Platform: Policybazaar UAE ensures that your information is securely handled. The platform adheres to strict data privacy and security measures to protect your personal details.
- Convenience: A great benefit of applying for a credit card through policybazaar.ae is that you can apply from the comfort of your home or office. This saves you time and effort that would otherwise be spent visiting a bank.
- Customer Support: Policybazaar UAE provides excellent customer service - if you have any issues or queries during the application process, the 24/7 customer support team is readily available to assist you.
Given below are some frequently asked questions (along with their answers) related to ADCB Etihad Credit Cards.
Frequently Asked Questions
Ans: ADCB offers two types of Etihad Credit Cards: conventional and Islamic. The conventional card category includes the Etihad Guest Infinite, Signature, and Platinum credit cards. The Islamic credit card category, meanwhile, includes the Islamic Etihad Guest Infinite, Signature, and Platinum cards.
Ans: Conventional ADCB Etihad Credit Cards are standard credit cards that are based on interest charges on the outstanding credit amount. Islamic credit cards, on the other hand, operate on the principles of Islamic law (Shariah) that prohibit charging or paying interest. Instead, they use the concept of profit through trade.
Ans: You can seamlessly apply for an ADCB Etihad Credit Card through Policybazaar.ae. Simply visit the official website, navigate to the credit cards section, and fill out the lead form to be redirected to the credit cards page. Use the filter option to see all the available ADCB credit cards and apply for your preferred one.
Ans: The Welcome Bonus is a promotional offer that provides new cardholders with a significant number of Etihad Guest Miles. To avail of this offer, you need to meet specific minimum spending requirements within 90 days from the date the card is issued.
Ans: Yes, to avail of the Welcome Bonus offer, you must meet the minimum spend criteria specified for each card. Moreover, the offer is valid only for customers who do not have an ADCB Etihad Guest Credit Card or an ADCB Islamic Etihad Guest Card before the offer period. Similarly, converting or cancelling an existing ADCB Credit card or ADCB Islamic Covered Card during the offer period will disqualify you from the offer.
Ans: Promotional miles will be credited within 60 days from the completion of 90 days from the card issuance date provided that you meet the specified spending criteria.
Ans: Applying for an ADCB Etihad Credit Card through the Policybazaar UAE platform provides several benefits such as efficient card comparison, detailed information for each card, data security, the convenience of applying from anywhere, and access to excellent customer support.
More From Credit Cards
- Recent Articles
- Popular Articles
13 Nov 2024How Do Credit Cards Work?Credit cards can help build credit while making purchases more convenient. Learn how credit cards work and best practices for using them by Policybazaar.
12 Nov 2024Kredit Card vs Credit Card - Key Differences ExplainedLearn the key differences between "Kredit" and "Credit" cards, and find out which one suits your needs best. Read more for insights!
12 Nov 2024Emirates Airlines Credit Card - Apply Online Emirates Airlines Card in UAEEmirates Airlines Credit Card - Compare & Apply for Emirates Airlines Credit Card online in UAE, Dubai. Check eligibility, features & benefits, charges, offers, & more.
25 Sep 2024Types of Credit Cards: Compare and Choose the BestDiscover the different types of credit cards, compare benefits, and choose the best one for your needs with this comprehensive guide.
25 Sep 2024How to Check FAB Credit Card Balance Online in UAE - December 2024FAB Credit Card Balance Check - Check Your FAB Bank Balance with these easy methods 1- Mobile Banking, 2- FAB Mobile App & 3- Via Offline.
19 Sep 2024Minimum Salary Credit Card UAE December 2024Discover the best credit cards in UAE for minimum salary requirements. Find the perfect card for you today.
