Al Masraf Platinum Credit Card
- Airport Lounge
- Shopping Benefits
- Fuel benefits
- Movie Discounts
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Best credit cards with 0 Annual fee*
- Cashback up to AED 2,000
- Rewards + Welcome Offers
- No Annual Fee
- Travel benefits
- Dining Discounts
- Entertainment Benefits
The Al Masraf Platinum Credit Card stands out with its appealing reward benefits. As a cardholder, you can enjoy the advantage of fuel discounts and save yourself from the impact of rising fuel prices. Additionally, the card offers cashback on everyday purchases, making it a practical choice for various expenses.
With its user-friendly features, the Al Masraf Platinum Credit Card provides a hassle-free experience for earning and redeeming rewards. Whether it's filling up your tank or everyday shopping, this credit card offers a simple yet effective way to earn valuable perks and savings.
Features and Benefits of Al Masraf Platinum Credit Card
Tabled below are the salient features and benefits of the Al Masraf Platinum credit card —
| Features and Benefits | Al Masraf Platinum Credit Card |
|---|---|
| Al Masraf Reward Points |
|
| Contactless Payments | Make up to 3 transactions per day for AED 500 each |
| Airport Lounge Access | Get unlimited access to 25 particular regional and international airport lounges for self |
| Udemy.com | Get up to 30% discount on the top trending courses and a 50% discount on the course of the month |
| Rentalcars.com | Get up to 10% off |
| Avis | Upgradation subject to availability. Get up to 15% off in Europe and MENA and 12% in Canada and the US |
| MyUS Premium Shopping Discount | Get free premium membership for 2 years, complimentary account set-up, 30% discount on shipping for the first month, and 20% discount on shipping for the remaining 2 years’ membership |
| Purchase Protection | Get coverage for theft or accidental damage of USD 2,000 per claim and a maximum cap of USD 5,000 for over 12 months |
| Samsung Pay | Option Available |
| Priceless Specials 2 for 1 Offers | Offers available across the Middle East for fine dining and activities |
| Booking.com | Get a cashback of 10% |
| Cleartrip.com Airline Discount | Get up to 30% off (subject to upper limits on discount) |
| Mastercard for Your App | Available |
| Apply Now | |
Fees and Charges Associated with Al Masraf Platinum Credit Card
The following are the fees and charges associated with the Al Masraf Credit Card —
| Fees and Charges | Amount |
|---|---|
| Annual Fee | AED 150 |
| Supplementary Card Yearly Charge | Free |
| Cheque Return Fee | AED 200 |
| Over Limit Fee | AED 250 |
| Additional Statement Copy Charge | AED 45 |
| Retail Interest Rate | Up to 3% per month |
| Cash Advance Fee | Up to 3% of each withdrawn amount per month (at least AED 100) |
| Credit Shield | Up to 0.6% of the remaining amount |
| Card Replacement Fee | AED 75 |
| Late Payment Charge | AED 230 |
| Temporary Limit Increase Fee | AED 150 |
| Sales Slip Copy (in case of user’s fault) | AED 65 |
| International Transaction Fee | Up to 2.75% |
| International Delivery Charge | AED 200 |
Eligibility Criteria to Apply for Al Masraf Platinum Credit Card
Here are the eligibility criteria to apply for this credit card in UAE —
- Minimum Salary – AED 7,000 per month
- Minimum Income for Self-employed Individuals – Average balance of AED 50,000 or more
- Minimum Age – 21 years
- Nationality – UAE nationals and residents
- Minimum Years of Service – 6 months with confirmation
Documents Required to Apply for Al Masraf Platinum Credit Card
To apply for the Al Masraf Platinum Credit Card, you will be required to submit these documents —
- A duly filled-in credit card application form
- Emirates ID copy
- Passport copy with residential visa
- Security cheque
- Salary certificate if you are a non-salary transfer customer
- In case of a salary difference of more than 20%, provide a pay slip
- If you transfer your salary to another bank, provide 2 months’ bank statements showcasing salary credit.
- For self-employed individuals provide documents such as the power of attorney, trade licence, or proof of ownership
Discover more about Al Masraf Platinum Credit Card with the following frequently asked questions section.
Frequently Asked Questions
Ans: As a cardholder, you can make up to 3 contactless transactions without a PIN per day, each with a limit of AED 500. Afterward, you must use a PIN for contactless transactions.
Keep in mind that you, as a customer, bear the responsibility and liability for all transactions.
Ans: To use the card, activate it first and set a PIN through the bank's IVR by calling 600 52 9999.
Ans: Immediately connect with the Al Masraf contact centre by dialling 600 52 9999 and report a lost or stolen card. The bank will promptly block the card and issue a replacement, with applicable fees as per the schedule of charges.
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