Al Masraf World Credit Card
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- Airport Lounge
- Shopping Benefits
- Fuel benefits
- Movie Discounts
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- Cashback up to AED 2,000
- Rewards + Welcome Offers
- No Annual Fee
- Travel benefits
- Dining Discounts
- Entertainment Benefits
Credit cards present a great option to complete seamless transactions and enjoy a plethora of rewards and benefits. One of the most promising credit cards is the Al Masraf World Credit Card.
This credit card helps you earn cashback and rebates on shopping, travel, and lifestyle expenses.
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5,000 AED50,000+ AED
Most Popular Credit Card in UAE
Table of Content
Features and Benefits of Al Masraf World Credit Card
The table below lists the major features and benefits of the Al Masraf Credit Card —
| Features and Benefits | Al Masraf World Credit Card |
|---|---|
| Al Masraf Reward Points |
|
| Contactless Payment | Valid up to 3 transactions per day of AED 500 each |
| Samsung Pay | Provision Available |
| Airport Lounge Access | Get unlimited access to international airport lounges via LoungeKey for yourself |
| Priceless Specials ‘2 for 1’ Offers | Offers available across the Middle East for fine dining and other activities |
| Udemy.com | Get a discount of up to 30% on the major trending courses and a 50% discount on the course of the month |
| Booking.com | Get 10% cashback |
| Rentalcars.com | Get up to 10% off |
| Hertz | Get Gold Plus Rewards 5 star, free one class upgrade, the option to skip lines, and up to 15% discount |
| Avis | Get a free upgrade and up to 25% discount |
| Cleartrip.com Airline Discount | Up to 10% discount without any minimum spend cap. Use the promo code — MCWORLD |
| Global Blue VIP Service for VAT Reclaim | Get complimentary access to airport lounges across select cities. You also get access to fast-track services at select airports. |
| MyUS Premium Shipping Discount | Enjoy free premium membership for 2 years, discount of 30% on shipping in the first month, complimentary account set-up, and 20% off on shipping for the remaining 2 years |
| Travel Inconvenience Insurance | Cover for baggage loss of up to USD 3,000, trip curtailment or cancellation coverage of up to USD 7,500, and baggage or trip delay cover up to USD 300 |
| Travel Medical Insurance | Cover for emergency medical scenarios, evacuations, and repatriation of up to USD 500,000, medical expenses in case of accident or sickness cover of up to USD 500,000, and daily hospital cash of up to USD 100 |
| Free Travel Insurance Letter - Schengen Visa | Available |
| Mastercard for Your App | Available |
| Apply Now | |
Fees and Charges Associated with Al Masraf World Credit Card
Here are the fees and charges associated with the Al Masraf World credit card —
| Fees and Charges | Amount |
|---|---|
| Annual Fee | AED 500 |
| Card Replacement Fee | AED 75 |
| Late Payment Fee | AED 230 |
| Temporary Limit Increase Charge | AED 150 |
| Sales Slip Copy Charge | AED 65 |
| Cash Advance Rate (per month) | Up to 3% |
| International Transaction Fee | Up to 2.75% |
| International Delivery Charges | AED 200 |
| Supplementary Card Fee | Free |
| Cheque Return Fee | AED 200 |
| Over Limit Fee | AED 250 |
| Additional Statement Copy Fee | AED 45 |
| Retail Interest Rate | Up to 3% per month |
| Cash Advance Fee | Up to 3% of every amount withdrawn (at least AED 100) |
| Credit Shield Fee | Up to 0.6% of the outstanding amount (per month) |
Eligibility Criteria to Apply for Al Masraf World Credit Card
Go through the following eligibility criteria to apply for this Al Masraf credit card —
- Minimum Salary – AED 15,000 per month
- Minimum Age – 21 years
- Income Bracket for Self-Employed Individuals – Average balance of over AED 50,000
- Minimum Service Tenure – At least 6 months with confirmation
- Nationality – UAE nationals or residents
Documents Required to Apply for Al Masraf World Credit Card
Listed below are the documents required to apply for this Al Masraf credit card —
- Duly filled-in credit card application form
- Emirates ID copy
- Security cheque
- If there is an income variance of over 20%, a pay slip will be required
- In case you are a self-employed individual, provide additional documents including proof of ownership, power of attorney, and trade licence
- Passport copy with residential visa page
- Salary certificate (for non-salary transfer clients)
- If you transfer salary to another account, provide recent 2 months’ bank statements showcasing salary credit
Find out more about the Al Masraf World Credit Card with some frequently asked questions below.
Frequently Asked Questions
Q1: What are the available payment plans with Al Masraf World Credit Card?
Ans: You can effortlessly opt for convenient payment plans including balance transfers, easy payment plans, and easy cash.
Q2: What does over-limit mean?
Ans: Authorisation for transactions cannot surpass the credit limit assigned to the card. In case the customer has utilised the entire credit limit, additional fees and an over-limit fee will be applied. Transactions that exceed the limit may be rejected or incur fees as per the schedule of charges.
Q3: What should you do in case of credit card fraud?
Ans: In case of credit card fraud, you can connect with the customer care centre by dialling 600 52 9999 and report the fraudulent transaction or even block the card.
Glyzelle Jean BunaladeAjman, November 6, 2024
★★★★★
Hassle-free processI applied online and the process was smooth. It is good to know that there is a website to help me find the best credit card in UAE.
AjmalDubai, November 6, 2024
★★★★★
Thanks PB for making credit card selection easyWith PB, i was able to find the best credit card. It covers me and helps in my expenses too. Its the best!!
Faith kwambokaAjman, November 5, 2024
★★★★★
BEST CREDIT CARD!!Everything is just a click away on their website. Policybazaars website was super easy to use. I found the BEST CREDIT CARD without any difficulty. The FAQs were detailed. My doubts got cleared.
russelDubai, November 4, 2024
★★★★★
Managing my Travel spendsThe benefits with this credit card are the best. From travel to everyday spends, i feel covered whereever i go! Thanks Policybazar for helping me select. Highly suggested!
Jennifer AbellanaUAE, November 4, 2024
★★★★★
Found the perfect credit cardI was so confused since a long time for finding a credit card, then i finally did my research and landed to Policybazaar website. I checked out different options and read reviews too. I was convinced and now i feel confidentknowing i am making most of my spending and earning rewards too!
Muhammad ilyasUmm Al Quwain, November 1, 2024
★★★★★
Amazing Rewards EarnedImpressed to know that the RAK bank credit card has a rewards program. I have accumulated a lot of reward points for gift vouchers already!! You should get yours too.
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