Al Masraf World Elite Credit Card
- Airport Lounge
- Shopping Benefits
- Fuel benefits
- Movie Discounts
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Best credit cards with 0 Annual fee*
- Cashback up to AED 2,000
- Rewards + Welcome Offers
- No Annual Fee
- Travel benefits
- Dining Discounts
- Entertainment Benefits
Credit cards like the Al Masraf World Elite Credit Card go much beyond simplifying your transactions. With its rewarding perks, you can enjoy a range of benefits and features like cashback, travel rewards, and exclusive privileges.
The Al Masraf World Elite Credit Card takes these benefits to the next level, providing exceptional rewards and experiences that make it a standout choice in the world of credit cards. From cashback on everyday purchases to exclusive travel perks, this card transforms spending into opportunities for savings and enjoyment.
Features and Benefits of Al Masraf World Elite Credit Card
Listed below are the features and benefits of the Al Masraf World Elite credit card —
| Features and Benefits | Al Masraf World Elite Credit Card |
|---|---|
| Al Masraf Reward Points |
|
| Concierge Services | Round-the-clock global service lifestyle managers available |
| Contactless Payments | Avail of up to 3 contactless transactions per day (limited to AED 500 each) |
| Airport Lounge Access | Gain unlimited access to the best international airport lounges for yourself and a guest |
| Udemy.com | Avail a discount of up to 30% on the top trending courses and 50% discount on the course of the month |
| Global Hotel Alliance Premium Membership | Assured room availability, upgradation to double rooms, early check-ins, and late checkouts |
| Hertz | Join Gold Plus Rewards President's Circle. Get assured one class upgrade, up to 15% off, and the option to skip queues. |
| Cleartrip.com | Get an airline discount of 10% with no minimum cap. Use the promo code — MCWORLD |
| MyUS Premium Shipping Discount | Get a complimentary premium membership for 2 years, free-of-cost account set-up, a discount of 30% on shipping in the first month, and a 20% discount for the remaining 2 year membership. |
| Travel Inconvenience Insurance | Get complimentary coverage for baggage loss or damage of up to USD 3,000, baggage delay cover of up to USD 300, and trip curtailment or cancellation of up to USD 7,500 |
| Complimentary Travel Insurance Letter - Schengen Visa | Available |
| Metal Card Option as Per Eligibility | Available |
| Soneva Offer | Offer valid at Soneva Jani and Soneva Kiri. Enjoy 20% discount without any minimum length of stay and a free-of-cost resort credit of USD 300 per night per villa. |
| Samsung Pay | Available |
| Priceless Specials 2 for 1 Offers | Available throughout the Middle East for fine dining and activities |
| Booking.com | Get 10% cashback |
| Rentalcars.com | Get up to 10% off |
| Avis | Avail of a complimentary upgrade and up to 25% discount |
| Global Blue VIP Service for VAT Reclaim | Get complimentary access to airport lounges in select cities. You can also enjoy complimentary access to fast-track services at particular airports. |
| Collision Damage Waiver | Covered for physical damage or theft to the rental car for up to USD 50,000 |
| Travel Medical Insurance | Emergency medical, repatriation, and evacuation coverage for up to USD 500,000; Medical expenses (sickness or accident) cover of up to USD 500,0000; Daily hospital cash cover of up to USD 100 |
| Mastercard for Your App | Available |
| Apply Now | |
Fees and Charges Associated with Al Masraf World Elite Credit Card
Listed below are the charges related to the Al Masraf Credit Card —
| Fees and Charges | Amount |
|---|---|
| Annual Fee | Up to AED 750 |
| Card Replacement Charge | AED 75 |
| Late Payment Fee | AED 230 |
| Temporary Limit Increase | AED 150 |
| Sales Slip Copy | AED 65 |
| Cash Advance Interest Rate | Up to 3% (p.m.) |
| International Transaction Fee | Up to 2.75% |
| International Delivery Charge | AED 200 |
| Supplementary Card Annual Fee | Nil |
| Cheque Return Fee | AED 200 |
| Over Limit Fee | AED 250 |
| Additional Statement Copy Fee | AED 45 |
| Retail Interest Rate (p.m.) | Up to 3% |
| Cash Advance Fee | Up to 3% of the amount withdrawn each time (at least AED 100) |
| Credit Shield (per month) | Up to 0.0% of the outstanding amount |
Eligibility Criteria to Apply for Al Masraf World Elite Credit Card
Mentioned below are the eligibility criteria to apply for this Al Masraf credit card —
- Minimum Age – 21 years
- Nationality – Both UAE nationals and residents can apply
- Minimum Salary – AED 50,000 per month
- Criteria for Self-Employed Individuals – More than AED 50,000 average balance
Documents Required to Apply for Al Masraf World Elite Credit Card
You will need the following documents to apply for the Al Masraf World Elite credit card —
- Filled-out credit card application form
- Passport copy with valid visa page
- Salary certificate for non-salary transfer customers
- In case you are a salary transfer customer of another bank, provide 2 months’ bank statement showing the salary credit
- Emirates ID copy
- Security cheque
- Pay slip
- For self-employed individuals — proof of ownership, power of attorney, trade licence
Let’s look at what others have been asking about the Al Masraf World Elite Credit Card in the upcoming frequently asked questions section.
Frequently Asked Questions
Ans: To use your card, you must activate it and set your own PIN by utilising the bank’s Interactive Voice Response (IVR) system. This can be accessed by dialling 600 52 9999.
Ans: As a cardholder, you have the option to connect with the contact centre at 600 52 9999 to report any fraudulent transaction and request the blocking of your card. If needed, you can complete a dispute form with the necessary details to reclaim the disputed amount. In such cases, a replacement card will be issued to you.
Ans: The cardholder is allowed a maximum of 3 contactless transactions without a PIN each day, each transaction capped at AED 500. After reaching this limit, further contactless transactions require the usage of a PIN.
Note that the customer bears full responsibility and liability for all conducted transactions.
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