Arab Bank Credit Cards

• Enjoy the flexibility of seamless Easy Payment Plans, with options starting at a minimal 1%. Explore a range of participating merchants and benefit from the bank’s exclusive repayment terms.
• Gain automatic membership in the Credit Card Rewards Program called ‘Arabi Points’.
• Experience enhanced security with the discreet card design that features Smart Chip technology. Additionally, the contactless payment technology ensures swift and secure transactions for your everyday purchases — you can simply tap your contactless-enabled card for usage.
• Tailored credit limits designed to meet your changing financial needs
• Attractive interest rates 
• Enjoy a generous cash advance limit of up to 75%
• Flexible repayment options, including 5%, 25%, 50%, or 100% of your outstanding balance
• Benefit from a grace period of up to 52 days with interest-free credit
• Enhanced repayment security with the inclusion of Arab Bank Credit Shield Insurance
• Receive complimentary supplementary credit cards
• Option to easily transfer balances from your other bank credit cards to your Arab Bank Visa Credit Card using the Balance Transfer Service
• Added layers of online security when using your card through ‘"Arab Bank Verified by Visa/MasterCard Secure Code Service’, a user-friendly feature that enhances online shopping security. You'll receive a one-time password on your registered mobile number for each online transaction on platforms offering this service.
• Conveniently make your credit card payments through Direct Banking Services, which include Internet Banking, Phone Banking, and ATMs.
• Effortlessly manage your credit card account for free through Internet and Phone Banking Services.
• Access the 24-hour Customer Contact Center for assistance whenever you require it.
• Benefit from a quick credit card application processing time
• Enjoy wide acceptance of your card — both nationally and internationally
  • The bank’s dedicated Sales Team is ready to promptly assist you at your convenience.

• The discreet gold card design comes with Smart Chip technology to enhance security. It also features Contactless payment technology, enabling swift and secure transactions with a simple tap of your contactless-enabled card.
• Enjoy a range of benefits through the VISA Premium Privileges Program, including:
  • An assured 10% discount on room bookings at select Starwood Preferred Guest Hotels around the world
  • Up to 20% discount at AVIS worldwide
  • Automatic enrollment in the bank's Credit Card Rewards Program, known as ‘Arabi Points’
• Your credit limit can be customised to suit your changing financial requirements
• Benefit from competitive interest rates.
• Access a high cash advance limit of up to 75%.
• Choose from flexible repayment options — 5%, 25%, 50%, or 100% of the balance.
• Enjoy an interest-free grace period of up to 52 days for credit card payments.
• Ensure the security of repayment with Arab Bank Credit Shield Insurance.
• Obtain supplementary credit cards at no additional cost.
• Conveniently opt for Easy Payment Plans starting at just 1%.
• Transfer outstanding balances from other banks' credit cards to your Arab Bank Visa Credit Card using the Balance Transfer Service.
• Enhance online security with added measures when using your card through the ‘Arab Bank Verified by Visa/ MasterCard Secure Code Service’.

This service prompts you to provide a one-time password sent to your registered mobile number each time you use your Arab Bank card on portals supporting the service.

• Easily settle credit card payments through Direct Banking Services, including Internet Banking, Phone Banking, and ATMs.
• Manage your credit card account online or via Phone Banking Services at no charge.
• Access the 24-hour Customer Contact Center for assistance.
• Experience swift credit card application processing.
• Enjoy widespread national and global card acceptance.
• Count on a dedicated Sales Team ready to assist you at your convenience.

• Equipped with cutting-edge Smart Chip technology, the bank’s Exclusive Titanium design Credit Card offers enhanced protection against fraud and security every time you make a transaction.

Additionally, it features Contactless payment technology, allowing you to swiftly and securely pay for your daily purchases with a simple tap of your contactless-enabled card.

• Gain access to Priceless Arabia, a carefully curated selection of offers and experiences exclusively tailored to MasterCard cardholders. These offerings span diverse categories including dining, shopping, entertainment, sports, travel, hotels, and attractions.
• The card offers comprehensive protection against fraud coverage, safeguarding against unauthorised transactions — whether the card is in your possession or not.
• Enjoy complimentary access to airport lounges by simply presenting your card at the following locations — 
  • ABU DHABI (AUH): Mastercard Diamond Lounge VIP Terminal
  • AMMAN (AMM): Crown Lounge
  • CAIRO (CAI): First Class Lounge in Terminals 1, 2, and 3
  • DUBAI (DWC): Marhaba Lounge in Terminal C1
  • DUBAI (DXB): Marhaba Lounge in Terminals 1, 3 (Concourses A, B, C, D)
• As a cardholder, you are automatically enrolled in the bank’s Credit Card Rewards Program, i.e. ‘Arabi Points’
• Benefit from a personalised credit limit that adapts to your evolving financial requirements.
• Enjoy competitive interest rates on your card balances.
• Access a high cash advance limit when required.
• Take advantage of the bank’s convenient Easy Payment Plan, starting from as low as 1%.
• Experience added online security with the ‘Arab Bank Verified by Visa/MasterCard Secure Code Service’. This service prompts you to provide a one-time password sent to your registered mobile number for added security during online transactions.
• Conveniently pay your credit card bills through Direct Banking Services, including Internet Banking, Phone Banking, Arabi Mobile, and ATMs.
• Choose from flexible repayment options, including 5%, 25%, 50%, or 100% of the balance.
• Enjoy a grace period of interest-free credit on retail purchases that extends up to 52 days.
• Credit Shield Insurance covers 100% of the outstanding balance in the event of the primary cardholder's death or permanent total disability.
• Stay informed with the bank's complimentary SMS alert service, providing updates on all your card transactions.
• Easily manage your credit card account through Internet Banking, Phone Banking, and Arabi Mobile Services — all at no extra cost.
• Access the bank's 24-hour Customer Contact Center for assistance whenever you need it.
• Benefit from swift credit card application processing.
• The card boasts extensive national and worldwide acceptance.
• Count on the bank’s dedicated Sales Team that is always ready to assist you at your convenience.

• Enjoy the convenience of automatic enrollment in the Credit Card Rewards Program ‘Arabi Points’.
• Access to exclusive Platinum benefits is included in the VISA Premium Privileges Program, which guarantees exclusive deals at select hotels and car rental agencies.
• Membership in the Priority Pass program is provided for free. This feature grants you access to over 1,000 airport lounges worldwide, regardless of the class of travel or airline used.

Participating lounges can be found in various countries globally. You'll receive up to 6 complimentary visits annually from the card issuance date, available for both the cardholder and accompanying guest(s). Additional visits will incur charges.

• Purchase Protection Cover is offered at no cost, ensuring eligible card purchases against theft or accidental damage within 365 days from the purchase date as indicated on the store receipt.
• Extended Warranty Cover, which adds an extra warranty on top of any manufacturer's warranty, is provided at no charge.
• Tailored credit limit to suit evolving financial requirements.
• Attractive interest rates 
• A generous cash advance limit of up to 75% is available.
• Flexible repayment options include 5%, 25%, 50%, or 100% of the balance.
• A grace period of up to 52 days of interest-free credit is offered in case of full repayment by the payment due date.
• The special card design includes Smart Chip technology for enhanced security and Contactless payment technology, allowing for quick and secure tap-to-pay transactions.
• Credit Shield insurance covers 100% of the outstanding balance in case of the primary cardholder's demise or permanent total disability.
• Supplementary credit cards are issued free of charge.
• Convenient Easy Payment Plans start from as low as 1%.
• You can transfer outstanding balances from your credit cards with other banks to your Arab Bank Visa Credit Card through the Balance Transfer Service.
• Enhanced online security measures are provided through the ‘Arab Bank Verified by Visa/ MasterCard Secure Code Service’ for safe online shopping. You'll be prompted to provide a one-time password sent to your registered mobile number each time you use your Arab Bank card on a website with the ‘Verified by Visa/ MasterCard Secure Code Service’.
• You can conveniently settle your credit card payments through Direct Banking Services — Internet Banking, Phone Banking, Mobile Banking, and ATMs.
• Manage your credit card(s)’ account for free through the Internet, Phone Banking, and Arabi Mobile Services.
• Access to 24-hour Customer Contact Center for assistance.
• Minimal quick credit card application processing time
• Benefit from extensive national and worldwide acceptance.
• A dedicated Sales Team is ready to assist you at your convenience.

• Financial Benefits
  • Customised credit limits to match ever-changing financial needs.
  • Automatic enrollment in the ‘Arabi Points’ program
  • Option to request additional cards.
  • Use your card globally and locally for in-store purchases, online shopping, and ATM cash withdrawals.
  • Enjoy 100% coverage with Credit Shield insurance for outstanding balances.
  • Access convenient Easy Payment Plans starting at just 1%.
  • Enhanced security through a Smart Chip-equipped card with Contactless payment technology for swift and secure transactions.
  • Competitive interest rates
  • Benefit from a generous cash advance limit.
  • Increased online security with the ‘Arab Bank Verified by Visa/MasterCard Secure Code Service’
  • Easily manage your card through Arab Bank's alternative channels.
  • Enjoy up to 52 days of interest-free credit on retail purchases on repaying the full amount by the due date.
  • Choose flexible repayment options, including 5%, 25%, 50%, or 100% of the balance.
• LifeStyle Benefits
  • Global Airport Lounge Access:
  • With the ‘LoungeKey’ service, waiting time can certainly become a luxurious experience! Arab Bank VISA Signature cardholders can access over 1,000 premium airport lounges across Europe, North America, the Middle East, and North Africa.

The program provides 8 complimentary lounge visits annually for Visa Signature cardholders. One visit is available before meeting eligibility criteria, followed by 7 more visits upon meeting the criteria.

• With ‘LoungeKey’, there is no need for a separate access card — simply present your Arab Bank VISA Signature card. All VISA Signature cardholders (primary and supplementary) can use the access services.

Additional visits or guests incur automatic access fees on the presented card.

• The Arab Bank Visa Signature card offers a 24/7 personal assistance service for premium global lifestyle requirements. This service helps with tasks like booking restaurant tables, arranging transportation, obtaining tickets for events, securing travel tickets, purchasing gifts, and meeting other leisure and business trip requirements.
• You can access the 24/7 Concierge Service through phone, email, and WhatsApp. This service provides support in multiple languages such as Arabic, Korean, Cantonese, English, Japanese, Mandarin, Malay, and Thai.
• The information service is provided at no extra cost — customers are only charged for the actual goods and services they purchase.
• The Arab Bank Visa Signature card offers protection for your travels and shopping with:
  • Multi-trip travel insurance
  • Extending the original warranty for items you buy — up to 24 months
  • Covering purchases over USD 100 against loss, theft, or damage within 365 days of purchase
  • Access to ISOS-audited medical and legal experts for assistance
• The Arab Bank VISA Signature card brings special deals to more than 900 high-end hotels worldwide, including hundreds priced below USD 299 per night. It also offers exclusive perks like -
  • Lowest available rates
  • Automatic room upgrades when possible
  • Complimentary in-room internet and valet parking
  • Free continental breakfast
  • Late check-out as circumstances permit
  • VIP Guest status
  • A bonus beverage voucher
• Utilise special rewards, bargains, and savings both domestically and internationally when utilising the Arab Bank VISA Signature card at partnered establishments.
• Delight in a wide selection of over 300 promotions and deals covering travel, dining, entertainment, shopping, and various aspects of your lifestyle.

• Access a bundle of travel-related benefits, encompassing both financial and non-financial advantages.
• Enjoy a 0% foreign exchange commission on transactions in USD, GBP, CAD, EUR, JOD, SAR, and  TRY.
• Access a high cash advance limit.
• Select from flexible repayment options such as 5%, 25%, 50%, or 100% of the balance.
• Benefit from a convenient Easy Payment Plan starting at just 1%.
• Receive a specially designed card with Smart Chip technology for enhanced security and Contactless payment feature for quick and secure transactions.
• Take advantage of competitive interest rates.
• Enjoy a grace period of up to 52 days of interest-free credit when the full balance is repaid on the due date.
• Opt for optional Credit Shield insurance, covering 100% of the outstanding balance in case of the primary cardholder's death or permanent total disability.
• Manage your credit card(s) account through Phone Banking, Online Banking, and Arabi Mobile Services at no extra cost.
• Enhance your online card security with the ‘Arab Bank Verified by Visa/ MasterCard Secure Code Service’.
• 24-hour access to the Customer Contact Centre
• Experience quick credit card application processing.
• Benefit from extensive national and worldwide acceptance.
• Receive support from a dedicated Sales Team at your convenience.
• Enjoy complimentary features under the VISA Premium Privileges Program. This includes the Free Purchase Protection Cover, which insures purchases against theft or accidental damage within 365 days of purchase.
• Get Free Extended Warranty Cover for additional warranty coverage beyond the manufacturer's warranty.
• Access complimentary Airport Lounge facilities with your Travel Mate Card and ‘LoungeKey’ service at 25 lounges worldwide, regardless of your travel class or airline choice. Participating lounges can be found in various countries.

• The Arab Bank World Elite MasterCard Credit Card offers round-the-clock personal assistance for various international lifestyle services such as reserving a special table for an anniversary dinner, planning an unforgettable vacation, arranging celebrity appearances for birthday celebrations, personalised shopping experiences, booking chauffeurs and taxis, getting theatre and concert tickets, travel tickets, and more.

This information service is provided for free — users only pay for the actual goods or services they purchase.

• With the ‘LoungeKey’ service, your waiting time at airports becomes a luxurious experience. Any holder of the Arab Bank World Elite MasterCard can enjoy unlimited access to over 1,000 high-class airport lounges in Europe and MENA.
• Cardholders also receive memberships in various global loyalty programs, including —
  • Global Hotel Alliance DISCOVERY Black Membership
  • Qatar Airways Privilege Club Gold Tier
  • Hertz Gold Plus Rewards President’s Circle Membership
• SPG Hotels & Resorts complimentary night stay
• Discounts on Luxury Serviced Apartments
• Exclusive experiences in Thailand and the Maldives
• Cleartrip Airline Discounts
• MasterCard ‘Buy 1 Get 1’ Offers
• Access to the Bicester Village Shopping Collection
• Additionally, the card provides coverage for various travel-related scenarios such as lost luggage, trip delays, cancellations, missed connections, and more.

It also offers travel medical insurance for covered medical expenses incurred while travelling outside your country of residence (excluding pre-existing conditions).

Note that you will receive a confirmation letter for your travel insurance and that there's rental collision and loss damage waiver coverage as well.

• You get a credit limit tailored to your changing financial needs.
• You earn points in Arab Bank's loyalty program — ‘Arabi Points’ — every time you use your credit card, whether within your country or abroad.
• Your card comes with a special design and Smart Chip technology for added security. It also features Contactless payment technology, allowing you to make swift and secure purchases with a simple card tap.
• You can request additional cards for family members.
• You can use your card locally and internationally for shopping at stores, online purchases, and withdrawing cash from ATMs.
• Enjoy 100% coverage on your outstanding balances with Credit Shield insurance.
• You can opt for Easy Payment Plans with competitive interest rates starting at 0%.
• Benefit from competitive interest rates on your outstanding balance.
• Access a higher cash advance limit.
• Shop securely online with ‘MasterCard SecureCode’.
• Manage your card easily through Arab Bank's various online channels.
• You have up to 45 days of interest-free credit for retail purchases if you pay the full amount by the due date.
• Choose from flexible repayment options, including 5%, 25%, 50%, or 100% of the balance.
• The dedicated Sales Team of the bank is available at your convenience to assist you.