How to Auto debit ADCB Credit Card Payments?

Established in 1985, Abu Dhabi Commercial Bank (ADCB) is a leading bank in the UAE and is renowned for excellent products such as ADCB credit cards, loans, and more.

As an ADCB credit card holder, you can easily make purchases and transactions - both online and offline - without worrying about the payments instantly. Besides such financial flexibility, ADCB credit cards also come with a host of additional benefits that enhance your user experience.

To continue enjoying all these advantages without any penalties, however, you would be required to keep paying all your credit card bills on time. With the ADCB auto debit credit card payments system, this can be achieved in a hassle-free manner.

In the article below, we will understand how ADCB auto debit credit card payments work and how you can set this feature up to effortlessly manage your credit card bills.

How Do ADCB Auto Debit Credit Card Payments Work?

ADCB auto debit credit card payments make your credit card payments quite easier, as regular bill payments can be made via direct debits from your savings or current account. You can set up a direct debit by completing a direct debit mandate form and returning it to your bank, visiting the nearest ADCB branch, or calling the bank. Following your instructions, the credit card issuer will automatically deduct money from your bank account to settle the bills.

With the ADCB auto debit credit card payments system, you won't need to worry about paying on time. All you would need to do is just make sure that your account has sufficient funds to pay for the bills.

How to Set Up ADCB Auto Debit Credit Card Payments?

Here are the steps to be followed to start using the direct debit facility

• To grant the bank permission to receive the payment when it's due, submit an online form. You can also visit your nearby bank branch for the same
• At the scheduled time and date, payment will be deducted from your account as per your authorisation.
• Keep in mind that if you consent to this, the direct debit's due date and amount may be modified.

Other Methods to Pay ADCB Credit Card Bills

Besides ADCB auto debit credit card payments, you can use any of the following methods for credit card payments or enquiries

FlexiPay

FlexiPay is an instalment payment plan provided by ADCB to credit cardholders for making full or partial principal outstanding balance payments in equal monthly instalments. Any user with a valid ADCB credit cards and a retail balance of at least AED 500 is eligible for FlexiPay. Depending on your preference, you can choose a tenure in the range of 6 to 48 months for repaying your bills in monthly instalments.

Mobile Banking

With the official ADCB mobile app, you have a safe and convenient option to pay your credit card bills and avail of various other services at your fingertips. The app supports two languages - English and Arabic - and is available for both iOS and Android. Once you are logged into your account through the mobile app, you can find the section for credit cards or payments and proceed accordingly.

Phone Banking

Although you may not be able to directly make credit card payments with the bank’s phone banking service, you can always connect with the customer care team and get solutions to your queries related to your credit cards or their payments. 

SMS Banking

Besides phone banking, you can also use SMS banking to get more details about your ADCB credit card in UAE in terms of the latest transactions, balances, and more. 

Internet Banking

You can easily make ADCB credit card payments by logging into your online banking account. Once done, you can find the section for credit card payments and follow the on-screen instructions to complete the payment. 

Online Transfer from Other Bank

Here’s how you can make ADCB credit card payments using the online transfer facility from other banks

• Open the concerned bank's official mobile app or online banking account and login.
• Add the specified details related to your credit card and mention ADCB under the bank category.
• Enter the amount and verify other details.
• Authorise the payment.

WhatsApp Banking

ADCB WhatsApp is another great way to use ADCB’s banking services at your fingertips. While you cannot use this service to make credit card payments, you can certainly enquire about your credit card balance and other details by simply using WhatsApp.

Pay through Phone Wallet

Yet another option to make payments is Phone Wallet, using which you can settle your ADCB Card bill online from any bank in the UAE. Some of the most well-known mobile wallets in the UAE are as follows

• Apple Pay
• Google Pay
• Fitbit Pay
• Samsung Pay

Wrapping Up

With ADCB auto debit credit card payments, available in the form of direct debits, you can seamlessly manage your credit card bills without stressing about the due dates or late payments. With that said, the bank offers plenty of other options to settle your credit card bills such as mobile banking, online banking, and more. 

To know more about the best ADCB credit card in UAE, head to the ‘credit cards’ page on Policybazaar.ae.

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