Best Credit Card for Points

Want more discounts and offers on purchases without cutting down your spends? With the best credit cards for points in the UAE, you can earn points on every Dirham spent. Later, you can redeem these points for a variety of rewards — travel, shopping, experiences, and much more. 

 

Many banks in the UAE have a range of options with attractive credit card points programs to meet the diverse needs of their customers. This benefit not only encourages responsible spending but also increases the overall value of using credit cards.  

 

Which are the Best Credit Cards for Points?

We will cover the key features and benefits of the best credit cards for points. We will also check out the best credit card rewards that you can enjoy on your spends —

 

Commercial Bank of Dubai Visa Platinum Credit Card

 

 

Features & Benefits of CBD Visa Platinum Credit Card

 

• Up to 1.5 Reward points on each AED spent
• Redeem Reward points for Skywards Miles, vouchers, and cashback
• This is a free-for-life card
• Enjoy 0% interest on balance transfer and cash-on-call feature available for 6 and 12 months within 30 days of card issuance
• 50% discount on 2 cinema tickets with Novo Cinemas each month
• Enjoy flat 8% discount at Booking.com 
• Flat 12% off with Agoda.com at over 985,000 hotels and vacation rentals across the globe
• 2-for-1 offers with the ENTERTAINER app powered by Visa
• Easily transfer outstanding balances to CBD credit cards from other bank credit cards
• Enjoy ‘Buy 1 Get 1’ offers on entertainment, dining, and lifestyle

 

Abu Dhabi Commercial Bank LULU Titanium Credit Card

 

 

Features & Benefits of ADCB LULU Titanium Credit Card

 

• Get LuLu points worth AED 250 as bonus on spending AED 2,000 or more
• Up to 3.5 Lulu points on each AED spent
• This card is free for life.
• 0% interest payment plan on payment of school fee
• 0.2 LuLu points per AED 1 spent on fuel, government services, telecommunication, charity, real estate, transport, and education
• 0.4 LuLu points per AED 1 spent on auto dealers, insurance, supermarkets, and quick service restaurants
• Complimentary Mastercard lounge access at more than 10 airports across the world
• Enjoy exclusive offers at multiple fine dining establishments, premium spas, and more throughout Africa and the Middle East
• Discounts on Talabat grocery and food delivery orders

 

Emirates NBD Go4It Platinum Credit Card

 

 

Features & Benefits of ENBD Go4It Platinum Credit Card

 

• Get up to 5 Plus Points on each AED 200 spent
• Up to 4 points on every AED 200 spend on RTA
• 1 point on every AED 200 on weekdays
• Easily convert earned points to cashback or Frequent Flyer Miles
• Enjoy movie tickets at VOX Cinemas for AED 47.25 for two tickets
• Free rides on Dubai Ferry with this Emirates NBD card
• Complimentary life insurance
• Pay for the tickets with the card and enjoy Dubai Metro Gold Class

 

Emirates NBD Visa Infinite Credit Card

 

 

Features & Benefits of ENBD Visa Infinite Credit Card

 

• Earn up to 2 Plus Points on every spend of AED 100
• 0.4% points on spends for groceries, insurance, car dealerships, and supermarkets
• Earn 0.2% points on utility bill payments, education, real estate, and fuel spends
• Complimentary access to 1,000+ airport lounges across the world via LoungeKey
• Enjoy concierge services
• Valet parking at select locations in Abu Dhabi

 

Commercial Bank of Dubai Smiles Visa Signature Credit Card

 

 

Features & Benefits of CBD Smiles Visa Signature Credit Card

 

• Earn up to 2 Smiles points on domestic purchases
• Up to 3 Smiles points on international purchases
• 5 Smiles points on the Smiles app, elGrocer spend, and Etisalat channels
• Enjoy 4 complimentary Golf rounds at Trump International Golf Club each month
• Complimentary 1-year subscription to Smiles Unlimited
• 50% discount on Vox, Novo, and Reel Cinemas
• Exclusive discounts at Emaar Attractions
• Enjoy 8 complimentary access to 1,000+ airport lounges globally every year via loungeKey

 

What are the Eligibility Criteria for the Top Points Credit Cards?

Tabled below are the general eligibility criteria to get the best credit card for points in the UAE —

 

Documents Required for the Best Credit Cards for Points

Here is the list of documents usually required to process your application for any of the top points credit cards —

 

• Emirates ID (original and a copy)
• Passport (original and a copy)
• Salary certificate (for salaried individuals)
• Trade Licence (for self-employed individuals)
• Security Cheque
• Recent 3 months’ original bank statements

Note: Besides the list above, you may have to submit additional document(s) as per the bank’s requirements.

 

How to Apply for Best Credit Cards for Points via Policybazaar UAE?

Given below are the simple steps to apply for the top points credit cards through Policybazaar.ae —  

 

1. On policybazaar.ae, click on ‘Credit Cards in UAE’. This option is under the ‘Banking Products’ drop-down.
2. Provide essential details to correctly fill out the lead form.
3. Use filters to separate the best credit card for points.
4. Choose the most suitable one and apply for it.

Note: We will review your credit card application and get back to you to assist with the further process.

 

In the following section, we will answer some of the most frequently asked questions regarding the best credit card for points in the UAE!

 

Frequently Asked Questions