Best Hotel Credit Cards in UAE

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  • Airport Lounge
  • Shopping Benefits
  • Fuel benefits
  • Movie Discounts

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Best credit cards with 0 Annual fee*

Dubai
Abu Dhabi
Sharjah
Ras Al Khaimah
  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits

Credit cards have become prominent as the world is shifting towards cashless transactions. The best credit cards in the UAE, in particular, enhance your purchasing capacity and enable you to purchase essential items online from the comfort of your home. Most credit cards in the UAE come with exclusive rewards and offers like discounts on hotel booking, airfare, leisure activities, dining, and entertainment.

This write-up will provide some insights into the best credit card for hotel discounts in the UAE. Read below to find out more about the top credit cards offering discounts on hotels and resorts in addition to several other benefits.

Features and Benefits of the Best Credit Cards in UAE

To start with, here are the key benefits of using a credit card in the UAE -

  • Attractive Rewards - Credit cards in UAE come with lucrative reward points on most purchases, with these rewards including additional benefits like discounts on hotels, shopping and dining, complimentary access to international airport lounges, valet parking, and more.
  • Ease of Keeping a Check on Expenses - You can get your credit card statements right into your inbox and phone with your credit card, which makes it easy to track the amount you have spent. This can help you regulate your expenses and develop a better budget.
  • Enhances credit Score - When you pay your credit card bills timely and avoid maxing out on your credit limit, you gradually build your credit score. This proves helpful in terms of getting loans with favourable interest rates and other terms in the future.
  • Cashless Transactions - The best credit cards in the UAE eliminate the hassle of carrying cash wherever you go - you can simply swipe the card in the machine and make payment within seconds. The latest credit cards in the UAE come with a contactless payment feature which makes it easy for you to pay your bills even faster.
  • Comes in Handy in Emergency Situations - Credit cards in the UAE come to the aid if any emergency arises and you have limited cash. With a credit card, you can easily meet an emergency like a medical emergency.
  • Offers Purchasing Power - With the help of a credit card, you can make essential purchases even if you are low on funds. This gives you much-needed financial freedom and enhances your purchasing power.

Best Credit Cards for Hotel Discounts in the UAE

Here’s a quick overview of the best credit cards for hotel discounts in the UAE - 

Bank Name

Card Name

Minimum Income

Fee

Abu Dhabi Commercial Bank

ADCB Accor Signature Credit Card

AED 15,000

AED 1,050

Standard Chartered Bank

Manhattan Rewards + Credit Card

AED 10,000

Free for the 1st year Annual fee of AED 525 from the 2nd year

First Abu Dhabi Bank

FAB Signature Travel Card

AED 5,000

AED 1,000

First Abu Dhabi Bank

FAB Cashback Credit Card

AED 5,000

AED 315

Ajman Bank

ULTRACASH Mastercard Touch Card

AED 10,000

Free for the 1st year

Updated (12-December -2024)

ADCB Accor Signature Credit Card

Hotel Discounts –

  • Exclusive benefits of staying in the best Accor Luxury and Premium Hotels
  • EUR 50 or USD 50 worth of Food and Beverage credit for each stay
  • Room upgradation at the time of check-in (depending on the availability)
  • VIP guest status
  • Complimentary W-Fi
  • Late 3 pm check out (depending on the availability)
  • Welcome reward points of up to 32,500 which is equivalent to EUR 500 stays at any international Accor hotel
  • Earn up to 2 reward points per day on every USD 1 spent at Accor Hotels in the UAE and other transactions
  • An upgrade to ALL Gold Status post your first stay at Accor Hotels
  • 50% discount on access to beaches and pools at Accor hotels in the UAE – Raffles, Sofitel, Fairmont, and more
  • 25% off on dining at select restaurants in Accor in the UAE
  • 25% off on spas at select Accor Spas in the UAE
  • Option to participate in the Raffle Draw contest and get an opportunity to win 100,000 reward points
  • Earn reward points that are redeemable across 4,600 Accor hotels on every spend

Other Rewards and Offers –

  • Complimentary access to golf courses
  • 0% payment plans and balance transfers
  • Change school fees into a 0% interest payment plan
  • 20% discount on 3 Careem rides per month
  • Travel Discounts and Benefits
    • Free and unlimited access to international airport lounges
    • Multi-trip travel insurance
    • Complimentary airport chauffeur service
    • Discount of up to 30% on YQ meet and assist
Standard Chartered Bank Manhattan Rewards+ Credit Card

Hotel Discounts –

  • Access to over 900 international estates and the option to enjoy VIP guest status across VISA Luxury Hotel Collection
  • Room upgradation at the time of check-in (depending on the availability)
  • Complimentary W-Fi
  • Late 3 pm check out (as per the availability)
  • USD 50 worth of Food and Beverage credit for every stay

Other Offers and Rewards –

  • Access to over 1,000 international airport lounges in more than 300 cities; 8 free visits per year
  • Buy 1 Get 1 Free scheme at Costa Coffee at over 150 brand outlets across the UAE
  • Option to pay for your next purchase in reward points
  • Convert your reward points into Miles like Emirates Skywards, Etihad Guest, and so forth - you can also convert them into hotel loyalty programmes
  • Up to 25% off on YQ Specialist Airport Assist Services at over 450 destinations. The services include custom and immigration clearance, visa on arrival, limo transfers, and more
  • Buy 1 Get 1 Free scheme on 2D and 3D movie tickets across all VOX Cinemas in the UAE; a 50% off on every 2nd medium popcorn purchase
  • A discount of up to 20% at more than 200 international airport restaurants with DragonPass
  • Visa Concierge Service
  • Complimentary multi-trip travel and medical insurance for trips lasting up to 90 days
  • Tap and Pay with Mobile Wallets
FAB Signature Travel Credit Card

Hotel Discounts –

  • Redeem reward points at over 500,000 hotels and get 1 complimentary night stay with every 3 paid night stays when you make reservation via FAB Travel Portal
  • Jumeirah Hotels and Resorts benefits – Register yourself as Jumeirah One member and get exclusive discounts and benefits

FAB Miles –

  • Earn 1.5 FAB Miles for every USD 1 or equivalent spent on travel purchase
  • Earn 1.5 FAB Miles for every USD 1 or equivalent spent on any retail purchase

Access to Benefits via FAB Travel Portal –

  • Make travel reservations with any airline from over 800 airlines
  • Encash FAB Miles in the travel partner programme
  • Complimentary night stays at the hotels
  • Purchase gift cards of major international brands with FAB Miles
  • Pay your credit card free using the FAB Miles

Other Rewards and Benefits –

  • An assured AED 1,000 travel voucher upon activating the credit card that can be used to make travel reservations on the FAB Travel Portal
  • Get up to 10% off on travelling in First, Business or Club World, Premium Economy also known as World Traveller Plus, or Economy (also known as World Traveller class in British Airways from the UAE)
  • Transfer 1 FAB mile to 1 mile or point
  • Complimentary access to more than 1,000 international airport lounges via LoungeKey
  • Up to 20% discount on dining at any Jumeirah dining restaurant
  • Up to 20% off on dining, leisure, and entertainment spots at Meraas
  • Green fees discounts on a number of golf clubs worldwide
  • Complimentary international medical and travel insurance every time you employ your FAB travel card to book your travel tickets
  • Travel insurance of up to USD 1 million
  • Up to 30% off on airport Meet and Assist Service at more than 450 destinations worldwide
  • Avail a credit of up to USD 25 credit per ride by using this card from the list of best credit cards for hotel discounts on UBER
  • 24-hour concierge service
  • Buy 1 Get 1 Free schemes through the “Visa Offers MENA” application
  • Airport Transfers –
    • 2 free rides every trip between Emirates
    • 1 free ride on every trip within the emirate
  • Discounts on Avis Car Rental –
    • 35% off on standard rates
    • 30% off on international leisure rates
FAB Cashback Credit Card

Hotel Discounts –

  • Get up to 15% off on stay at a luxury-serviced apartment or hotel

Other Rewards and Benefits –

  • Joining bonus of AED 300 - make one retail transaction within the first 30 days from the date of card issuance to get the sign-up bonus
  • The AED 300 welcome bonus will be provided as 75,000 FAB Rewards
  • 20% discount on a Careem ride
  • Complimentary access to more than 10 airports in the UAE, Egypt, Kuwait, the USA, and Jordan
  • Get 2 movie tickets a month at AED 15 each on weekdays and AED 20 each on weekends at Reel Cinemas, Oscar Cinema, and Cine Royal; 20% off on food and beverages ordered
  • Great discounts and deals on Avis Car Rental
  • Credit Shield Plus - if the cardholder is unable to make further credit card payments, the outstanding balance will be paid off using the Credit Shield Plus
  • Cashback offers –
    • 5% cashback on expenditures like fuel, grocery, and utility bills
    • 1% cashback on retail expenses
    • 2% cashback on international expenses
    • Up to 10% cashback throughout the year at the leading international online stores like ShopSmart.
    • To redeem the cashback, you can connect with the FAB call centre and place your request.

Cashback Back & Free Airport Lounge Access - Policybazaar uae

Ajman Bank ULTRACASH Mastercard Touch Card

Hotel Discounts –

  • 15% off at IHG Hotels and Resorts

Other Rewards and Benefits –

  • Complimentary and unlimited access to more than 25 regional and international airport LoungeKeys and Marhaba Lounges in the UAE, Jordan, Egypt, the USA, Canada, France, Saudi Arabia, Kuwait, Morocco, the UK, Germany, Singapore, and more
  • 30% off on international travel at Cleartrip
  • 10% money back on your next holiday reservation via booking.com
  • 10% off on booking a ride of your choice with rentalcars.com
  • 20% discount on car rental services at Avis
  • Welcome offer for 
    • UAE nationals – AED 500 
    • Expatriates – AED 300
  • Maximum cashback on fuel, online shopping, supermarkets, and school fees
Best Credit Cards with Hotel Membership

Apply for the Best Credit Cards for Hotel Discounts from Policybazaar UAE

You can get the best credit cards in the UAE without moving a step outside anywhere from Policybazaar UAE. It is an online third-party aggregator that hosts the top credit card from the leading banks and institutions in the UAE under one roof. You can explore the website (policybazaar.ae) for the best credit cards for hotel discounts. 

When you apply for a credit card from Policybazaar UAE, you can enjoy - 

  • Best deals and discounts on the credit card rates
  • Round-the-clock customer care support
  • Find the best credit cards in the UAE in one place  
  • Option to compare affordable credit cards in the UAE
  • Enjoy excellent after-sales services 
  • Seek expert advice on credit card-related queries

To Apply, the best credit card in the UAE from policybazaar.ae, fill in the lead form on the credit card web page. Once you fill out the form, you will be navigated to the credit card quotes page, where you can compare and choose a card.

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Frequently Asked Questions

Can you reserve a hotel room using a credit card?

Making hotel reservations using a credit card is more feasible than a debit card or cash. If you make a payment using a debit card, the hotel may ask you to pay a security deposit upfront to get expenses like resort fees and incidental charges covered.

What is the correct way to use a credit card in the UAE?

To get the most out of your credit card, you should

  • Make timely credit card bill payments before the due dates
  • Monitor your spending habits
  • Keep a check on your credit card statements
  • Set a practical credit card limit
  • Avoid maxing out on the set credit limit

 

What factors should you keep in mind when choosing the best credit card in the UAE?

Listed below are the factors to be considered –

  • Rate of interest payable
  • Minimum fees requirements
  • Minimum monthly salary
  • Annual fees
  • Balance transfer facility
  • FX rates on foreign purchases
  • Loyalty reward programs
  • Availability of 0% EMI offers
  • Cashback facility on highest monthly expense

 

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