Best Platinum Islamic Credit Card in UAE

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Most Popular Credit Card in UAE

Numerous financial institutions in the UAE offer banking solutions to nationals and expatriates to simplify their banking experience and financial transactions, with one such popular instrument for the same being credit card facilities. 

Credit cards are among the most efficient financial assets that can help you manage your finances systematically. In case of a monetary emergency or a large expense, credit cards can play a crucial role with their principle of ‘buy now pay later’. 

A wide range of credit card categories is offered by banks such as cashback, travel, air miles, and much more. In this article, we will specifically focus on the Platinum Islamic credit card in UAE. You can go through the list of the major Islamic credit cards in UAE to know more about their fundamental features and benefits. 

Cashback Back & Free Airport Lounge Access - Policybazaar uae

List of Top 10 Best Platinum Islamic Credit Cards in the UAE

Refer to the list of banks and financial institutions below to find out more about the major Platinum Islamic credit cards in UAE -

  1. RAKislamic Platinum Credit Card
  2. National Bank of Fujairah Islamic Platinum Credit Card
  3. Mashreq Al Islami Platinum Elite
  4. Dubai Islamic Bank Prime Platinum Card 
  5. Emirates Islamic Etihad Guest Platinum Credit Card
  6. Emirates Islamic RTA Credit Card
  7. FAB Etihad Guest Platinum Islamic Credit Card
  8. CBD Al Islami Visa Platinum Credit Card
  9. Standard Chartered Bank Saadiq Platinum Credit Card
  10. Sharjah Islamic Bank Platinum Visa Credit Card

RAKislamic Platinum Credit Card

Features & Benefits of this Platinum Islamic Credit Card - 

  • Zero annual fees are charged for this Islamic credit card in UAE 
  • You can avail of free supplementary cards for family members. 
  • Avail of cash advance of up to 80% of the assigned credit limit 
  • Get up to 55 days to make a credit card payment
  • Avail of free Purchase Protection and Travel Accident Takaful (insurance) 
  • Earn RAKrewards on making international and domestic transactions with the Islamic Platinum credit card in UAE(to be redeemed within a validity period of 36 months) 
  • Make the most of exclusive discounts on dining and shopping
  • Enjoy additional Mastercard offers with IHG Hotels and Resorts 
  • Get 10% discount on car and truck rentals, and 20% discount on bookings with Avis Car Rental
  • Avail of multiple ‘Buy 1 Get 1’ offers across Africa and the Middle East on dining, entertainment, cafes, and tourist attractions 
  • Get free access to VIP lounges at airports in Dubai, Cairo, Abu Dhabi, Jordan, Saudi Arabia, and Kuwait
  • Get 20% discount on your first 3 Uber rides each month 
  • Avail of travel discounts of up to 30% with Cleartrip on hotel and airline bookings 
  • Enjoy up to 60% off with European Shopping Villages Luxurious shopping 
  • Avail of complimentary membership and shipping discounts with MyUS Premium 
  • Get up to 10% discount on property booking prices at over 200 locations globally
  • Avail of up to 10% discount on rentalcars.com 
Click here to Apply for this Card

National Bank of Fujairah Islamic Platinum Credit Card  

Features & Benefits of this Platinum Islamic Credit Card - 

  • A 2.5% foreign currency transaction fee is applicable for this Platinum Islamic credit card in UAE
  • The cash advance fee is 4% of the advanced amount or AED 50 (whichever is higher)
  • Get a 1% cashback reward on spending between AED 1 and AED 9,999. 
  • Earn up to 1.5% cashback on spending ranging between AED 10,000 and AED 19,999. 
  • Earn up to 2% cashback on spending above AED 20,000 
  • Avail of complimentary supplementary cards for family members. 
  • Withdraw instant cash from over 840,000 ATMs across the world 
  • Customers can withdraw cash up to 40% of their credit limit. 
  • Avail of free SMS alerts and NBF mobile banking with this Islamic credit card in UAE 
  • This Platinum Islamic credit card in UAE is secured with the Chip & PIN and Visa payWave features to ensure high security. Additionally, you can enjoy the convenience of the ‘Tap to pay’ feature to make instant payments of up to AED 300. 
  • Make flexible payments using the Islamic credit card in UAE through ‘Auto Debit’, ‘NBF Direct online banking’, and ‘NBF cash deposit machines’
  • Enjoy the balance transfer facility with this Platinum Islamic credit card 
  • Customers can avail of the EZ draft facility to have access to additional funds - the bank can transfer up to 70% of the credit limit to your account here 

Mashreq Al Islami Platinum Elite Credit Card

Features & Benefits of this Platinum Islamic Credit Card - 

  • Enjoy worldwide complimentary access to more than 1,000 airport lounges. With a minimum spending of AED 7,000 on the previous billing cycle, you can get up to 2 free lounge access in the present billing cycle month. 
  • Get free access to Fitness First up to 8 visits each month with this Platinum Islamic credit card in UAE
  • Enjoy free airport transfers in Abu Dhabi and Dubai 
  • Spend at least AED 7,000 and get up to 50% discount on Reel, VOX, and Novo cinemas every billing month
  • Earn 3 Salaam points per AED spent on supermarket and dining purchases in AED currency 
  • Earn 1 Salaam Point per AED spent on other local purchases
  • Earn 5 Salaam Points per AED spent on international purchases in a non-AED currency 
  • Get exclusive Visa offers and deals 
Click here to Apply for this Card

Dubai Islamic Bank Prime Platinum Card

Features & Benefits of this Platinum Islamic Credit Card - 

  • A monthly salary of at least AED 15,000 is required to get the Prime Platinum card 
  • Zero annual fees applicable
  • Enjoy the luxury hotel collection from Visa
  • Receive 2.5 Wala’s rewards for every AED 1 spent on retail purchases 
  • Redeem earned points on flight bookings, bill payments, hotel stays, and more 
  • Get 10 complimentary movie tickets on Sundays via ‘Buy 1 Get 1’ on standard tickets with VOX Cinemas 
  • Get access to Dragon-Pass Dine & Fly at over 200 airport restaurants across the globe
  • Make savings of up to 12% on bookings with Agoda at over 985,000 hotels and vacation rentals globally 
  • Avail of multiple balance transfer facility with this credit card (minimum transfer amount of AED 100 and maximum transfer amount being AED 250,000) 
  • Customers can use 80% of their card limit or withdraw 100% of their cash limit available for a balance transfer 
  • Get Purchase Protection and an Extended Warranty facility with every purchase made via Prime Platinum Islamic credit card in UAE 
  • Credit Shield Takaful is offered with this Islamic credit card in UAE. The maximum coverages are listed below for the possible scenarios - 
    • Death: AED 200,000
    • Permanent Total Disability: AED 200,000
    • Involuntary Loss of Employment: AED 30,000
  • Enjoy free roadside assistance, travel insurance, and personal accident cover with this credit card
Click here to Apply for this Card

Emirates Islamic Etihad Guest Platinum Credit Card 

Features & Benefits of this Platinum Islamic Credit Card - 

  • Receive up to 50,000 Etihad Guest Bonus Miles and AED 199 cash back as a welcome bonus. 
  • Get unlimited 10% miles back on upgrading or booking a flight with Etihad Guest Miles. 
  • Earn up to 2 Etihad Guest Miles per USD spent. 
  • Earn 2 Etihad Guest Miles per USD spent on the mobile wallet and online transactions. 
  • Receive a welcome bonus of 5,000 Etihad Guest Miles when you make payment for your Islamic credit card annual membership. 
  • Get 2 inflight complimentary wifi vouchers every membership year.  
  • Enjoy up to 50% cashback on movies on any day of the week. 
  • A balance transfer facility is available with this Platinum Islamic credit card in UAE. 
  • Enjoy easy and convenient cash withdrawal with your Islamic credit card in UAE at any Emirates Islamic branch and 780,000+ ATMs. 
  • Enjoy the luxury hotel collection using this Islamic credit card 
  • Receive Extended Warranty and Purchase Protection on every purchase made via the Emirates Islamic credit card in UAE. 
  • Get global assistance from Visa, irrespective of your current location. 
  • Earn 2 Etihad Guest Miles on spending at Etihad airlines. 
  • Make domestic purchases and earn up to 1 Etihad Guest Miles. 
  • Earn 2 Etihad Guest Miles on doing online or mobile wallet transactions. 
  • Earn 1.5 Etihad Guest Miles with international spending. 
Click here to Apply for this Card

Emirates Islamic RTA Platinum Credit Card

Features & Benefits of this Platinum Islamic Credit Card - 

  • The minimum salary requirement for the RTA credit card is AED 5,000.
  • There is no annual fee associated with this Islamic credit card in UAE
  • Receive an Amazon gift card of AED 500 as a joining bonus. 
  • Get access to over 200 airport restaurants worldwide 
  • Avail of discounts at golf courses globally 
  • Enjoy a flat 8% discount on hotel bookings with Hotels.com
  • Use this credit card to receive 2 ‘Buy 1 Get 1’ complimentary movie tickets each month with Reel Cinemas 
  • Get Purchase Protection and Extended Warranty services on every purchase made with this credit card 
  • Access legal referrals and emergency medical services 
  • Enjoy 10% cashback on RTA transport payments and fuel spending 
  • Avail of 2.25% cashback on international spending 
  • Get 15% off on Emaar Entertainment Attractions 
  • Receive up to 1.25% cashback per AED 1 on domestic spending
  • Receive up to 2.25% cashback per AED 1 on international spending. 
Click here to Apply for this Card

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FAB Etihad Guest Platinum Islamic Credit Card

Features & Benefits of this Platinum Islamic Credit Card - 

  • A minimum salary of AED 8,000 is required to obtain this credit card 
  • The annual fee of this credit card is AED 500 
  • Receive Etihad Guest Miles as a welcome bonus - 10,000 joining miles for the primary card and 5,000 joining miles for the supplementary card 
  • Earn double Etihad Guest Miles for the first 90 days when you pay groceries, school fees, or utility bills
  • Get a 25% Etihad Guest Miles discount voucher every year upon spending AED 100,000 or more using the card 
  • Receive 2.5 Guest Miles per AED 10 on domestic transactions 
  • Receive 5 Miles per AED 10 with Etihad or Etihad Airways partners
  • Avail of Global Purchase Protection and Extended Warranty facility 
  • Get credit shield Takaful as well as international travel and medical assistance 
  • Enjoy numerous lifestyle perks with multiple Visa offers 
  • Avail of the money transfer facility to transfer funds to India, Sri Lanka, Bangladesh, Egypt, Philippines, and Pakistan. The bank does not charge any processing or transfer fee. 
  • Get attractive golf discounts with Visa Golf
  • Enjoy free airport transfers every year 
Click here to Apply for this Card

CBD Al Islami Visa Platinum Credit Card

Features & Benefits of this Platinum Islamic Credit Card - 

  • No annual fee applies for this credit card 
  • Earn CBD reward points on each dirham spent using your credit card 
  • Chip & PIN feature is available in the card for enhanced security 
  • Get supplementary cards for family members for free
  • Customers can avail of the balance transfer facility with the Al Islami Visa Platinum card 
  • Cash-on-call feature is available for a period of 3, 6, and 12 months for CBD credit cardholders with zero processing fee. Customers can call the bank for cash requests and instantly receive cash in their accounts.
  • Option to make large purchases and pay back the amount via an easy installment plan. Customers can avail of installments for a period of 3, 6, and 12 months at affordable profit rates and without any processing fee. 
  • Get exclusive discounts with VOX cinemas in the UAE 
  • Avail of offers on hospitality, travel, dining, lifestyle, wellness, and others from Visa by using the credit card 
  • Enjoy 2-for-1 offers upon downloading the ‘xperience’ with the ENTERTAINER application powered by Visa 
  • Customers can get free travel insurance to enjoy their trips without any stress regarding coverage  
Click here to Apply for this Card

Standard Chartered Bank Saadiq Platinum Credit Card 

Features & Benefits of this Platinum Islamic Credit Card - 

  • A minimum monthly salary of AED 5,000 is required to apply for this credit card 
  • Although no annual fee is applicable for the primary card for the first year, a fee of AED 315 would be charged from the second year onwards  
  • Similar to the primary card, no annual fee would apply for a supplementary card for the first year. However, AED 157.50 would be charged from the second year onwards. 
  • There is no cash advance, over the limit, or late payment fee 
  • The card is secured with the 3D Secure feature to ensure a safe online shopping experience 
  • This Platinum Islamic credit card can be utilised for contactless payments with Samsung Pay or Apple Pay 
  • Avail of the ‘Buy 1 Get 1’ offer at Costa Coffee 
  • Get over 100 exciting card offers on dining and shopping with Good Life 
  • Get 20% off on Careem rides 
  • Avail of travel benefits and get up to 30% discount with Cleartrip 
  • Enjoy complimentary and unlimited access to airport lounges across the globe 
  • Get USD 50% off on hotel packages and flight bookings with Expedia.com on a minimum spend of AED 1,200
  • Enjoy easy cash withdrawal up to your allowed cash limit from ATMs globally with the Mastercard logo 
  • Enjoy over 500 ‘Buy 1 Get 1’ offers with the Mastercard For You application  
Click here to Apply for this Card

Sharjah Islamic Bank Platinum Visa Credit Card 

Features & Benefits of this Platinum Islamic Credit Card - 

  • An annual fee of AED 420 would apply for this Platinum Islamic credit card in UAE 
  • The applicant must have a monthly salary of at least AED 15,000 to obtain this Islamic credit card in UAE 
  • Avail of 8% discount on hotels.com 
  • Get a discount of up to 12% on vacation rentals and hotels with Agoda 
  • Enjoy the DragonPass ‘Dine & Fly’ airport dining program with this credit card in UAE. Customers can get access to more than 200 airport restaurants across the globe as well as global emergency assistance. 
  • Enjoy 2-for-1 ENTERTAINER offers with Visa Offers MENA mobile application
Click here to Apply for this Card
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