Best Credit Card for Small Business in UAE

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5,000 AED50,000+ AED

Top Credit Cards for Business Owners in the UAE

Here is a list of top credit cards for small businesses along with their key features and benefits:

Emirates NBD Business Credit Card

Feature Type	Description
Plus Points	5% Plus points on hotels: Maximum of 400 points each month 2% Plus points on international transactions: Maximum of 1000 points/month 1% Plus points on government services: Max 300 points/month (includes DED transactions, petrol, utilities) 0.5% Plus points on supermarket transactions, groceries etc: Maximum of 300 points per month Earn Plus points upon transactions through primary and supplementary cards
Entertainment & Lifestyle Benefits	DHL shipping discounts: Save 20% on your regular business shipments Careem Chauffeur Rides: Enjoy a 20% discount twice a month across the Middle East Get a Hertz Car Rental membership and enjoy the following complimentary services: Faster rentals, reservations, and returns Complimentary upgrade to one-car-class Up to 15% discount on rides Bypass rental queues at the world’s busiest airports
Protection Benefits	Get corporate liability waiver insurance to protect your company against unauthorized use of the card by employee
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RAKBANK Titanium Business Credit Card

Feature Type	Description
Travel Benefits	Enjoy access to more than 10 airport lounges across the UAE, Jordan, Kuwait, Egypt, and Saudi Arabia Access WiFi networks at multiple locations across the globe Hotel Cashback: 10% cashback on Booking.com in 200+ countries Avis Discount: 20% off car rentals + complimentary upgrade Get 10% off on car rentals with Rentalcars.com
Lifestyle Benefits	Install the Priceless Specials app and enjoy an array of privileges, including account info, tracking spending, and exclusive offers Avail exceptional discounts on Talabat grocery and food deliveries Avail of a 25% discount on the first subscription payment
Protection Benefits	Get complimentary comprehensive travel insurance Purchase Protection: Safeguard your card purchases against theft, loss, or damage Get Corporate Liability Waiver insurance to protect your company from unauthorized transactions of up to USD 25,000 per card per occurrence Additional insurance options, such as car insurance, are available
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Emirates Islamic Business Card

Feature Type	Description
Basic Card Benefits	Availability of Cash-on-call and Cash Advance Facility Access 24/7 customer support service to card assistance at any time Manage your cash flow with Easy Payment Plans and pay your bill in instalments for up to 3, 6, 9, 12, or 24 months Get 24/7 concierge services
Travel Benefits	Complimentary lounge access: Enjoy access at over 1000 airports worldwide Book your business trip with Kaligo.com and get the best deals and packages at 400,000+ hotels globally Visa Luxury Hotels Collection: Enjoy exclusive benefits at 900+ luxury hotels worldwide Get multi-trip travel insurance upon booking your travel through the business card
Protection Benefits	Get medical and legal assistance in case of unfortunate events such as an accident Availability of an Extended Warranty protection to double your original manufacturer’s warranty up to 1 year from the expiry date of the original warranty The Purchase Protection feature protects your goods purchases against damage, loss, or theft
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ADCB Business Platinum Credit Card

Feature Type	Description
Business Privileges	Earn 1% cashback on all business purchases Saving on transactions: Save upto 30% on travel, printing, furniture, stationary, and more with vendors associated with your business’s ‘Business Saver’ vouchers
Lifestyle and Travel Benefits	Enjoy access to premium airport lounges three times a year globally Get Buy 1 Get 1 offers throughout the Middle East and Africa in multiple categories, such as premium spas, dining establishments, and more Avail 25% off on fine dining eateries and restaurants across the UAE
Financial Privileges	Inclusion of Corporate Liability Waiver insurance and Fraud insurance Optional Credit Shield insurance: Coverage for natural death, involuntary loss of employment, critical illness, and permanent or total disability Other benefits: Interest-free balance transfers, cash loans, and easy instalment plans
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CBD Business Credit Card

Feature Type	Description
Lifestyle and Travel Benefits	Get 2 complimentary valet parking services per month at over 30 locations across the UAE Free lounge access at 1000+ airports across the globe Enjoy a 50% discount on up to 4 2D VOX Cinema tickets across the UAE every month
Financial Benefits	A free-for- life card with a limit of up to AED 250,000 Availability of Cash Advance Facility and flexible repayment options Get an interest-free credit period of up to 52 days for cash flow management
Rewards Benefits	Earn up to 1.5 CBD reward points on every purchase and redeem them for cash, shopping vouchers, and air miles
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ADIB Business Platinum Covered Card

Feature Type	Description
Card Limit	Get a covered card limit of up to AED 10,000,000
Safety Feature	Availability of advanced Chip & Pin technology
Cash Withdrawal	Withdraw cash up to 60% of the credit limit
Additional Privileges	Get unlimited supplementary credit cards for your family members
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SMB Credit Card- Eligibility Criteria

Tabled below are the general eligibility criteria for obtaining a credit card for business owners in the UAE:

Eligibility Type	Requirement
Age	Minimum: 21 years old
Nationality	UAE National or an Expatriate
credit Score	As per the bank’s decision

Note: Additional eligibility criteria may apply.

Credit Card for Small Business- Documents Checklist

Mentioned below is a list of documents required for companies to apply for SMB credit cards:

For UAE National	For UAE Expatriates
Emirates ID Company Legal Documents (as applicable) Trade Licence Memorandum of Association Partnership Agreement Free Zone Certificate of Incorporation Certificate of Commercial Registration Power of Attorney Ultimate Beneficial Owners Proof Bank Reference Letter	Emirates ID National ID Residence Visa Company Legal Documents (as applicable) Trade Licence Memorandum of Association Partnership Agreement Free Zone Certificate of Incorporation Certificate of Commercial Registration Power of Attorney Ultimate Beneficial Owners Proof Bank Reference Letter

Note: Additional documents may be required.

Best Credit Card for SMEs in UAE

How Can I Get Business Credit Cards for Small Business?

Head to www.policybazaar.ae to apply for a small business cc of your choice.

What do you need to do? Follow these simple steps:

Click ‘Banking Products’> Credit Cards in UAE> Fill Lead Form> Select a Card> Complete the Application

Why Choose Policybazaar.ae?

Know why you must choose Policybazaar.ae for all your SMB credit card needs!

Compare Cards

We have tie-ups with the top financial institutions across the UAE. Shortlist cards from different banks that match your financial requirements. Compare the cards on the same platform and select the ideal one.

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Access our website’s ‘Articles’ section for free. You will find general credit card info as well as card-specific details. Get direct access here.

Easy Application Process

Apply for a credit card instantly without any hassle. Our website user interface makes it convenient for you to navigate through each page easily.

We have mentioned some of the most frequently asked questions about the small business cc in the following section!