CBD Balance Transfer Credit Cards in UAE

Headquartered in Dubai, the Commercial Bank of Dubai (CBD) was established in 1969. The CBD is a modern banking solutions provider offering simple and smart financial services to help its customers easily build and manage their finances.

Commercial Bank of Dubai provides a wide range of financial products like bank accounts, credit cards, loans, treasury services, capital solutions, mortgages, and much more for both individual and corporate clients. Similar to its other products, CBD credit cards are well-known for their extensive features and seamless experience. These cards allow access to various discounted deals and reward point programs with a wide range of lifestyle, travel, and entertainment benefits. 

Besides such attractive aspects, you can also be assured of safety and hassle-free use with CBD credit cards due to features like purchase protection, travel insurance, balance transfers, credit shield insurance, extended warranty, etc. This article covers all the CBD balance transfer credit cards to help you find the best fit option and apply for the same in just a few clicks. 

Best CBD Balance Transfer Credit Cards in the UAE

Here is a list of Commercial Bank of Dubai balance transfer credit cards that you can choose from based on your financial preferences.

CBD Smiles Visa Signature Credit Card

Smiles Visa Signature Credit Card is one of the top-performing CBD balance transfer credit cards. The credit card offers an amazing range of benefits including welcome benefits worth up to AED 1,450. While the annual membership fee for the primary Smiles Visa Signature Credit Card is AED 999, the supplementary cards offered by the bank are free for life.

Balance Transfer Benefits

• Balance Transfers: Commercial Bank of Dubai Smiles Visa Signature Credit Card offers a balance transfer facility to help you consolidate and transfer other bank credit card dues to CBD credit card for quick and easy repayments. The best part about the service is that you need not pay the total outstanding amount in one go. Instead, you have the option of converting the same into easy monthly payments and that too at a zero percent interest rate.

CBD World MasterCard Credit Card

World MasterCard Credit Card is another CBD balance transfer credit card with exciting deals and unique privileges for cardholders. The credit card is free for the first year. However, card members need to pay an annual membership fee of 787.50 second year onwards.

Balance Transfer Benefits

• Balance Transfers: World MasterCard Credit Card is another CBD balance transfer credit card that allows you to centralise and transfer non-CBD credit cards dues to your CBD credit card. You can then convert the transferred outstanding amount into monthly instalments and easily repay the same at zero per cent interest rates. 

CBD Titanium MasterCard Credit Card

Titanium MasterCard Credit Card is a free-for-life credit card with balance transfer benefits, with the card offering attractive reward earning opportunities with benefits like worldwide acceptance, great spending power, and more.

Balance Transfer Benefits

• Balance Transfers: CBD Titanium MasterCard Credit Card offers a balance transfer facility at zero per cent interest rates. Using this facility, you can easily repay your other bank credit card outstanding amount by transferring it to a CBD credit card. This amount can be converted into easy monthly payments by simply logging into the bank’s online or mobile banking portal. You can also call the bank’s customer support helpdesk to avail of the service.

CBD Visa Infinite Credit Card

CBD Visa Infinite Credit Card provides customers with unique lifestyle benefits along with numerous travel and entertainment offers. The credit card is free for the first year, although the card members need to pay an annual membership fee of AED 787.50 from the second year onwards. However, they can relinquish their credit card fee on meeting the yearly spending criteria of AED 100,000.

Balance Transfer Benefits

• Balance Transfers: CBD Visa Infinite Credit Card offers a balance transfer facility to help you easily get rid of your debts. You can consolidate other bank credit card dues, transfer them to your CBD credit card, and convert them into monthly instalments for quick repayments. The most notable aspect here is that you can utilise it at a zero per cent interest rate.

CBD Super Saver Credit Card

Super Saver Credit Card is one of the best cashback credit cards offering balance transfer benefits. Card members can earn cashback on almost all local and international transactions with this credit card. This CBD balance transfer credit card is free for the first year and comes with an annual membership fee requirement of AED 420 from the second year. 

Balance Transfer Benefits

• Balance Transfers: CBD Super Saver Credit Card is a balance transfer credit card that allows you to consolidate and transfer non-CBD credit cards’ outstanding amounts to your CBD credit card. You can then convert the transferred outstanding amount into monthly instalments and conveniently repay the same at a zero per cent interest rate.

CBD Visa Platinum Credit Card

This is another free-for-life CBD balance transfer credit card that offers attractive shopping deals and discounts. The credit card is best-known for its Reward Points Program, allowing card members to earn even from their expenditures.

Balance Transfer Benefits

• Balance Transfers: CBD Visa Platinum Credit Card offers a balance transfer facility to help you easily pay for your dues, allowing you to centralise your non-CBD credit card outstanding amount and transfer it to your CBD credit card. The best part about the service is that the bank allows you to convert the transferred amount into easy monthly instalments at a zero per cent interest rate. 

CBD Visa Signature Credit Card

CBD Visa Signature Credit Card is a balance transfer credit card granting several attractive travel and lifestyle benefits. The cardholders can use the credit card free of cost for the first year. However, they need to pay an annual membership fee of AED 525 from the second year, although that fee can be waived off on spending more than AED 65,000 every year.

Balance Transfer Benefits

• Balance Transfers: CBD Visa Signature Credit Card offers a balance transfer facility at zero per cent interest rates. With this facility, you can easily repay your other bank credit card outstanding amount by transferring it to your CBD credit card. You can convert the amount into easy monthly payments by calling the bank’s customer support team or accessing the bank’s online or mobile banking portal. 

Features and Benefits of CBD Balance Transfer Credit Cards

Here is a list of features and benefits offered by Commercial Bank of Dubai balance transfer credit cards.

• Lower Interest Rates: Commercial Bank of Dubai credit cards with a balance transfer facility offer lower interest rates to help you pay for your dues with great ease.
• Higher Credit Limit: If you meet the minimum income criteria and possess a good credit report, you can easily get a higher credit limit on applying for your chosen CBD balance transfer credit card.
• Global Acceptance: Commercial Bank of Dubai balance transfer credit cards have worldwide acceptance, allowing you to use your CBD credit card to make retail transactions anywhere across the globe.
• Easy Instalment Plans: Commercial Bank of Dubai credit cards with a balance transfer facility also allow you to make high-value purchases without having a second thought. You can easily convert the amount for such purchases into easy monthly instalments and make quick repayments without any hassle.
• Purchase Protection: Along with various other benefits, CBD balance transfer credit cards offer purchase protection against loss or damage caused to products purchased using a Commercial Bank of Dubai credit card.
• Extended Warranty: Some of these credit cards with balance transfer benefits offer an extended warranty facility on the products bought using a CBD credit card. With this, you can get almost double the manufacturer's warranty.
• Travel Benefits: CBD balance transfer credit cards offer a wide range of travel benefits like airport lounge access, multi-trip travel insurance, and discounts on various booking platforms including Agoda.com, hotels.com, and YQ Meet & Greet.
• Chip & Pin Technology: A unique chip and pin technology in the CBD balance transfer credit cards allows you to make secure online transactions while preventing any kind of fraudulent transactions made by unauthorised third parties.
• Entertainment Offers: Commercial Bank of Dubai credit cards provide entertainment benefits like cinema discounts with access to various leading golf clubs and entertainment centres.

Eligibility Criteria to Apply for CBD Balance Transfer Credit Cards

Documents Required for CBD Balance Transfer Credit Cards

Here are a few major documents you need to submit when applying for a Commercial Bank of Dubai Balance Transfer Credit Card.

• National ID (Emirates ID) – Original and a Copy
• A valid Passport with residency visa – Original and a copy
• Utility Bills/Contract of Tenancy (for address verification) – Original and a Copy
• A valid trade license (for self-employed applicants)
• Salary Letter/Appointment Letter for income and designation verification
• Bank account statement for the last three months showing salary credit transactions (for income verification)

How to Apply for CBD Balance Transfer Credit Cards

You can apply for your chosen Commercial Bank of Dubai balance transfer credit card in any of the following ways.

1. Online Banking: If you are an existing Commercial Bank of Dubai customer, you can log in to the bank’s online banking portal using your unique banking ID and password to apply for your chosen CBD balance transfer credit card in just a few clicks. Simply fill out the application form on the portal with your basic details like name, monthly income, age, address, registered mobile number, etc., and attach all the essential documents with the form before submitting it. This helps you get quick and hassle-free approval on your credit card application.
2. Mobile Banking: Another quick way of applying for your preferred CBD balance transfer credit card is to use the bank’s mobile banking app. Log in to the application using your banking credentials and find the same application form. Similarly, fill it out by providing your basic details as mentioned above, attach all the supporting documents and submit it to complete the application process.
3. Bank’s Website: The online application form is also available on the bank’s website. If you are a new CBD customer, you can simply visit the bank’s website and fill out the application form to apply for your chosen Commercial Bank of Dubai credit card with balance transfers. You need to upload the supporting documents with the form to verify the information provided. 
4. Bank’s Branch: This is one of the offline credit card application methods that you can opt for. In case you prefer the offline way, you can always visit the nearest Commercial Bank of Dubai branch and apply for your chosen balance transfer credit card with great ease. The process is similar, as you will need to fill out the application form and submit it with the essential documents in the presence of a bank representative. 
5. Our Website: We, at Policybazaar UAE, help you apply for your chosen credit cards from the convenience of your home. You can simply visit our credit cards section or contact our help and support team to explore more balance transfer credit cards options. The process for applying is almost the same. Filling out the application form and providing the essential documents will be all. A major benefit of applying from our site is that you can also check out other credit cards with exciting features before making your choice. Feel free to call us in case you need further assistance.

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