Credit Card Offers on Gold Purchase in UAE

The UAE is one of the world’s leading hubs for gold trade, attracting people across the globe. With a variety of credit card offers in the UAE, it becomes quite easy to purchase gold or its jewellery — all while enjoying a variety of discounts, offers, and more. 

Whether you are purchasing gold to wear or as a form of investment, the top gold purchase credit card offers can make your spends highly rewarding!

Best Credit Card Offers on Gold Purchases in UAE

Tabled below are the best gold purchase offers on credit cards from the top banks in the UAE — 

1. Emirates NBD Credit Card

Emirates NBD credit cards let you enjoy incredible benefits on gold purchases from Malabar Gold and Diamonds. Find below the key details of this offer —

Malabar Gold & Diamonds - 

Offer Details

• Get an instant 0% installment plan upfront at the time of purchase
• On purchases of AED 1,000 and above, get 6 or 12 months 0% installment facility 

How to Get this Offer?

• Visit your nearest Malabar Gold & Diamonds store
• Make a gold jewellery purchase and pay with the Emirates NBD credit card
• Ask for the 0% installment plan at the billing counter and enjoy shopping 

Processing Fees

AED 49

Terms and Conditions

This gold purchase offer on credit card is not valid for gold coins and bars.

2. DIB Credit Card

The credit cards of DIB offer exclusive benefits on purchases at Malabar Gold & Diamonds in the UAE. They also let you easily convert your payment into an Easy Payment Plan (EPP) without any charges. 

Malabar Gold & Diamonds

Offer Details

• 0% Easy Payment Plan for 6 and 12 months tenure 
• Note that the transactions should be worth at least AED 1,000  

How to Avail this Offer?

• Send an SMS with the text ‘ZERO’ to 4224 and get the offer within 48 hours
• Use your DIB credit card to get the offer at your nearest Malabar Gold & Diamonds stores

Processing Fees

N/A

Terms and Conditions

• The offer is not available on DIB Corporate Cards, Charge Cards, and Al Islami Cards
• Offer is not applicable with overdue, blocked, or suspended DIB credit cards
• The offer’s terms and conditions are based on Sharia principles
• Payment installment conversion may take at least 7 working days from the date of the customer’s request
• You cannot avail of the offer through DIB online channels such as the internet and mobile banking/branches/call center

3. HSBC Credit Card

All HSBC credit card holders in the UAE can enjoy special discounts on purchases from Malabar Gold. This gold offer on credit card, available till 2027, allows you to enjoy a 6-month flexi installment plan with 0% interest.

Malabar Gold

Offer Details

• Flexi installment plan available
• No interest will be charged if you repay the purchase amount with 6 months’ installments

How to Use this Offer?

Dial the applicable number to convert your transaction into a flexi installment plan —

• 800 4320 (Premier customers) 
• 800 4420 (Advance customers) 
• 600 55 4722 (Personal Banking customers)

Processing Fees

N/A

Terms and Conditions

• You must spend at least AED 1,000 
• You cannot avail of this offer on 
  • Gold bullion
  • Gold coins
  • Loose or certified diamond purchases
  • Gold bars
• Only UAE-issued HSBC credit cards are eligible for this offer
• This offer cannot be combined with any other offers

4. RAKBANK Credit Card

On your gold jewellery purchases at Palazzo Jewellery, you can get a 70% discount with your RAKBANK credit card. This gold offer on credit cards is available at various locations in the UAE. 

Palazzo Jewellery

Offer Details

• Instant 70% discount on gold jewellery purchases 
• Offer is only applicable at Palazzo Jewellery stores in the UAE

Processing Fees

N/A

Terms and Conditions

• You can get the offer only with RAKBANK World credit cards 
• Offer cannot be availed with other ongoing promotions or offers
• A discount code is required at the time of payment 
• Once payment has been received, the offer cannot be redeemed
• Offer’s perks and privileges cannot be exchanged for cash or other goods
• RAKBANK does not guarantee the quality of the merchant's products and services

Frequently Asked Questions