Emirates NBD Credit Card Cash Withdrawal
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Emirates NBD offers a convenient cash withdrawal feature on its uae credit cards, allowing you to access cash as needed. This service lets you withdraw a portion of your available credit limit either through ATMs or via online means.
While this feature provides quick access to funds in emergencies or when immediate cash is required, it’s also important to note that using your Emirates NBD credit card for cash withdrawal can offer valuable flexibility.
How to Do Emirates NBD Credit Card Cash Withdrawal?
There are two ways to do Emirates NBD credit card cash withdrawal in the UAE:
ATM
The most common and traditional method of cash withdrawal is using an ATM. Emirates NBD ATMs are available across the UAE.
Here’s the cash withdrawal process at an NBD ATM:
- Go to your nearest Emirates NBD ATM.
- Tap the ‘Cardless Withdrawal’ option on the screen.
- Type in your mobile number and confirm it.
- Enter the withdrawal amount that you entered in the mobile app.
- A verification code will be sent to your registered mobile number.
- Enter the OTP and confirm.
- Once the cash is dispensed, collect the money and receipt.
Mobile Banking
- Sign in to your mobile banking.
- Tap on the ‘upside and downside arrow’ symbol.
- Select ‘Cardless Withdrawal’ under ‘Actions’.
- Choose your account you want to withdraw cash from.
- Type in the amount you need and slide for confirmation.
- Provide your Smart Pass PIN.
Read More About Salary Based Credit Cards
What are the Emirates NBD Credit Card Cash Withdrawal Charges
Here is a list of Emirates NBD credit card cash withdrawal charges and other card-related fee:
| Type of Fees | Charges |
|---|---|
| NBD Cash Advance fee | 3.15% or AED 103.85 (whichever is higher) |
| Late Payment Fee | AED 241.5 per month |
| Over Limit Fee | AED 292.95 per month |
| Issuance of Supplementary Card | Free |
| Issuance of Secret PIN | Free |
| Sales Voucher Copy | AED 10.50 |
| Duplicate Statement Fee (per copy)- Up to Last 3 Months/ Over 3 Months | AED 15.75/ AED 47.25 per month |
| Managers Cheque Issuance | AED 26.25 |
| Paper Statement Fee | AED 5.25 per month |
| Cheque/ Direct Debit Return Fee | AED 105 |
| International Delivery Charge | AED 157.50 per credit card |
| Card Replacement Fee | AED 21 |
| International Transaction Fee (Both AED and Non-AED Currency) | 1.99% of transaction amount |
| Cancellation Fee: Instalment Plan/ Balance Conversion/Loan on Card/ Balance Transfer/ALOC/0% IPP | 1.05% of principal outstanding |
| 0% Instalment Plan | AED 51.45 per transaction |
| Instalment Payment Plan/Balance Conversion/Loan on Card/Balance Transfer/ALOC | 0.29% - 1.99% flat monthly interest rate (0.53% - 3.46% reducing monthly interest rate) |
| Credit Shield Pro Insurance | 1.04% per month of the Current Balance |
Note: All fees and charges are inclusive of Value Added Tax (VAT) or any similar sales tax.
These fees and charges are subject to change — any changes will be effective from the date specified by the Bank.
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