High Limit Credit Cards

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  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits
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5,000 AED50,000+ AED
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Most Popular Credit Card in UAE

High-limit credit cards are likely to draw in new customers due to their flexibility and enhanced borrowing capacity. When employing a big credit limit as a factor for card comparison, however, it's critical to comprehend what it actually entails.

A high-limit credit card is one that gives the user a comparatively large monthly credit limit. As the credit utilisation percentages for such cards are the same as those for other cards, the cardholder won’t have to worry about spending close to the entire amount of their limit. 

Reasons to Apply for High Limit Credit Cards 

Before looking at credit cards with big limits, let’s first understand the reasons to apply for high limit credit cards —

  • A higher credit limit reduces your credit utilisation ratio, which helps in improving your credit score. 
  • A higher credit card limit makes it easier to make big purchases and even offers emergency funds.
  • Such credit cards make it easy for you to earn more rewards. As your purchasing power increases, so do the rewards like cashback, travel miles, or points. 

Best High Credit Limit Cards

Tabled below are the top credit cards with high credit limits in the UAE —

Cards Apply

Commercial Bank of Dubai Visa Infinite Credit Card

  • Minimum Salary – AED 15,000 per month
  • Annual Fees – 1st year free
  • Welcome Offer – Earn AED 2,000 cashback on spending at least AED 12,000 in the first 30 days of card issuance
  • 0% balance transfer facility
  • Complimentary golf rounds at the Trump International Golf Club
  • Free valet parking service per month
  • Access to international airport lounges for free
Apply Now

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Commercial Bank of Dubai Smiles Visa Signature Credit Card

  • Minimum Salary – AED 12,000 per month
  • Annual Fees – 1st year free
  • Welcome Offer – Earn up to 100,000 Smiles Points upon making purchases worth AED 2,000 at Etisalat, EIgrocer, or Smiles within the first 30 days of card issuance
  • Up to 3 Smiles points on international purchases
  • Up to 2 Smiles on all local purchases
  • Free 1-year subscription for Smiles Unlimited ‘Buy 1 Get 1’ of AED 200
Apply Now

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Cashback Back & Free Airport Lounge Access - Policybazaar uae

First Abu Dhabi Bank FAB SHARE Platinum Credit Card

  • Minimum Salary – AED 10,000 per month
  • Annual Fees – AED 1,000
  • Up to 6.25% SHARE points at Ski Dubai, Dreamscape, Little Explorers, VOX Cinemas, Magic Planet, and iFLY Dubai
  • Up to 7% SHARE points for every Dirham spent at Carrefour
  • Get 2-for-1 VOX Cinemas movie tickets
  • Up to 4.25% SHARE points at the Mall of the Emirates and City Centres in the UAE
Apply Now

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First Abu Dhabi Bank Etihad Guest Signature Card

  • Minimum Salary – AED 15,000 per month
  • Annual Fee – AED 1,500
  • Up to 6.5 Etihad Guest Miles on every AED 10 spent 
  • Up to 50% Etihad Guest Miles discount vouchers
  • Up to 8 complimentary visits to more than 1,000 international airport lounges
Apply Now

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Blue FAB Signature Card by Al-Futtaim

  • Minimum Salary – AED 15,000 per month
  • Annual Fee – Free
  • Up to 5% cashback as Al Futtaim FAB Rewards for every AED 1 spent 
  • Up to 4 movie tickets per month starting from AED 15
  • Complimentary access to more than 1,000 international airport lounges
Apply Now

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discount offers - Policybazaar uae

Deem Finance Mastercard Platinum Cash Up Credit Card

  • Minimum Salary – AED 10,000 per month
  • Annual Fee – Free
  • Up to 10% cashback at department stores
  • Up to 5% cashback on entertainment
  • Up to 5% cashback on online shopping
Apply Now

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Deem Finance Mastercard World Cash Up Credit Card

  • Minimum Salary – AED 25,000 per month
  • Annual Fees – Free
  • Up to 10% cashback on flight booking
  • Up to 5% cashback on hotel bookings
  • Up to 5% cashback on entertainment
Apply Now

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Emirates NBD Marriott Bonvoy World Credit Card

  • Minimum Salary – AED 25,000 per month
  • Annual Fee – AED 1,575
  • Up to 200,000 bonus points
  • Free golf course access across the UAE
  • Up to 6 points for every USD 1 spent
  • Automatic upgrade to Marriott Bonvoy Gold Elite status
Apply Now

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discount offers - Policybazaar uae

Emirates NBD Dnata World Credit Card

  • Minimum Salary – AED 25,000 per month
  • Annual Fee – AED 1,048.95
  • Travel vouchers worth AED 2,500
  • Access to more than 900 premium airport lounges globally for free
  • 10% back on Dubai Duty Free
  • Complimentary access to the best golf courses in the UAE
Apply Now

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Emirates NBD U By Emaar Visa Infinite Credit Card

  • Minimum Salary – AED 30,000 per month
  • Annual Fee – AED 1,575
  • Up to 25,000 Upoints
  • Free valet parking service in Dubai Mall
  • Up to 1.5% Upoints on spends or 5x for all Emaar spends
  • ‘Buy 1 Get 1 Free’ at Reel Cinemas movie tickets
Apply Now

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Emirates NBD Skywards Infinite Credit Card

  • Minimum Salary – AED 30,000 per month
  • Annual Fee – AED 1,575
  • Up to 100,000 Skywards Miles and Rotana Rewards membership
  • Free Emirates Skywards Silver membership
  • Up to 2 Skywards Miles per USD spent
Apply Now

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Emirates NBD LuLu 247 Platinum Credit Card

  • Minimum Salary – AED 15,000 per month
  • Annual Fee – AED 262.5
  • Up to 500 welcome bonus points
  • ‘Buy 1 Get 1’ Reel Cinemas movie tickets
  • Up to 7% LuLu points on daily spends
  • Free airport lounges access via LoungeKey
Apply Now

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Emirates NBD Visa Flexi Credit Card

  • Minimum Salary – AED 15,000 per month
  • Annual Fees – AED 735
  • Up to 1.5% rewards on retail spent
  • Exclusive discounts on 4DX and Theatre by Rhodes
  • Discount of up to 30% at more than 2,000 restaurants across the UAE
Apply Now

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Emirates NBD Go4It Platinum Credit Card

  • Minimum Salary – AED 12,000 per month
  • Annual Fees – AED 208.95
  • Up to 5 Plus Points for AED 200 spent
  • ‘Buy 1 Get 1 Free’ on movie tickets and special upgrades
  • Benefit of viewing scenic sites and the top landmarks of Dubai
Apply Now

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Emirates NBD Visa Platinum Credit Card

  • Minimum Salary – AED 12,000 per month
  • Annual Fee – AED 735
  • Up to 1.5 Plus Points for every AED 100 spent
  • Complimentary 2-for-1 deals at Entertainer
  • Discount of up to 30% on more than 2,000 restaurants across the UAE
Apply Now

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Emirates NBD Mastercard Platinum Credit Card

  • Minimum Salary – AED 12,000 per month
  • Annual Fee – AED 735
  • Up to 1.5 Plus Points for every AED 100 spent
  • Complimentary 2-for-1 deals at Entertainer
  • Up to 30% discount on more than 2,000 restaurants across the UAE
Apply Now

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Emirates NBD U By Emaar Visa Signature Credit Card

  • Minimum Salary – AED 15,000 per month
  • Annual Fees – AED 262.5
  • Up to 1.25% Upoints on spends and 5x Upoints on Emaar spends
  • Access to more than 850 premium international airport lounges for free
  • Up to 6.25% Upoints at Emaar including Marina Mall, Dubai Mall, and Emaar Communities
  • Up to 30% off on Emaar Entertainment
Apply Now

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Emirates NBD Diners Club Duo Credit Card

  • Minimum Salary – AED 10,000 per month
  • Annual Fees – AED 840
  • Up to 5% rewards on electronics, education, grocery, utilities, and fuel
  • ‘Buy 1 Get 1’ deal on Royal Cinemas movie tickets
  • Unlimited free access to international airport lounges
  • Valet parking services at particular locations in Abu Dhabi
Apply Now

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Emirates NBD Visa Infinite Credit Card

  • Minimum Salary – AED 30,000 per month
  • Annual Fees – AED 1,575
  • Up to 2 points for every AED 100 spent
  • Unlimited access to more than 1,000 premium international airport lounges in 300+ cities
  • 4 airport transfers per calendar year in the UAE
Apply Now

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Emirates NBD Skywards Signature Credit Card

  • Minimum Salary – AED 15,000 per month
  • Annual Fees – AED 735
  • Up to 40,000 Skywards Miles
  • Unlimited access to 1,000+ premium international airport lounges in more than 300 cities
  • Up to 1.5 Skywards Miles on every USD spent
  • Free access to the best golf courses in the UAE
Apply Now

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ADCB LuLu Platinum Credit Card

  • Minimum Salary – AED 15,000 per month
  • Annual Fee – Free for Life
  • 0% easy payment plan on school fee payment
  • Up to 5 LuLu points for every AED 1 spent
Apply Now

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Emirates NBD Etihad Guest Visa Inspire Credit Card

  • Minimum Salary – AED 15,000 per month
  • Annual Fees – AED 735
  • Up to 7 Etihad Guest Miles on every AED 10 spent
  • Quick upgrade to Silver Tier status
  • Up to 60,000 Etihad Guest Miles
  • Valet Parking at select locations in Abu Dhabi
Apply Now

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Emirates NBD Etihad Guest Visa Elevate Credit Card

  • Minimum Salary – AED 35,000 per month
  • Annual Fees – AED 1,575
  • Up to 10 Etihad Guest Miles on every AED 10 spent
  • Quick upgrade to Gold Tier status
  • Up to 200,000 Etihad Guest Miles
  • Up to 50% Etihad Guest Miles 
Apply Now

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Emirates Islamic Skywards Black Credit Card

  • Minimum Salary – AED 35,000 per month
  • Annual Fees – AED 5,000 or AED 3,000
  • Up to 3.5 Skywards Miles on every USD spent
  • Swift upgrade to Emirates Skywards Gold Tier membership
Apply Now

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Emirates Islamic Skywards Signature Credit Card

  • Minimum Salary – AED 12,000 per month
  • Annual Fees – AED 735
  • Up to 3.5 Skywards Miles per USD spent
  • Quick upgrade to Emirates Skywards Gold Tier membership
Apply Now

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Emirates Islamic Skywards Infinite Credit Card

  • Minimum Salary – AED 20,000 per month
  • Annual Fee – AED 1,999
  • Up to 3.5 Skywards Miles per USD spent
  • Swift upgrade to Emirates Skywards Gold Tier membership
Apply Now

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Emirates Islamic Cashback Plus Card

  • Minimum Salary – AED 12,000 per month
  • Annual Fees – AED 313.95
  • Unlimited access to more than 1,000 international airport lounges for free
  • 2 free golf rounds at the best golf courses on any day of the week
  • 1 complimentary valet parking service per month
Apply Now

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Emirates Islamic Etihad Guest Ameera Credit Card

  • Minimum Salary – AED 10,000 per month
  • Annual Fee – AED 733.95
  • Up to 3 Etihad Guest Miles per USD spent
  • 20% Etihad Guest Miles back
  • Free international airport lounge access and airport transfers
  • Quick upgrade to Etihad Guest Silver Tier status
  • Welcome bonus
Apply Now

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Emirates Islamic Etihad Guest Saqer Credit Card

  • Minimum Salary – AED 10,000 per month
  • Annual Fees – AED 934.95
  • Up to 3 Etihad Guest Miles per USD spent
  • 20% Etihad Guest Miles back
  • Welcome bonus
  • Free airport transfers and international airport lounge access
  • Quick upgrade to Etihad Guest Silver Tier status
Apply Now

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Emirates Islamic Emarati Credit Card

  • Minimum Salary – AED 12,000 per month
  • Annual Fee – Nil
  • Metal card with intricate design
  • Up to 3.75 EI SmartMiles for every AED 1 spent 
  • Free access to international airport lounges, valet parking, and Sharjah and Dubai Ladies Club
Apply Now

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Emirates Islamic Etihad Guest Premium Credit Card

  • Minimum Salary – AED 15,000 per month
  • Annual Fees – AED 1,575 or AED 2,625
  • Swift upgrade to Etihad Guest Gold Tier status
  • Free airport transfers and airport lounge access
  • Up to 3.5 Etihad Guest Miles on every USD spent
  • 50% Etihad Guest Miles back
Apply Now

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Emirates Islamic Flex Elite Credit Card

  • Minimum Salary – AED 15,000 per month
  • Annual Fees – AED 735
  • Upto 3.75 EI SmartMiles for every USD 1 spent
  • Free valet parking services – Up to 2 times a month
  • International airport lounge access
Apply Now

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RAKBANK Emirates Skywards World Elite Mastercard Credit Card

  • Minimum Salary – AED 20,000 per month
  • Annual Fees – AED 1,499
  • Up to 40,000 Skywards Miles per month
  • 50% extra Skywards Miles in the first 3 months
  • Up to 160,000 bonus Skywards Miles
  • Quick upgrade to Emirates Skywards Gold Tier status
Apply Now

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RAKBANK World Mastercard Credit Card

  • Minimum Salary – AED 20,000 per month
  • Annual Fee – Free for the 1st year
  • Up to 10% cashback on supermarket purchases
  • Up to 5% cashback on international spends
  • Up to 3% cashback on local purchases
  • Up to 10% cashback on travel
Apply Now

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How to Apply for Credit Cards that Offer High Credit Limits?

Go to Policybazaar.ae to apply for the best high credit limit credit cards in the UAE. On this one-stop online marketplace, the top credit cards available in the country can be viewed, compared, and selected. 

To access the credit card quotes page, just complete the lead form in the credit card section. You can then locate and compare your possibilities — once finished, simply choose the option to apply. 

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