High-limit credit cards are likely to draw in new customers due to their flexibility and enhanced borrowing capacity. When employing a big credit limit as a factor for card comparison, however, it's critical to comprehend what it actually entails.
A high-limit credit card is one that gives the user a comparatively large monthly credit limit. As the credit utilisation percentages for such cards are the same as those for other cards, the cardholder won’t have to worry about spending close to the entire amount of their limit.
Reasons to Apply for High Limit Credit Cards
Before looking at credit cards with big limits, let’s first understand the reasons to apply for high limit credit cards —
A higher credit limit reduces your credit utilisation ratio, which helps in improving your credit score.
A higher credit card limit makes it easier to make big purchases and even offers emergency funds.
Such credit cards make it easy for you to earn more rewards. As your purchasing power increases, so do the rewards like cashback, travel miles, or points.
Best High Credit Limit Cards
Tabled below are the top credit cards with high credit limits in the UAE —
Cards
Apply
Commercial Bank of Dubai Visa Infinite Credit Card
Minimum Salary – AED 15,000 per month
Annual Fees – 1st year free
Welcome Offer – Earn AED 2,000 cashback on spending at least AED 12,000 in the first 30 days of card issuance
0% balance transfer facility
Complimentary golf rounds at the Trump International Golf Club
Commercial Bank of Dubai Smiles Visa Signature Credit Card
Minimum Salary – AED 12,000 per month
Annual Fees – 1st year free
Welcome Offer – Earn up to 100,000 Smiles Points upon making purchases worth AED 2,000 at Etisalat, EIgrocer, or Smiles within the first 30 days of card issuance
Up to 3 Smiles points on international purchases
Up to 2 Smiles on all local purchases
Free 1-year subscription for Smiles Unlimited ‘Buy 1 Get 1’ of AED 200
How to Apply for Credit Cards that Offer High Credit Limits?
Go to Policybazaar.ae to apply for the best high credit limit credit cards in the UAE. On this one-stop online marketplace, the top credit cards available in the country can be viewed, compared, and selected.
To access the credit card quotes page, just complete the lead form in the credit card section. You can then locate and compare your possibilities — once finished, simply choose the option to apply.
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