How to Activate Ajman Bank Credit Card in UAE

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If you plan to purchase a credit card from Ajman Bank, this article is a must-read for you! Obtaining a credit card from a bank is not sufficient for your purposes, as you would be required to activate your card first in order to use it for your expenditures. 

How to Activate Ajman Bank Credit Card? 

credit card customers can use any of the following methods to perform Ajman Bank credit card activation – 

Internet Banking

Internet banking is one of the most preferred forms of banking by people across the globe owing to the convenience and safety offered. Customers can log into their online bank accounts at any time of the day to fetch their bank-related information and easily pay bills and transfer funds to another account through online banking. 

Besides accessing the mentioned facilities and services, individuals can also use online banking to activate their Ajman Bank credit card by following these steps – 

  1. Login to your account using your username and password
  2. Go to the ‘Credit Card’ menu and click on it
  3. If you have multiple Ajman Bank credit cards, select the one you want to activate
  4. Enter your credit card details and submit them
  5. You will receive an authentication code on your registered mobile number
  6. Type it and generate a new PIN
  7. Provide the same PIN again to confirm
  8. Once you submit it, your credit card will get activated

Phone Banking

With phone banking, new Ajman Bank credit card users can get in touch with one of the bank representatives via call. The phone banking facility also offers flexibility in choosing between Arabic and English.

To complete your Ajman Bank credit card activation process, give a call at 800 22 and follow the prompted instructions.

Mobile Banking

Similar to internet banking, mobile banking, done through the bank’s official mobile app, is another mode of activating your credit card. Most financial institutions nowadays have their apps to make banking accessible, with Ajman Bank also having one of its own. 

Customers can install the application on their smartphones and avail of any bank-related services with a few taps. To use the Ajman Bank app for the Ajman Bank credit card activation process, check out the following set of instructions – 

  1. Sign in to your account using the proper credentials
  2. Select the card you want to activate from the ‘Credit Card’ section
  3. Choose the option to activate the credit card
  4. Type in the required credit card details and proceed
  5. An authentication code will be sent to your registered mobile number
  6. Provide the OTP and create a new 4-digit PIN
  7. Re-enter the PIN for confirmation and submit it

Visiting an Ajman Bank Branch

Customers can also visit their nearest Ajman Bank branches and consult a bank representative regarding the credit card activation process. In this case, you would simply need to provide the requested details and follow the instructions of the concerned bank personnel to have your credit card activated.

Why Do You Need to Activate Your Ajman Bank Credit Card?

Ajman Bank credit card activation is the first and the most crucial step to be completed after you receive it. The sooner you activate your credit card, the better it is. To know why this is the case, read the following points –  

  • Firstly, Ajman Bank credit card activation notifies the bank that the card has been delivered to the credit card holder
  • Ajman Bank credit card activation is compulsory to make a transaction such as a bill payment using the credit card 
  • Activation of Ajman Bank credit card also helps in detecting unauthorised transactions and stolen/lost cards
  • Withdrawal of cash through the Ajman Bank credit card is not allowed unless the card has been activated

Points to Consider Before Activating and Utilizing the Ajman Bank Credit Card 

This article section will discuss the key points you must remember before activating and using the Ajman Bank credit card – 

  • After the Ajman Bank credit card is delivered to you, make sure that no one is able to view the 4-digit PIN of your credit card except you
  • Complete the Ajman Bank credit card activation, i.e., setting up the new 4-digit, by yourself
  • Keep your credit card details like the 4-digit PIN and CVV number confidential
  • Don’t use any digital platform to note down your Ajman Bank credit card PIN and CVV number to avoid hacking
  • If you write down your credit card details somewhere, make sure no one else has access to them
  • Do not share your credit card 4-digit PIN whenever making a purchase at a store

What to Do If You Face Issue Activating Your Ajman Bank Credit Card? 

Technical issues while activating the Ajman Bank credit card can cause hindrances not only during the process but also when you try to use your card later. Thus, if you face any issue in activating your Ajman Bank credit card, it is highly recommended to contact the bank immediately.

Get in touch with the customer care representative team via call or reach out to them by visiting your nearest Ajman Bank branch. Technical experts of the bank are available round the clock to assist you. Remember that if you want to have a consultation with the bank in person, visit the bank during working hours.\

Key Takeaways

You can explore a wide range of credit cards offered by Ajman Bank and choose the best one for you. However, once you receive it after successfully completing the application, don’t forget to activate the card. 

Opt for any one method as per your requirements and convenience to complete the Ajman Bank credit card activation process, be it online banking, phone banking, mobile banking, or an in-person visit. Always set up a strong PIN so that no one can guess it easily. For any further assistance, connect with one of the bank experts either through a call or by having a one-on-one conversation at a bank branch.

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FAQs

What are the different types of banking solutions available for Ajman Bank credit card activation?

Ajman Bank provides four different modes of banking to activate credit cards – internet banking, app (mobile) banking, phone banking, and offline visit to the nearest bank branch.

Which documents are required to apply for an Ajman Bank credit card?

The following documents may be asked to apply for an Ajman Bank credit card – 

  • Valid passport
  • Valid visa
  • Emirates ID
  • Proof of income
  • Address proof
How to activate Ajman Bank credit card through phone banking?

Dial 80022 from your registered mobile number and proceed as per the given instructions to activate your Ajman Bank credit card.

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