How to Activate RAKBANK Credit Card in UAE

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Receiving your RAKBANK credit card after applying and waiting for it can be an exciting thing. However, there are still a few technical steps to be covered before you can finally start using your credit card. RAKBANK credit card activation is required to safely use your RAKBANK cards, avoid fraud, and let the bank know that the rightful owner has received the card. 

How to Activate RAKBANK Credit Cards?

You can easily activate your RAKBANK credit card using the SMS and phone banking services of RAKBANK. The RAKBANK credit card activation process is exceptionally simple and requires only a few things on your part as discussed below: 

  • On your smartphone, type an SMS stating ACT <the first four digits of your credit card> <the last four digits of your credit card>For instance – ACT 5499 1530
  • Send this SMS to 4595 and wait for a credit card activation code to arrive
  • Once you have the code, connect with a RAKBANK executive. You can dial 600544049 if you have a conventional RAKBANK credit card or 600540044 if you have an Islamic credit card. 
  • The digit RAKBANK credit card activation code will be valid for only 30 minutes. Make sure that you call the bank and set up your PIN within that time frame. 
  • You will get a confirmation message once the PIN has been set and your credit card is activated. 

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Why Is It Necessary to Activate RAKBANK Credit Cards?

The following are a few reasons that make fab credit card activation crucial for all RAKBANK credit cardholders:

  • It is required to activate your credit card in order to use it 
  • The activation ensures that stolen or lost credit cards don’t lead to fraudulent transactions or credit card fraud 
  • Authorises your transactions and maintains authenticity
  • Allows the banks to confirm that the dispatched credit card has been received by its rightful owner and has not been lost during the transit or delivered to the wrong person
  • Services like credit card cash withdrawals can only be used after activating your card 

Important Points to Remember About RAKBANK Credit Card Activation

A few small things are to be kept in mind regarding RAKBANK credit card activation to ensure optimum safety of credit card transactions:

  • RAKBANK credit card activation is mandatory for all credit cardholders – it is necessary to activate your card to use it for making transactions and for other services  
  • Make sure that you remember your PIN and avoid writing it down in any place accessible to other people
  • Avoid sharing your credit card PIN with anyone 
  • You will need your credit card PIN to make most transactions using your RAKBANK credit card. However, you can also use the tap and pay service to authorise low-amount transactions.

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What to Do If You Face Difficulty in RAKBANK credit card activation?

If you face any trouble in activating your RAKBANK credit card or changing/resetting the PIN, later on, you can connect with the RAKBANK customer support cell to get assistance. The customer support executive will help you with your PIN change process and other requirements you may need assistance with. 

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FAQs

How can I activate my RAKBANK credit card in UAE?

Activation of your RAKBANK credit cards can be done using the RAKBANK phone banking service or via an SMS. 

What information do I require to activate my RAKBANK credit card in UAE?

You will need the first and the last 4 digits of your RAKBANK credit card number along with your registered phone number to activate your credit card. 

Can I change my RAKBANK credit card PIN?

Yes, you can change your RAKBANK credit card PIN any time you wish using your RAKBANK net banking or digital banking account. You can also contact the RAKBANK phone banking service to change your PIN.

Is it mandatory to activate my RAKBANK credit card?

Yes, it is mandatory to activate your RAKBANK credit card in order to utilise its complete range of benefits and to ensure safety for all your transactions.

What can I do if I forget my RAKBANK PIN?

You can change or reset your PIN if you forget it using your RAKBANK mobile and net banking account. You can also reset your PIN using RAKBANK phone banking services by calling 04-2130000.

Can I use my RAKBANK credit card without entering the PIN?

Several merchants allow credit card transactions without a PIN, although you will be required to sign the receipt in such cases. You can also activate the ‘Tap & Go’ service on your RAKBANK credit card to pay without a signature or PIN up to a certain transaction limit. 

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