How to Cancel Auto Debit Emirates NBD Credit Card Payments

Managing your finances efficiently is essential, and that includes having control over your credit card payments.

If you hold an Emirates NBD credit card and wish to regain control over your finances by cancelling auto-debit payments, you're in the right place. Auto-debit payments, while highly convenient, can sometimes become burdensome or unnecessary — knowing how to cancel them is a valuable skill.

In this comprehensive guide, we'll walk you through the step-by-step process of cancelling auto-debit payments on your Emirates NBD credit card. Whether you're looking to switch to manual payments or have a change in your financial situation, our guide will help you take charge of your credit card payments and tailor them to your needs.

Say goodbye to unwanted auto-debits and hello to financial freedom!

When Can You Opt for Cancelling Auto Debit Feature on Emirates NBD Credit Cards?

Experts advise against deactivating this feature unless absolutely necessary. With that said, you have the flexibility to deactivate credit card auto debit at any time. Automatic credit card payments can be disabled online by following the instructions provided by your bank.

There are several situations where deactivation is warranted -

• Changing Jobs: When transitioning jobs, you may or may not maintain accounts with your previous bank, including credit card accounts.
• Opting for New Offers: If you wish to close your current credit card account to explore new offers and benefits
• Relocating: When your job requires you to move to a different location, impacting your banking arrangements
• Insufficient Funds: If your bank balance is insufficient to cover the necessary payments

Disabling credit card auto debit is particularly advantageous for individuals with irregular cash inflows. This is applicable to individuals with multiple credit cards as well.

Auto Debit Feature on Emirates NBD Credit Cards

Say goodbye to concerns about forgetting your credit card payment deadline. You can simplify your life by establishing automatic monthly direct debits from either your Emirates NBD or Emirates Islamic Bank accounts.

You have the flexibility to select between 5%, 10%, 25%, 50%, or 100% of your bill for automatic debit. Moreover, you can modify this percentage whenever necessary.

How to Cancel Auto Debit Emirates NBD Credit Card Payments?

The following are the ways to cancel auto debit emirates nbd credit card payments -

Via Mobile Banking

Follow the steps mentioned below to cancel auto debit Emirates NBD credit card payments via mobile banking -

• Access your mobile banking account.
• Open the app and tap the hamburger icon located in the top-left corner.
• Navigate to Credit Cards. Choose ‘Contact Us’ before selecting ‘Send Us Feedback’.
• Choose the category "Inquiries" and specify the type of inquiry.
• Enter your request and then proceed to send it.

Via Online Banking

To deactivate auto debit Emirates NBD credit card payments via online banking, follow the steps mentioned below -

• Access your Online Banking account and locate the "Online Advice" option.
• Find your Private Wall within the interface.
• Choose the specific topic, input your comment, and submit it by clicking "Post."

Via Phone Banking

You can utilise the bank's convenient 24/7 automated Phone Banking service for easy and swift access to your accounts, ensuring that you stay informed no matter your location.

Phone banking representatives are at your service around the clock, ready to assist you in English, Arabic, and Hindi, seven days a week, including Sundays and public holidays.

Simply dial the number +971 600 540000 to connect with a knowledgeable expert.

Check out the FAQ section next to see what people are asking about auto debits on Emirates NBD credit cards -

Frequently Asked Questions