How to Check RAKBANK Credit Card Application Status

RAKBANK Credit Cards are among the most notable financial products across the UAE. However, while obtaining a RAKBANK credit card is a straightforward process, it still involves the steps of applying as well as checking RAKBANK credit card application status. Doing this ensures that you are aware of the RAKBANK credit card status.

RAKBANK credit card application status check is a straightforward process to keep you informed. After applying for a credit card, you can easily track your credit card application status through multiple channels, including both online and offline means.

Simply enter the application reference number or use your registered mobile number to quickly know whether your application is approved, under review, or requires additional documentation. This service ensures transparency, enabling you to stay updated throughout the approval process without the need for multiple follow-ups.

How to Check RAKBANK Credit Card Application Status?

You can use multiple channels to make a RAKBANK credit card application check — 

Online Means 

Via Mobile Banking

RAKBANK mobile banking lets you manage accounts, loans, cards, and other banking operations at your fingertips. Such is the convenience of this app that you can access it 24/7 from anywhere around the world.

Follow these steps to know how to check RAKBANK credit card application status:

1. Register your account on the RAKBANK app.
2. Login using the correct login credentials.
3. Go to the ‘credit card’ section.
4. Select the option to track the card status and follow the on-screen prompts.

Via Internet Banking

Internet banking allows you to access all your account details through the bank’s website. RAKBANK’s online banking user interface is intuitive and helps you manage your money without any complications. Access anytime from anywhere in the world and make transactions, transfer money, pay bills, and more whenever required.

Make a RAKBANK credit card application status check through these steps — 

1. Visit RAKBANK’s website.
2. Sign into your account.
3. Navigate to the credit cards section.
4. Click on the appropriate option to track your application.

Offline Means

You can use traditional methods, i.e., phone banking or a branch visit in person to make a RAKBANK credit card application status check.

Tips to Increase RAKBANK Credit Card Application Approval

Having understood how the status check works, let’s go through some smart tips to increase the chances of your credit card approval in the UAE —

Meet Minimum Income Requirements

Make sure your monthly income aligns with the bank's minimum criteria. 

Typically, a salary of AED 5,000 or higher is required. However, with more features and rewards, the salary requirements may also go up.

Check Credit Score Before Applying

Get an idea of how your score is before applying. A good score shows that you're a responsible borrower, which increases approval chances.

Maintain a healthy credit score by paying bills on time and avoiding defaults. 

Click here to check credit score for free!

Lower Existing Debt

Reduce any outstanding loans or credit card balances. Banks assess your debt-to-income ratio when you apply — high debts can signal financial strain and lead to rejection.

Stable Employment

Having a stable job — ideally for a period of 6 months or more with the current employer — represents a reliable and consistent income. This, in turn, improves your chances of approval.

Frequently Asked Questions