Minimum Salary Credit Card UAE December 2024

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5,000 AED50,000+ AED

What is the Minimum Salary for Credit Cards in the UAE?

In the UAE,banks generally require a minimum monthly salary of AED 5,000 to qualify for a credit card. Those with a salary below this amount are not eligible to apply for a card.

However, meeting this salary requirement alone does not guarantee application approval. You must adhere to other criteria as well to qualify for a credit card. These include your age, employment status and type, nationality, credit Score, and more. Failing to meet these requirements results in application rejection, further leading to a decrease in credit score.

Top Low Salary Credit Cards in the UAE

Tabled below are the best low salary credit cards in UAE along with their key features and benefits:

Name of the Credit Card	Features/ Benefits
Commercial Bank of Dubai Super Saver	Free for the first year. Cashback upon monthly spending on utility bills, supermarket, transport, education, and more. 4 complimentary golf rounds 2 free valet parking services per month 20%Reel Cinemas discount 50% discount on 4 tickets of Reel, Novo, and VOX Cinemas 20% off on Emaar attractions Complimentary airport lounge access- 8 visits per month at 30+ locations in the UAE Multi-trip travel insurance coverage for 90 days- Maximum coverage amount of USD 500,000. Other features- Purchase Protection Extended Warranty Credit Shield
First Abu Dhabi Bank Du Titanium Credit Card	Free for life credit card Discounts: Du bills auto payment- 10% Du postpaid and home services- 10% Du Smartphone Privilege Plan (Monthly Recharge) - 10% Prepaid line charges- 10% bonus credit Chrysler services- up to 20% Jeep- up to 20% Centro Capital Centre food & beverages- 15% Exceptional offers for Mastercard cardholders- Entertainment, dining, and shopping Up to 2.5 reward points upon spending AED 1 Redeem earned points for dining, shopping, or cashback Up to 10% cashback on online leading global stores Free access to 10+ VIP airport lounges across Jordan, Kuwait, Egypt, Saudi Arabia, and the UAE Other features- Balance Transfer TAP n PAY
Abu Dhabi Commercial Bank Talabat ADCB Credit Card	No annual fee. Welcome bonus- AED 500 Talabat credit on minimum spending of AED 2,500 within 45 days of card issuance. Talabat Credits: First 10 orders per month- 35% back. Domestic and international retail purchases globally- 1.25% back. Domestic retail purchases like education, fuel- 0.35% back. Unlimited free delivery on Talabat pro restaurants, grocery, pharmacy, and mart. Design your own card. Comprehensive travel benefits- Unlimited airport lounge access Booking.com discounts Cleartrip discounts Other features- Balance Transfer FlexiPay Credit Card Loan Credit Shield Card Controls

Emirates NBD U By Emaar Family Credit Card	A free for life card. Buy 1 Get 1 movie ticket with Reel Cinemas 5% U-points on Emaar Hospitality Group Hotels and Restaurants. Emaar Entertainment Group discount- Up to 30% Earn U-points- 10% points on telecommunication payments, government services, fuel 25% points on supermarkets and grocery Additional 5x on Emaar spending 1% on all transactions
Emirates Islamic RTA Credit Card	Cashback- Fuel, RTA transport payment- Up to 10% International spends up to 2.25% Shopping and expenditure up to 1.25% Up to 2 free Reel Cinema tickets with 'Buy 1 Get 1' offer Hotel discounts- Credit of USD 25 on food and beverages at 900+ hotels globally with Visa Luxury Hotel Collection Other features- Up to 4 supplementary cards Salik and NOL auto top-up Purchase Protection Extended Warranty Easy Payment Plans Balance Transfer

Low Salary Credit Cards: Documentation and Eligibility Criteria

Let’s see what are the other requirements for a low salary credit card other than income. Additionally, we have provided a documents checklist for the same:

Eligibility Criteria	Documents
Minimum Age- 21 years Employment Type- Salaried or self-employed individual Nationality- UAE national or UAE expatriate Credit Score- Depends on the bank	Emirates ID Passport Residence visa (applicable to expatriates) Salary certificate Trade licence (for self-employed) Personal bank statements( previous 3-6 months) Security cheque