Travel Credit Cards with Roadside Assistance Credit Cards in UAE
Filters
Salary range
5,000 AED50,000+ AED
Most Popular Credit Card in UAE
Banks and financial institutions in the UAE come up with varied card services. A credit card not only offers exciting shopping experiences but also a range of other benefits, including entertainment, travel, and lifestyle benefits. Along with travel privileges, several credit cards offer complimentary roadside assistance, which is helpful when you are stuck on the road due to a vehicle breakdown.
The travel credit card with roadside assistance comes with lucrative travel & stay offers and you get free roadside assistance during on-road emergencies. The cards are easy to acquire, with lenient eligibility criteria and affordability. The article below gives an insight into the features and benefits of various travel credit cards offering roadside assistance and ways of obtaining them.
Best Travel Credit Cards with Roadside Assistance in the UAE
Numerous banks in the UAE offer travel credit cards with roadside assistance that provide attractive deals on your trip and also assist you during roadside emergencies. However, finding the best credit card suiting your needs can be a tedious task. We have eased down your research by bringing the list of best travel credit cards with free roadside assistance.
Using the RAKBANK Air Arabia Platinum credit card, you earn AirRewards as loyalty benefits on every AED 5 you spend anywhere around the world. With these reward points, you can avail yourself of attractive travel discounts.
With the AirArabia credit card, you get numerous roadside assistance services that include -
Mechanical breakdown repairs
Towing within the city limits
Flat tyre fixing
Emergency fuel delivery
Lockout services
Off-road recovery
Battery boost and more.
You also get complimentary car registration and concierge services across the UAE, including a discounted international driving license.
As a part of the travel benefits, you get up to 6 free airport transfers in the UAE every year.
Using the card, you can enjoy unlimited lounge access at over 10 Marhaba lounges and 15 premium airport lounges across the MENA region and Africa.
You get up to a 10% discount on travel and stay bookings made using your Air Arabia credit card.
Using your credit card, you get up to a 30% discount at over 2000 restaurants and diners across the UAE via RAKFoodie.
For easy financial management, the bank offers various features like 55 days of interest-free period, cash advances of up to 80% credit limit, balance transfer and more.
Along with the benefits mentioned above, you get various discounts on shopping, travel, entertainment,and lifestyle expenses.
As a part of your loyalty benefits, you earn RAKRewards for every expense made. Using RAKRewards, you can enjoy exciting offers on travel bookings and hotel stay.
Using the RAKBANK High Flyer credit card, you can avail yourself of extensive roadside assistance services as mentioned below -
Flat tyre fixing
Mechanical breakdown repair
Towing within the city limits
Emergency fuel delivery
Battery boost and more.
Along with roadside assistance, you get free car registration once a year and vehicle concierge services across the UAE.
Using the High Flyer credit card, you get complimentary access to over 10 Marhaba lounges, including access to around 15 airport lounges across the MENA region and Africa
To protect your trips against mishaps, the High Flyer credit card comes with multi-trip travel insurance.
It also offers a range of travel benefits such as discounted flight tickets and offers on hotel bookings through booking.com.
You can enjoy up to a 30% discount on all dining expenses at over 2,000 restaurants via RAKFoodie.
To manage your finances effectively, you get a cash advance facility, balance transfers, easy payment plans and up to 55 days of interest-free period.
With the DIB Prime Infinite credit card, you earn Wala’a reward points on every credit card expense. You can redeem reward points to avail yourself of exclusive travel discounts on flight tickets and hotel stays.
You can also avail yourself of unlimited airport lounge access at over 900 airports worldwide.
To secure your trips, the card offers multi-trip travel insurance against personal accidents and travel inconveniences for up to 90 days.
With the Prime Infinite Credit Card, you also get personalised customer support through Visa concierge services around the world.
In case of roadside emergencies, you can avail yourself of free roadside assistance up to 3 times a year. Following are the services you can avail yourself of:
Towing within the city limits
Service pick-up and drop-off services
Vehicle registration once a year
Flat tyre fixing
Lockout services
Fuel assistance
Free international driving license and more
Using the credit card, you get complimentary valet parking at prime locations in the UAE.
To secure your life and your credit card outstanding balances, you can opt for an optional Credit Shield Takaful insurance plan against job loss, cardholder’s death, critical illness, permanent disability and more.
With this credit card, you get a balance transfer facility of up to 80% of your credit limit.
You also get a cash advance limit of up to 80% of your credit limit.
As a cardholder, you can enjoy a host of shopping, travel and lifestyle benefits.
With the Prime Gold credit card, you can earn up to 1.5 Wala’a reward points that you can redeem anytime to avail yourself of exclusive travel and stay discounts.
With every travel booking, you are automatically enrolled for multi-trip travel insurance, which secures you against personal accidents and travel inconveniences.
Using this travel credit card, you get extensive roadside assistance during on-road emergencies, including the following:
Unlimited roadside assistance
Towing within the city limits
Fuel delivery
Flat tyre repair
Mechanical breakdown repair
Pick-up and drop-off service
Battery boost
Off-road pull-out and more
With Credit Shield Takaful insurance, you can secure yourself and your outstanding balances against emergencies such as involuntary job loss, death, permanent disability, and critical illnesses.
Using the balance transfer facility, you can transfer amounts of up to 80% of your credit limit from another credit card and enjoy longer repayment periods at low-interest rates.
The card also offers a high cash advance limit of up to 80% of your credit limit.
Along with the above-mentioned benefits, you can enjoy a host of lifestyle, entertainment, travel,and dining privileges.
On every credit card expense, you receive up to 2 Skyward miles in USD equivalent. You can redeem your earned rewards to avail of exclusive travel discounts.
Using the credit card, you can enjoy free lounge access at over 1000 airports across the globe along with an accompanying guest.
Along with the lounge access, you can also enjoy discounted airport dining through Dragon Pass Dine and Travel.
With the Skywards Infinite credit card, you get complimentary airport transfers through Careem or the concierge desk.
For securing your travels, you can opt for multi-trip travel insurance against travel inconvenience and personal accidents.
Using the credit card, you can avail yourself of free roadside assistance anytime anywhere within the Emirates of the following services.
Towing within the Emirates
Flat tyre repairing
Fuel delivery
Mechanical breakdown repair
Battery boost
Service pick-up and drop-off
Off-road recovery and more
You can secure your outstanding balance using the Credit Shield Pro insurance against involuntary job loss, death, permanent disability and critical illnesses.
Using the credit card, you can enjoy up to 4 complimentary valet parking at prime locations in the UAE.
For effective financial management, you can opt for credit card features like easy payment plans, interest-free period of up to 55 days, cash advance facility and more.
Along with the benefits mentioned above, you can avail yourself of various lifestyle and entertainment benefits, including free golf access and movie tickets.
With a Skywards Signature credit card, you can receive up to 1.5 Skywards miles on every credit card expense in the UAE and abroad. You can redeem the reward points to enjoy exclusive flight ticket discounts and holiday benefits.
As a cardholder, you get complimentary access to over 1000 premium airport lounges in the UAE.
Along with lounge access, you get discounted airport dining via Dragon Pass Dine and Travel.
With the Entertainers App, you get exclusive access to 2-for-1 deals, including attractive offers on shopping expenses and over 500 travel discounts.
To secure your journey, you get multi-trip travel insurance against personal accidents and travel inconveniences, including hospitalisation expenses.
In the case of mishaps on the road, you can opt for complimentary roadside assistance, including the following services.
Towing services within the city limits
Pick-up and drop-off service
Emergency fuel delivery
Mechanical breakdown repair
Flat tyre fixing
Lockout services
Off-road recovery and more
For airport transfers, you can enjoy chauffeur services via Careem at up to a 50% discount.
The credit card comes with features like purchase protection and extended warranty that secure your purchased items from accidental damages, theft and fraud.
Using the credit card, you can manage your daily finances with features like easy payment plans, balance transfers, cash advances and low finance charges.
This travel credit card also offers a host of lifestyle and entertainment benefits across the MENA region.
With the Emirates NBD Visa Infinite credit card, you can get up to 2 Plus points on every AED 100 you spend. You can redeem the rewards to enjoy exclusive travel and stay discounts.
Using this travel credit card, you can enjoy unlimited access to over 1000 airport lounges around the world along with an accompanying guest.
You can enjoy discounts on airport dining with exclusive offers from Dragon Pass Dine and Travel.
You can secure your trips using the complimentary travel accident and inconvenience insurance for a trip of up to 90 days.
With the Visa Infinite credit card, you can enjoy complimentary airport transfers via the concierge desk or up to 50% off with Careem.
As a credit cardholder, you can avail yourself of up to 4 free valet parking at key locations in the UAE.
The Visa Infinite credit card comes with roadside assistance and a vehicle concierge offering the following services.
Towing service within the city limits
Flat tyre fixing
Emergency fuel delivery
Mechanical breakdown repair
Off-road recovery
Lockout services
Service pick-up and drop-off
Vehicle registration and more
To protect your purchases, you can opt for features like purchase protection and extended warranty.
With Credit Shield Pro insurance, you can secure yourself and your card’s outstanding balance against unforeseen events like involuntary job loss, death, permanent disability and critical illness.
You can use the credit card features such as easy payment plans, low finance rates, cash advances and interest-free days for effective financial management.
Using the Mashreq Solitaire credit card, you can receive up to 6 Salaam reward points on every transaction. Using the reward points, you can enjoy an exclusive discount on flight tickets, including numerous travel benefits.
You can also enjoy free roadside assistance and service pick-up and drop-off up to 2 times a year.
With this travel credit card, you can avail yourself of one free car registration with a pick-up and drop-off facility each calendar year.
You can avail yourself of two complimentary valet parking every month at key locations in the UAE.
The card also offers complimentary access to over 900 premium airport lounges across the globe.
You can also avail yourself of complimentary airport transfers at Dubai and Abu Dhabi airports.
For every trip booked with the Solitaire credit card, you get multi-trip travel insurance to secure your journey for up to 90 days.
The card comes with a host of lifestyle and entertainment benefits such as dining discounts, complimentary golf rounds and movie offers in the UAE.
List of Travel Roadside Assistance Credit Card with Salary Requirements
Name of Credit Card
Salary Requirements
RAKBANK AirArabia Platinum Credit Card
AED 5,000
RAKBANK High Flyer Platinum Credit Card
AED 10,000
Dubai Islamic Prime Infinite Credit Cards
AED 20,000
Dubai Islamic Prime Gold Credit Card
AED 5,000
Emirates NBD Skywards Infinite Credit Card
AED 30,000
Emirates NBD Skywards Signature Credit Card
AED 15,000
Emirates NBD Visa Infinite Credit Card
AED 50,000
Mashreq Solitaire Credit Card
AED 25,000
Eligibility Criteria for Travel Credit Cards with Roadside Assistance
To apply for a travel credit card, you need to fulfil certain eligibility criteria related to your monthly salary, age and nationality. Following are the criteria required to fulfil for travel credit card application in the UAE.
Age - To apply for a travel credit card with complimentary roadside assistance, you must be at least 21 years old or above. In addition, a few banks have an upper age limit of 65-70 years that you need to verify before applying for a credit card.
Income Requirements - Based on the card you are applying for, you need to fulfil the minimum income requirements. In general, travel credit cards in the UAE have salary requirements between AED 5,000 and 50,000.
Residency/Nationality - During credit card application, you need to ensure that you satisfy the nationality requirements. While most credit cards in the UAE are available to UAE residents and nationals, expats also have several travel credit card options. However, before applying, they need to confirm with the issuing bank whether the credit card is available for them or not.
credit Score - Since the credit card offers short-term loans, the banks check your credit score before offering you the travel credit card with free roadside assistance. With a decent credit score, you can avail yourself of credit cards with high credit limits and preferential finance rates.
Documents Required for Travel Credit Cards with Complimentary Roadside Assistance
Once you have successfully verified your eligibility, you need to proceed with documents collection. During the credit card application, you need to submit documents supporting your identity, income, address and bank statements. The following is the list of documents you need during your credit card application.
A valid Emirates ID for UAE nationals and residents
A valid passport ID in original and a copy for the record
Rent/lease agreement or a recent utility bill with your mentioned address
Last 6 months bank account statements
Latest salary slip or an income certificate issued by the present employer (not older than a month)
Note - The bank may ask for additional documents for record and verification at its discretion.
How to Apply for a Travel Credit Card with Free Roadside Assistance?
Through numerous application channels, you can conveniently apply for a travel credit card with roadside assistance services at your ease. Using an online application mode, you can apply for your preferred credit card without visiting the bank. You can choose the below-mentioned methods at your ease to apply for a travel credit card with free roadside assistance.
Application through Online mode - To apply online, you need to log in to the bank’s website and scroll through the travel credit card section. Subsequently, you need to choose your preferred credit card and fill in an online application form. The online form contains queries related to contact and personal details. After you have submitted your application form, the bank will contact you for the further application process.
Application through Offline Mode - For an offline credit card application, you need to visit the nearest bank branch with all the required documents. Subsequently, you need to choose a travel credit card that suits your requirements and fill an offline application form. After you have filled the form, you need to attach all the documents and submit the application to the bank’s representative. Once your application is approved, the bank dispatches the credit card to your registered address.
Application through Phone and IVR - Several banks in the UAE accept credit card applications via phone and IVR services. You can choose an IVR service or reach out to the bank’s customer support team using the contact number provided on the bank’s official portal. The support team will assist you through the application process.
Annual Membership Fee on Travel Credit Cards with Roadside Assistance in the UAE
Following is the list of annual charges on the various travel credit cards with roadside assistance in the UAE.
Name of Travel Credit Card with Roadside Assistance
Can I opt for roadside assistance with my travel credit card in the UAE?
Banks now offer a range of benefits including roadside assistance services. Several card issuers offer travel credit cards with free roadside assistance that you need to verify with your issuing bank before applying for it.
How can I avail of roadside assistance with my travel credit card?
To avail of free roadside assistance, you need to contact the roadside assistance provider and report your vehicle’s issue. The provider then sends the assistance as per the requirement. You can contact your credit card issuer to find details about the roadside assistance provider.
Are roadside assistance services with my travel credit card completely free?
Not all roadside assistance services are free. You may need to pay for the repair and replacement of your vehicle’s spare parts. Additionally, most providers offer free towing services within the city limits. To know the details of complimentary services, you can visit the bank’s official website or the service provider.
Which are the most affordable travel credit cards with complimentary roadside assistance?
Considering various charges and the salary requirements, the RAKBANK Air Arabia Platinum credit card and Dubai Islamic Prime Gold credit card are the most affordable.
Do I need to fulfil minimum expenditure criteria before I can avail myself of free roadside assistance?
Depending on the type of credit card you are applying for, you may need to fulfil minimum monthly expense criteria. For example, as a Mashreq Solitaire credit cardholder, you need to spend at least AED 10,000 every month to avail yourself of free roadside assistance services. There are several banks that do not have any expense criteria whatsoever.
13 Nov 2024How Do Credit Cards Work?Credit cards can help build credit while making purchases more convenient. Learn how credit cards work and best practices for using them by Policybazaar.