Visa Credit Cards - Types, Features, and Benefits

Abu Dhabi Commercial Bank ADCB 365 Cashback Credit Card

• Minimum Salary - AED 8,000 per month
• Annual Fees - Free for 1st Year, AED 365 (along with VAT) starting the 2nd year
• With the ADCB 365 credit card link' href='https://www.policybazaar.ae/top-5-cashback-credit-cards-in-the-uae-ccart/'>cashback credit card, you can save money on everyday purchases. Get up to AED 1,000 in cashback per month on all purchases, 365 days a year.

In addition, take advantage of various lifestyle perks like discounted travel and much more. 

• Spend AED 5,000 or more over the first 45 days after the card's issuance to receive an AED 365 welcome bonus.
• 3% cashback on Salik, fuel, telephone, and utilities
• 6% cashback on meals, including those ordered online
• 5% grocery cashback
• On every other retail purchase, receive 1% cashback.
• Purchase 1 and get one ticket at VOX Cinemas for free.
• 12% discount on reservations for hotels on the Visa Agoda website
• Interest-free payment plans are available for school fees.
• 0% Interest Credit Card Loan and Balance Transfer Payment Plan

Abu Dhabi Commercial Bank ADCB 365 Islamic Cashback Covered Card

• Minimum Salary - AED 8,000 per month
• Annual Fees - Free for 1st Year, AED 365 (along with VAT) starting from the 2nd year
• With this ADCB Visa Credit Card, you can save money on everyday purchases. Get up to AED 1,000 in cashback per month on all purchases 365 days a year. Additionally, you can take advantage of various lifestyle perks like discounted travel and much more.
• Make transactions of AED 5,000 or more during the first 45 days of the card's issuance to receive an AED 365 welcome bonus.
• 3% cashback on Salik, fuel, telephone, and amenities
• 6% cashback for meals, including purchases made online
• 5% grocery cashback
• 1% back on every other retail transaction
• Save 12% on hotel reservations via the Visa Agoda portal
• A payment plan with no profit for school fees
• Pay Order Facility and Balance Transfer with 0% Profit Payment Plan

Emirates NBD U By Emaar Family Credit Card

• Minimum Salary - AED 5,000 per month
• Annual Fees - Free for Life
• Accumulate Upoints through various spending methods:
  • 1% on all expenditures
  • 5x extra points on purchases within Emaar
  • Receive 25% base Upoints for shopping in grocery stores and supermarkets
  • Gain 10% base Upoints for transactions related to fuel, government services, and telecommunication payments
• Enjoy up to 30% discount on entertainment activities at Emaar Entertainment Group, encompassing attractions like Kidzania, The Dubai Underwater Zoo, and Dubai Ice Rink.
• Avail of  a ‘Buy 1, Get 1 Free’ offer on movie tickets at Reel Cinemas.
• Get 5% Upoints back when you shop in Emaar malls or partake in dining or accommodations at Emaar Hospitality Group hotels and restaurants.

Abu Dhabi Commercial Bank TouchPoints Visa Platinum Credit Card

• Minimum Salary - AED 8,000 per month
• Annual Fees - Free for the 1st Year
• Receive 10,000 Bonus TouchPoints for spending AED 10,000
• Enjoy a ‘Buy 1 Get 1’ (BOGO) deal at VOX Cinemas.
• Avail of a 20% discount on your Talabat orders.
• Earn 1 TouchPoint for every AED 1 spent with your card.
• Get 10,000 bonus TouchPoints monthly for spending AED 10,000.
• Benefit from unlimited complimentary airport lounge access.
• Travel luxuriously with your TouchPoints Platinum Credit Card, granting unlimited access to 20+ Mastercard airport lounges globally.
• ADCB Visa and Mastercard Platinum cardholders receive 3 free annual entries at over 1,200 airport lounges worldwide.
• Additional visits or guests incur a flat rate charge of USD 32 per visit.
• Use your Platinum Mastercard on Cleartrip for up to 30% off on roundtrip flights or hotel bookings.
• TouchPoints Visa Platinum cardholders can enjoy up to 20% off on global rentals.
• Get a 25% discount on select single items at VOX Cinemas' candy bar in UAE.
• Buy one ticket, get one free (up to 4 tickets monthly per card).
• Enjoy 20% off Talabat orders, saving up to AED 20 per order on two orders each month.
• Experience free golf year-round at specified clubs by spending AED 5,000 monthly with your TouchPoints Platinum Credit Card. Note that the access must be reserved up to 14 days in advance.
• Unlock 2-for-1 offers for dining, spas, fitness, and entertainment across the Middle East with easy and free registration.
• Book Hala Taxi rides on the Careem app and get 25% off on two rides per month, capped at AED 9 per ride.
• Simply use your ADCB Mastercard on the Careem app and apply promo code MASTERCARD25 during Hala car bookings.

Abu Dhabi Commercial Bank TouchPoints Visa Gold Credit Card

• Minimum Salary - AED 8,000 per month
• Annual Fees - Free for Life
• Get 5,000 Bonus TouchPoints when you spend AED 5,000.
• Enjoy a 0% Interest Payment Plan for school fee payments.
• Unlock a ‘Buy One Get One' FREE’ offer at VOX Cinemas.
• Earn up to 0.5 TouchPoint for every AED 1 spent using your card.
• Get an additional 5,000 bonus TouchPoints for monthly spending of AED 5,000.
• Qualifying spends include all retail transactions, excluding disputed purchases and cash withdrawals.
• Earn 0.4 TouchPoints for every 1 AED spent domestically at grocery stores, auto dealers, insurance, and quick-service restaurants, and 0.2 TouchPoints for spends at fuel, school, government services, real estate, telecommunication, charity, and transport. 

For purchases in Europe, earn 0.4 TouchPoints for every 1 AED equivalent spent.

• 100,000 TouchPoints are valued at approximately AED 600, depending on your chosen redemption option.
• Enjoy up to 20% off on global rentals for TouchPoints Gold Visa cardholders.
• Indulge in gourmet experiences with up to 25% off at over 1,400 restaurants when using your ADCB TouchPoints Gold or Titanium Credit Card.
• Double your enjoyment with exclusive 2-for-1 deals on food, entertainment, and over 5,000 travel discounts through the Mastercard Buy 1 Get 1 mobile app.

Abu Dhabi Commercial Bank TouchPoints Visa Infinite Credit Card

• Minimum Salary - AED 40,000 per month
• Annual Fees - AED 1,050
• Explore the world with a Hotels.com voucher worth AED 1200 for a delightful 2-night stay anywhere globally.
• Elevate your cinema experience with VOX Cinemas' enticing ‘buy one get one free’ offer.
• Earn 15,000 Bonus TouchPoints for expenditures totaling AED 15,000.
• Savour a 20% discount on your talabat orders.
• Accumulate 1.5 TouchPoints for every AED 1 spent using your card.
• Gain 15,000 bonus TouchPoints monthly upon spending AED 15,000.
• Earn 0.4 TouchPoints for every 1 AED spent domestically at supermarkets, auto dealers, insurance, and fast-food restaurants, and 0.2 TouchPoints for fuel, education, government services, real estate, telecommunication, charity, and transport. For European purchases, earn 0.40 TouchPoints for every 1 AED equivalent.
• 200,000 TouchPoints equate to approximately AED 1,200, depending on your chosen redemption option.
• Revel in unlimited complimentary airport lounge access worldwide for both primary and supplementary cardholders, with the freedom to bring a guest per visit.
• TouchPoints Infinite cardholders enjoy up to 35% off on global rentals.
• Safeguard your ADCB Visa Infinite Credit Card against unauthorised transactions, providing reimbursement of up to USD 3,000 per occurrence and a USD 5,000 annual aggregate limit.
• Enjoy complimentary Multi-Trip Travel Insurance covering international and local trips for up to 90 days.
• Delight in a complimentary 2-night stay anywhere globally.
• Enhance your coffee outings with a complimentary beverage at Caribou Coffee using the year-round ‘Buy 1 Get 1 Free’ offer at UAE outlets.
• Avail a 15% discount on Noon.com purchases.
• Immerse yourself in 2-for-1 offers at top restaurants, spas, fitness outlets, and entertainment across the Middle East through the xperience program.
• Experience personalised services with the 24-hour concierge catering to Visa Infinite Credit Cardholders' booking-related needs.

Emirates NBD U By Emaar Visa Infinite Credit Card

• Minimum Salary - AED 30,000 per month
• Annual Fees - AED 1,575
• Earn up to 25,000 Upoints as a Welcome Bonus.
• Receive 1.5% back as Upoints on all spends and 5X Upoints for Emaar transactions.
• Enjoy complimentary valet parking at The Grand Parking in Dubai Mall.
• Receive a buy-one-get-one ticket at Reel Cinemas, complete with free soft drinks and popcorn.
• UPoints on spends: 7.5% for all Emaar transactions and 1.5% for other expenditures.
• Instantly redeem UPoints at 2,500+ stores across your favourite brands.
• Get a 20% discount on food and beverages as well as spas at Emaar Hospitality Group Hotels.
• Enjoy a complimentary suite upgrade on hotel stays.
• Avail of up to a 30% discount on entertainment with Emaar Entertainment Group.
• Benefit from a ‘buy 1 get 1 free’ offer on movie tickets at Reel Cinemas.
• Access over 1,000 lounges worldwide with complimentary airport lounge access via LoungeKey.
• Utilise concierge services to handle your time-consuming errands.

Emirates NBD Skywards Infinite Credit Card

• Monthly Salary – AED 30,000 per month
• Annual Fee - AED 1,575
• Enjoy an attractive welcome offer that includes up to 100,000 bonus Skywards Miles and a complimentary one-year Rotana Rewards membership.
• Experience the perks of a complimentary upgrade to Emirates Skywards Silver membership, which grants access to the Business Class Lounge.
• Earn Skywards Miles equivalently at a rate of 2 Miles per USD 1 spent, covering Emirates, flydubai, duty-free, online food delivery, and car booking apps.
• Gain 1.5 Miles on international expenditures and 1 Mile on domestic purchases.
• Opt into the Skywards Express Miles program for a monthly fee of AED 250 + 5% VAT to earn 50% more Skywards Miles on all transactions (excluding Emirates).
• Enjoy unlimited complimentary access to over 1,000 airport lounges worldwide through LoungeKey.
• Access top golf courses across the UAE with a complimentary benefit.
• Rely on concierge services to manage time-consuming tasks efficiently.
• Benefit from valet parking at select locations in Abu Dhabi.

Emirates NBD Visa Flexi Credit Card

• Minimum Salary - AED 15,000 a month
• Annual Charges - AED 735
• Earn 1.5 Points for every AED 100 spent
• Receive 0.4% Points for expenditures at supermarkets, groceries, insurance, and car dealerships
• Get 0.2% Points for fuel, utility bill payments, real estate, and education expenses
• Enjoy an interest-free period of up to 55 days on retail purchases and fees and charges
• Access 2 of 6 boutique benefits, including:
  • Complimentary access to 900+ airport lounges worldwide
  • 6 months of complimentary Anghami subscription
  • Complimentary door-to-door luggage delivery via Dubz
  • Dragon Pass Spa & dining discounts for airport spa and dining offers
  • Discounts on Theatre by Rhodes & 4DX at Vox Cinemas for movie offers
  • Complimentary concierge services for your every need
• Access 4 of 8 premium benefits -
  • Complimentary airport transfers
  • Global WiFi through Boingo with complimentary worldwide access
  • Bidroom membership for hotel discounts
  • Complimentary rounds of golf in the UAE
  • Special lounge access in case of flight delays for flight delay lounge
  • Up to 10% VAT cash back through VAT reclaim with UTU Plus
  • Discounts on Careem Rides, Food Deliveries, and Cleaning Services
  • International medical assistance for medical emergencies

Emirates NBD Go4It Platinum Credit Card

• Minimum Salary - AED 12,000 per month
• Annual Charges - AED 208.95
• Earn 5 points for every AED 200 spent on weekends.
• Get 4 points for every AED 200 spent on RTA transactions.
• Accumulate 1 point for every AED 200 spent on weekdays.
• Convert your points into Frequent Flyer Miles or opt for cashback.
• Access Gold Class on the Dubai Metro and pay your fare using your card.
• Utilise your card as a Nol card on the Dubai Metro, RTA parking metres, buses, and water bus stations, and receive an RTA monthly pass.
• Purchase movie tickets at Vox Cinemas for an exclusive price of AED 47.25 for two tickets.
• Enjoy complimentary rides on the Dubai Ferry.

Emirates NBD VISA Platinum Credit Card

• Minimum Salary - AED 12,000 per month
• Annual Charges - AED 735
• Earn 1.5 points for every AED 100 spent
• Receive 0.4% points for expenditures at supermarkets, groceries, insurance, and car dealerships
• Gain 0.2% points for spending on fuel, utility bill payments, real estate, and education
• Enjoy an interest-free period of up to 55 days for retail purchases, including associated fees and charges
• Bon Appétit: Avail discounts of up to 30% at over 2,000 restaurants across the UAE
• Benefit from free insurance coverage for significant purchases

Emirates NBD U By Emaar Visa Signature Credit Card

• Minimum Required Salary - AED 15,000 per month
• Annual Charges - AED 262.5
• Earn 6.25% UPoints on all Emaar expenditures
• Receive 1.25% UPoints on all other transactions
• Instantly redeem UPoints at 2,500+ stores across various brands
• Attain U By Emaar Gold Status
• Enjoy a 15% discount on Food & Beverage and Spa services at Emaar Hospitality Group Hotels
• Benefit from a complimentary upgrade to a suite during hotel stays
• Get a discount of up to 30% on entertainment at Emaar Entertainment Group
• Access a buy-one-get-one-free offer on movie tickets at Reel Cinemas
• Enjoy complimentary airport lounge access to over 1,000 lounges worldwide through LoungeKey

Emirates NBD Go4It Gold Credit Card

• Minimum Salary - AED 6,000 per month
• Annual Charges - AED 103.95
• Accumulate Plus Points with the following earning structure —
  • 5 points for every AED 400 spent on weekends
  • 4 points for every AED 400 spent on RTA transactions
  • 1 point for every AED 400 spent on weekdays
• Redeem your earned Points for Frequent Flyer Miles or opt for cashback.
• Use your credit card akin to a Nol card on Dubai Metro, RTA parking metres, buses, and water bus stations — get a RTA monthly pass.
• Enjoy complimentary rides on Dubai Ferry.
• Benefit from a competitive interest rate of 3.25% per month, with a minimum payment requirement of 5% of the outstanding amount or AED 100, whichever is higher.
• Enjoy free life insurance coverage with your Emirates Islamic Bank credit card.

Emirates NBD VISA Infinite Credit Card

• Minimum Salary - AED 30,000 per month
• Annual Charges - AED 1,575
• Accumulate Plus Points with the following structure —
  • Earn up to 2 Points for every AED 100 spent
  • Receive 0.4% Points for expenditures at supermarkets, groceries, insurance, and car dealerships
  • Obtain 0.2% Points for expenditures with respect to fuel, utility bill payments, real estate, and education 
• Enjoy complimentary access to over 1,000 lounges globally through LoungeKey
• Access concierge services to handle time-consuming tasks
• Benefit from valet parking at select Abu Dhabi locations
• Utilise the concierge desk for airport transfers, with up to 4 drops per calendar year within the UAE
• Receive free insurance coverage for significant purchases

Emirates NBD Skywards Signature Credit Card

• Minimum  Salary - AED 15,000 per month
• Annual Charges - AED 735
• Accumulate Skywards Miles with the following spend equivalents per USD 1 —
  • 1.5 Miles on Emirates, flydubai, duty-free, online food delivery, and car booking apps
  • 1 Mile on international expenditures
  • 0.75 Miles on domestic transactions
• Welcome offer: Enjoy up to 40,000 bonus Skywards Miles
• Access unlimited complimentary entry to more than 1,000 airport lounges worldwide
• Benefit from free access to premier golfing courses across the UAE
• Avail of concierge services to manage your time-consuming tasks
• Enjoy valet parking at selected locations in Abu Dhabi

Emirates NBD Etihad Guest Visa Inspire Credit Card

• Minimum Salary - AED 15,000 per month
• Annual Charges - AED 735
• Earn Etihad Guest Miles based on the following structure:
  • 7 Miles per AED 10 spent on Etihad Airways, hotels, and dining
  • 4 Miles for all other expenditures
  • Miles earned on specific retail spends (EU merchants, grocery, quick service restaurants, etc.) capped at 750 Miles per statement cycle
• Welcome offer: Up to 60,000 Etihad Guest Miles
• Receive a 25% redemption discount voucher for every AED 100,000 spent (up to 2 vouchers per year, issued every 6 months).
• Earn 2.5 Etihad Tier Miles for every AED 10 spent, with a maximum of 20,000 Tier Miles per year.
• Enjoy complimentary access to 1,000+ lounges worldwide through LoungeKey.
• Access concierge services for handling time-consuming tasks.
• Benefit from valet parking at select locations in Abu Dhabi.

Emirates NBD Etihad Guest VISA Elevate Credit Card

• Minimum Salary - AED 35,000 per month
• Annual Charges - AED 1,575
• Accumulate Etihad Guest Miles with the following structure —
  • 10 Miles per AED 10 spent on Etihad Airways, hotels, and dining
  • 6 Miles on all other expenditures
• Welcome offer: Up to 200,000 Etihad Guest Miles
• Receive a 50% redemption discount voucher for Etihad Guest Miles upon spending every AED 150,000
• Earn 2.5 Etihad Tier Miles for every AED 10 spent on all purchases
• Enrol in the Express Miles program for a nominal AED 250 monthly fee and gain 50% more miles
• Enjoy complimentary airport lounge access to over 1,000 lounges worldwide through LoungeKey
• Access concierge services for handling time-consuming errands
• Benefit from valet parking at selected locations in Abu Dhabi
• Etihad Guest Miles earned in the European Union or under specific categories will be capped at 1,500 Miles per statement cycle.
• Receive a maximum of 2 vouchers per year upon reaching a spend of AED 150,000, issued every 6 months from the card issuance date.
• Earn a maximum of 50,000 Tier Miles and 4,000 bonus Etihad Guest Miles per annum.

Emirates Islamic RTA Card

• Minimum  Salary - AED 5,000 per month
• Annual Charges - Free
• Enjoy up to 10% cashback on RTA transport payments and fuel expenses.
• Earn up to 2.25% cashback on international spends and 1.25% on other shopping and expenditures.
• Benefit from 2 free ‘Buy 1 Get 1’ offers on Reel movie tickets monthly.
• Receive USD 25 food or beverages credit at more than 900 hotels globally with Visa Luxury Hotel Collection.
• Experience convenience and security with Apple Pay, Google Pay, and Samsung Pay.
• Obtain up to 4 free supplementary cards with no AMF.
• Enjoy auto top-up for Salik and NOL, eliminating the need for separate cards.
• Redeem cashback without blackout dates and use it to pay outstanding balances.
• Avail Purchase Protection for lost, stolen, or damaged goods.
• Access regular class and fare deduction from Nol Tag ID.
• Benefit from an Extended Warranty that doubles the warranty for items purchased with the card.
• Transfer other credit card balances to Emirates Islamic for lower monthly payments.
• Ensure secure online shopping with the 3D Secure feature.
• Convert significant transactions into small monthly instalments with Easy Payment Plans.

Emirates Islamic Flex Credit Card

• Minimum Salary - AED 5,000 per month
• Annual Charges - Free
• Enjoy a welcome bonus of 10,000 EI SmartMiles upon approval.
• Utilise the ‘Instant Purchase’ feature to redeem EI SmartMiles globally at any merchant.
• Earn up to 2.25 EI SmartMiles for every AED 1 spent.
• Benefit from up to 2 complimentary ‘Buy 1 Get 1’ Reel movie tickets monthly — valid any day of the week.
• Explore various redemption options, including 300 airlines, 180,000 hotels around the world, and gift vouchers.
• Avail Purchase Protection for lost, stolen, or damaged goods.
• Receive an Extended Warranty benefit that doubles the warranty for card-purchased items.
• Redeem EI SmartMiles through www.eirewards.ae or the EI Rewards Mobile App.
• Obtain up to 4 complimentary Supplementary Cards without any Annual Membership Fee (AMF).
• Enjoy USD 25 food or beverage credit at more than 900 hotels worldwide through the Visa Luxury Hotel Collection.
• Transfer other credit card balances to Emirates Islamic for reduced monthly payments.
• Shop securely online with the 3D Secure feature.
• Convert significant transactions into manageable monthly instalments with Easy Payment Plans.
• Experience convenience, security, and easy payments through Apple Pay, Google Pay, and Samsung Pay.
• Get up to 25% cashback on purchases from 1,500+ brands through CashbackSouk.ae.

Emirates Islamic Cashback Card

• Minimum Salary - AED 5,000 per month
• Annual Charges - AED 367.5
• No minimum spending requirement
• Enjoy up to 5% cashback on electronic store purchases and telecom.
• Receive a guaranteed 1% cashback on all local and international transactions.
• No blackout dates for cashback redemption — the cashback amount can be used to pay your outstanding balance
• Benefit from Purchase Protection for lost, stolen, or damaged goods.
• Avail an Extended Warranty that automatically doubles the warranty for items purchased with the card.
• Get up to 2 complimentary ‘Buy 1 Get 1’ Reel movie tickets each month, any day of the week.
• Obtain up to 4 supplementary cards with no Annual Membership Fee (AMF).
• Enjoy USD 25 food or beverage credit at more than 900 hotels worldwide with Visa Luxury Hotel Collection.
• Transfer your other credit card balances to Emirates Islamic for lower monthly payments.
• Shop securely online with the 3D Secure feature.
• Convert significant transactions into small monthly instalments with the credit card’s Easy Payment Plans.
• Experience convenience, security, and easy payments with Apple Pay, Google Pay, and Samsung Pay.

Emirates Islamic Etihad Guest Platinum Credit Card

• Minimum Salary - AED 5,000 per month
• Annual Charges - AED 208.95
• Secure your new Emirates Islamic Platinum Credit Card today and enjoy an exclusive AED 200 noon.com gift card for all your purchases related to noon, FOOD, and DAILY.
• Earn up to 2 Etihad Guest Miles for every USD spent, coupled with a remarkable 10% Etihad Guest Miles Back.
• Avail yourself of exciting discounts on dining, travel, hotels, and shopping.
• Benefit from a 50% cashback on Cinema tickets any day of the week, capped at AED 50 per month.
• Receive 2 complimentary inflight WiFi vouchers annually.
• Enjoy 0% Easy Payment Plans on Etihad Purchases for up to 6 months.
• Rest easy with Purchase Protection covering lost, stolen, or damaged goods.
• Experience an Extended Warranty benefit that automatically doubles the warranty for items purchased with your credit card.

Emirates Islamic Skywards Black Credit Card

• Minimum Salary - AED 35,000 per month
• Annual Fees - AED 3,000 or AED 5,000
• AED 500 Noon Gift voucher
• Earn up to 100,000 Skywards Miles
• Up to 3.5 Skywards Miles per USD spent
• Fast Track to Emirates Skywards Gold Tier membership
• Enjoy complimentary golf, airport lounge access, valet parking, and more
• Automatic upgrade to Emirates Skywards Silver membership
• Supplementary Cardholders qualify for Skywards Gold Tier Membership
• Avail a 25% discount on Skywards 'Buy Miles' and 'Gift Miles'
• Unlimited complimentary golf any day of the week
• Receive 3 complimentary valet parking services per month
• Enjoy unlimited complimentary access to over 1,000 airport lounges with a guest
• Complimentary access to the Dubai Ladies Club and the Sharjah Ladies Club

Emirates Islamic Skywards Signature Credit Card

• Minimum Salary - AED 12,000 per month
• Annual Charges - AED 735
• Receive a Noon Gift voucher worth AED 500
• Earn up to 100,000 Skywards Miles
• Get up to 3.5 Skywards Miles for every USD spent
• Fast Track to Emirates Skywards Gold Tier membership
• Enjoy complimentary golf, airport lounge access, valet parking, and more
• Earn Miles for every USD 1 spent
• Double Skywards Miles for every transaction with Emirates airline
• Receive up to 0.75 Skywards Mile on everyday local spends
• Avail two rounds of complimentary golf any day of the week
• Benefit from 1 complimentary valet parking service per month
• Enjoy unlimited complimentary access to over 1,000+ airport lounges
• Gain complimentary access to Dubai Ladies Club & Sharjah Ladies Club.

Emirates Islamic Skywards Infinite Credit Card

• Minimum Salary - AED 20,000 per month
• Annual charges - AED 1,999
• Receive a Noon Gift voucher worth AED 500.
• Earn up to 100,000 Skywards Miles.
• Enjoy an automatic upgrade to Emirates Skywards Silver membership.
• Avail unlimited complimentary golf on any day of the week.
• Benefit from 2 complimentary valet parking services monthly.
• Access over 1,000+ airport lounges with a guest for free.
• Earn up to 2 Skywards Miles for every USD spent.
• Enjoy complimentary access to the Dubai Ladies Club and the Sharjah Ladies Club.
• Experience fast track to Emirates Skywards Gold Tier membership.

Emirates Islamic Cashback Plus Card

• Minimum Salary - AED 12,000 per month
• Annual Charges - AED 313.95
• Earn up to 10% cashback on groceries, education, dining, and telecom expenses
• Enjoy unlimited complimentary access to over 1,000 airport lounges around the world
• Receive one complimentary valet parking service per month
• Access 2 complimentary rounds of golf any day of the week
• Benefit from an embedded RTA NOL chip for convenient payments on the RTA transport network
• Utilise the auto top-up facility for Salik and NOL accounts
• Avail up to 2 free ‘Buy 1 Get 1’ offers on Reel movie tickets monthly
• Enjoy complimentary access to the Dubai Ladies Club and the Sharjah Ladies Club
• Obtain up to 4 complimentary Supplementary Cards without any Annual Membership Fee (AMF)
• Receive complimentary travel insurance of up to USD 500,000 — a requirement for Schengen/other countries Visa applications
• Get USD 25 food or beverages credit at more than 900 hotels worldwide through Visa Luxury Hotel Collection
• Enjoy complimentary 24X7 global concierge service
• Convert significant transactions into small monthly instalments with Easy Payment Plans
• Transfer other credit card balances to Emirates Islamic for lower monthly payments
• Ensure secure online shopping with the 3D Secure feature
• Experience convenience, security, and easy payments with Apple Pay, Samsung Pay, and Google Pay.

Emirates Islamic Etihad Guest Ameera Credit Card

• Minimum Salary - AED 10,000 per month
• Annual Fees - AED  733.95
• Earn up to 3 Etihad Guest Miles per USD spent
• Enjoy a Fast-Track upgrade to Etihad Guest Silver Tier Status
• Receive 20% Etihad Guest Miles Back
• Unlimited 20% Miles back on flight redemptions and upgrades
• Avail complimentary airport transfers to or from Abu Dhabi airport
• Get 50% cashback on Cinema tickets any day of the week, capped at AED 75 per month
• Receive 2 complimentary inflight WiFi vouchers per membership year
• Earn 1 Etihad Tier Mile for every 1 USD or equivalent spent internationally on non-AED currency, with a maximum of 15,000 Tier Miles per membership year
• Benefit from 0% Easy Payment Plans on Etihad Purchases up to 6 months
• Enjoy unlimited complimentary lounge access at over 1,000 airports worldwide for the Card member
• Get 2 rounds of complimentary golf in a month
• Receive 1 complimentary valet parking service per month at select locations across the UAE
• Access the Dubai Ladies Club and the Sharjah Ladies Club for free
• Receive up to 4 complimentary Supplementary Cards with no Annual Membership Fee (AMF)
• Avail complimentary travel insurance of up to USD 500,000 (insurance required for Schengen/other countries Visa)
• Get USD 25 food or beverages credit at 900+ hotels worldwide with Visa Luxury Hotel Collection
• Enjoy complimentary global concierge services 24X7
• Convert significant transactions into small monthly instalments with Easy Payment Plans
• Transfer other credit card balances to Emirates Islamic to lower monthly payments
• Shop securely online with the 3D Secure feature
• Experience convenience, security, and seamless payments with Apple Pay, Samsung Pay, and Google Pay
• Receive up to 25% cashback on 1,500+ brands at CashbackSouk.ae.

Emirates Islamic Etihad Guest Saqer Credit Card

• Minimum Salary - AED 10,000 per month
• Annual Charges - AED 934.95
• Earn up to 3 Etihad Guest Miles for every USD spent
• Enjoy a fast-track upgrade to Etihad Guest Silver Tier Status
• Receive 20% back in Etihad Guest Miles
• Access complimentary airport transfers and lounge amenities
• Get unlimited 20% Miles back on flight redemptions and upgrades
• Avail complimentary airport transfers to or from Abu Dhabi airport
• Receive a generous 50% cashback on cinema tickets any day, capped at AED 75 per month
• Benefit from 2 complimentary inflight WiFi vouchers annually
• Earn 1 Etihad Tier Mile for every 1 USD spent internationally in non-AED currency, up to 15,000 Tier Miles yearly
• Enjoy 0% Easy Payment Plans on Etihad purchases for up to 6 months
• Access unlimited complimentary lounges at over 1,000 airports worldwide
• Receive 2 rounds of complimentary golf monthly
• Enjoy 1 complimentary valet parking service monthly at select locations in the UAE
• Receive complimentary access to the Dubai Ladies Club and the Sharjah Ladies Club

Emirates Islamic Emarati Credit Card

• Minimum Salary - AED 12,000 per month
• Annual Charges - Free
• Cutting-edge designed metal card
• No annual membership fee
• Earn up to 3.75 EI SmartMiles for every AED 1 spent
• Enjoy complimentary access to airport lounges, valet parking, and Dubai/Sharjah Ladies Club
• Unlimited free lounge access at over 1,000 global airports
• Receive up to 2 ‘Buy 1 Get 1’ complimentary Reel movie tickets monthly, any day of the week
• Enjoy 2 complimentary valet parking services per month at select UAE locations
• First-time feature in the UAE: Redeem EI Smart Miles instantly for any retail transaction — local or international — without blackout dates
• Choose to exchange EI SmartMiles with U By Emaar, Emirates Skywards, Etihad Guest, Etisalat Smiles Points, and Intermiles
• Redeem SmartMiles for 300 airlines, 180,000 global hotels, and gift vouchers
• Conveniently redeem EI SmartMiles through www.eirewards.ae or the EI Rewards Mobile App
• Receive up to 4 complimentary Supplementary Cards