Emirates Islamic Balance Transfer Credit Card offers

Emirates Islamic Bank is a leading financial institution in the UAE, offering a range of innovative and Shariah-compliant banking products and services.

Over the years, the bank has been recognised for its excellence in the banking industry with several awards and accolades. It has been named the 'Best Emirates Islamic Bank' by several prestigious institutions, including the Banker Middle East Awards, Islamic Business & Finance Awards, and Global Finance Awards, among others.

One of the bank's most popular offerings is the Emirates Islamic credit card with a balance transfer facility. This credit card allows you to transfer outstanding balances from other credit cards to your Emirates Islamic credit cards with attractive rates and repayment periods. This facility can help you consolidate your debts and manage your finances more efficiently, while also enjoying the various benefits and rewards offered by Emirates Islamic credit cards.

Emirates Islamic Balance Transfer Facility

As we saw earlier, you can transfer your outstanding amounts from other bank credit cards to your Emirates Islamic Card using the Emirates Islamic Balance Transfer facility. Simply transfer your credit card debt from several other bank credit cards to an Emirates Islamic credit card and reap the benefit of the 6 months of 0% profit rates.

Note that there is a 2% one-time processing fee associated with the balance transfer service. Furthermore, you can easily reduce your financial load by merely making a minimum monthly payment of 5%.

Here are the features of the Emirates Islamic credit card with balance transfer offer -

• During the first 6 months, there will be no profit on the transferred balance amount.
• 2% one-time processing charge
• Simply pay 5% of the remaining balance each month - no instalments necessary
• Option to transfer up to 80% of the credit card's available limit.
• AED 1,000 is the minimum balance transfer amount.

Top Emirates Islamic Credit Cards with Balance Transfer

Given below are the Emirates Islamic Bank credit cards that offer a balance transfer facility -

1. Emirates Islamic Etihad Guest Platinum Credit Card

This is one of the best credit cards offered by Emirates Islamic Bank as it allows you to earn Etihad Guest Miles on your international and domestic spending. When you avail of this credit card, you get a Welcome bonus of 5,000 Etihad Guest Miles. This Emirates Islamic credit card offers several offers and benefits including balance transfer facility.

You can save funds using the Emirates Islamic balance transfer facility by paying off the remaining amount that you owe to other banks’ credit cards. When you transfer the debts using the Etihad Guest Platinum credit card, you will not be charged any profit rate. 

2. Emirates Islamic Skywards Black Credit Card

With this Emirates Islamic Skywards Black credit card, you get to instantly level up to Emirates Skywards Gold Membership, earn Skywards Miles, and avail of exclusive lifestyle and travel benefits. This Emirates Islamic credit card offers Skywards Miles and unlimited, complimentary access to over 1,000 international airport lounges. Another exclusive benefit that you get with this Emirates Islamic credit card is the balance transfer facility.

With the balance transfer feature on your Emirates Islamic Skywards Black Credit Card, you can now save a boatload of money. The Emirates Islamic Skywards Black Credit Card gives you the option to settle any outstanding debts with other banks, with no profit rates associated with the balance transfer.

3. Emirates Islamic Skywards Infinite Credit Card

Get a step closer to your next vacation by earning Skywards Miles on your everyday spending using the Skywards Infinite credit card. With this Emirates Islamic credit card, you get unlimited and complimentary access to more than 1,000 international airports, free Emirates Skywards Silver Membership, and more. Another benefit you get with this Emirates Islamic credit card is the balance transfer facility.

With your Skywards Infinite Credit Card's balance transfer feature, you can now easily save money. With your Skywards Infinite Credit Card, you can settle any outstanding debts owed to other banks without incurring any profit rates for the balance transfer.

4. Emirates Islamic Skywards Signature Credit Card

With the Emirates Islamic Skywards Signature credit card, you can earn Skywards Miles on your international spending. Besides the Skywards Miles, you also get complimentary access to international airport lounges, complimentary golf rounds, complimentary valet parking per month, and more. Apart from these benefits, you also get the balance transfer facility with this Emirates Islamic credit card.

Get a processing fee-only 0% profit rate on the remaining balance on your credit cards from other financial institutions for 6 months by moving it to the Emirates Islamic Skywards Signature Credit Card.

5. Emirates Islamic Cashback Credit Card

Get unlimited cashback and guaranteed savings with this Emirates Islamic cashback credit card. To avail of this offer, you do not need to make any minimum spending. You start earning cashback right from the first spending and get cashback by spending on telecommunication, electronic stores, local, and international transactions. Besides the cashback reward, you also get the balance transfer facility with this Emirates Islamic credit card.

Simply transfer the remaining balance from your credit cards from other banks to the Emirates Islamic Cashback Credit Card with just a transaction fee to take advantage of 0% profit rate on the remaining amount for 6 months.

6. Emirates Islamic Flex Credit Card

With this Emirates Islamic credit card, you get the flexibility to earn rewards the way you want. Emirates Islamic Flex Credit Card allows you to earn EI SmartMiles - you can benefit from the EI SmartMiles rewards programme's travel, retail, and lifestyle perks. Furthermore, there are no restrictions on when you can use them. Take advantage of the freedom to easily convert your EI SmartMiles for travel, lodging, and shopping purchases anywhere in the globe.

On top of the EI SmartMiles, you also get benefits like the Emirates Islamic balance transfer facility. This way, you can transfer the pending balance to your Emirates Islamic Flex Credit Card from the credit cards of other financial institutions.

7. Emirates Islamic Emarati Credit Card

Emirates Islamic Emarati credit card is a sleek, metal card with an unconventional design that offers you unlimited travel and lifestyle benefits and more. A credit card specially designed for Emaratis, it enables you to earn EI SmartMiles and enjoy benefits like access to Dubai Ladies Club, valet parking, and more.

Besides these benefits, you get advantages such as the Emirates Islamic balance transfer facility. You can use this service to transfer your card's delinquent amount from other financial institutions to the Emirates Islamic Emarati Credit Card.

8. Emirates Islamic Etihad Guest Premium Credit Card

This Emirates Islamic Bank credit card enables you to earn Etihad Guest Miles on international spending and redeem them on upgrading your flight. With Emirates Islamic Etihad Guest Premium credit card, you also get benefits like complimentary airport transfers, level up to Etihad Guest Gold Tier Status, and more. Another benefit you get with this Emirates Islamic credit card is the balance transfer facility.

You can make significant savings using the balance transfer feature on your Etihad Guest Premium Credit Card here. This is because this card allows you to settle any outstanding debts with other financial institutions without incurring any major charges.

9. Emirates Islamic Etihad Guest Saqer Credit Card

This Emirates Islamic credit card is designed to cater to your choice. With Emirates Islamic Etihad Guest Saqer Credit Card, you earn Etihad Guest Miles on every international spending. You can avail of benefits like airport transfer facility, quick level up to Etihad Guest Silver Tier Status, access to Easy Payment Plan and more. Another benefit you get with this Emirates Islamic credit card is the balance transfer facility.

With the ability to transfer balances, your Etihad Guest Saqer Credit Card can now help you save a tonne of money. Your Etihad Guest Saqer Credit Card gives you the option to settle any outstanding debts with other financial institutions at a nominal fee.

10. Emirates Islamic Etihad Ameera Credit Card

Emirates Islamic Etihad Ameera Credit Card is specially designed for women. With this Emirates Islamic credit card, you earn Etihad Guest Miles on every USD spent and redeem them by booking or upgrading your flight. Furthermore, you get complimentary airport transfers, level up to Etihad Guest Silver Tier Status, Easy Payment Plans, and more.

Besides these benefits, you also get the balance transfer facility with this Emirates Islamic credit card. With the Emirates Islamic Etihad Ameera Credit Card balance transfer function, you can use your card to repay any remaining debts to other financial institutions at nominal fees.

Terms and Conditions Applied to Emirates Islamic Credit Card with Balance Transfer Facility

Here are the terms and conditions to keep in mind with respect to Emirates Islamic credit cards with balance transfer facility -

• On all of your transferred balances, Emirates Islamic will provide you with a 0% profit rate for 6 months. This indicates that you will not pay any additional money towards your transferred sum for six months.
• The balance transfer option is not connected to payments in instalments. You will be required to pay 5% of the outstanding sum each month since it is considered a regular transaction.
• No paperwork is necessary - only your credit card details from the other bank, the name of the bank, and the amount that you want to transfer are required.
• A one-time 2% processing fee applies to the balance transfer facility.

How to Apply for Emirates Islamic Credit Cards with Balance Transfer Offer?

You can effortlessly apply for a credit card from Emirates Islamic Bank with a balance transfer facility on Policybazaar.ae. This online third-party aggregator houses a wide range of the top credit cards from the major banking and lending organisations in the UAE.

You can visit Policybazaar.ae’s home page and click on the ‘Credit Card’ tab or simply select the "Banking Products" tab from the menu bar. You will be given access to the lead form. Complete it accurately and click ‘Proceed’.

After submitting the form, you will be taken to our credit card quotes page where you can browse the several Emirates Islamic credit card options displayed. Following a comparison of the features, you can register for a credit card in the UAE.

When you apply for an Emirates Islamic credit card with Policybazaar.ae, you can enjoy the following advantages -

• Option to compare a range of credit card options offered by the UAE's top banks and lending institutions
• Access to your credit Score for free 
• Exclusive offers and savings 
• 24/7 customer support
• Option to get in touch with our team of financial experts right away if you need help in making a choice

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