Emirates Islamic Switch Cashback Credit Card

The Switch Cashback credit card by Emirates Islamic is perfect for you if your main goal is to maximise savings. It offers exclusive cashback on all purchases, including higher rates on dining, groceries, and more.

 

This Emirates Islamic card also provides access to exclusive deals and discounts across various categories, making everyday spending more rewarding. With additional perks such as complimentary movie tickets, Ladies Club access, and purchase protection, this credit card brings you both savings on leisure and security.

 

 

What are the features and benefits of the Switch Cashback Credit Card?

The key benefits of the Emirates Islamic Switch cashback credit card are —

 

• This credit card is free for the first year
• Unlimited complimentary lounge access at 1,000+ airports across the globe
• Free two rounds of golf every month at 
  • Arabian Ranches Golf Club
  • Abu Dhabi Golf Club
  • The Trump International Golf Club
  • Jebel Ali Golf Course
• Complimentary 2 ‘Buy 1 Get 1’ offers on movie tickets with Reel and VOX Cinemas
• Exclusive 20% discount on Emaar Entertainment Attractions
• Other benefits include Purchase Protection, Meet & Greet Bronze Service, Cash-on-Call facility, Extended Warranty, and more
• Free access to Dubai Ladies Club
• Multi-trip travel insurance
• Complimentary valet parking facility

 

 

Eligibility Criteria for the Emirates Islamic Switch Cashback Credit Card

Here are the general eligibility requirements for this Emirates Islamic credit card —

 

Eligibility Criteria	Requirements
Age	Must be at least 21 years old
Salary	AED 5,000 per month or more
Nationality	UAE national or expat
Employment Status	Both salaried and self-employed individuals can apply
credit Score	Depends on your profile and the bank’s requirements

Note: The bank may have other eligibility requirements for this card.

 

Documents Required to Apply for a Switch Cashback Credit Card

Mentioned below is a common list of documents required for the Emirates Islamic Switch Cashback credit card application —

 

• Emirates ID
• Passport
• Residence visa (applicable to expatriates)
• Salary certificate (for salaried employees)
• Trade Licence (for self-employed individuals)
• Latest 3-6 months’ bank account statement
• Security cheque

Note: Both originals and copies of the documents must be valid. 

Furthermore, the bank may ask you to submit additional documents if required.

How to Apply for an Emirates Islamic Switch Cashback Credit Card via Policybazaar.ae?

Instead of visiting multiple sites or banks, you can compare options and get the best credit cards in one place.

Here’s how you can quickly apply for the Switch Cashback credit card —

 

• On Policybazaar.ae, tap on ‘Credit Cards in UAE’ under the ‘Banking Products’ menu.
• Locate the lead form and complete it.
• Submit the form — this will take you to the credit card quotes.
• Choose the Switch Cashback credit card.
• Hit the ‘Apply Now’ button and follow the on-screen prompts.

 

 

Switch Cashback Credit Card: Fees and Charges

The table below lists the fees and charges of the Emirates Islamic Switch Cashback credit card in the UAE —

 

Type of Fee	Charges
Annual Fee	Free for the First Year Second year onwards, the fee is waived if you spend AED 30,000 or more in an annual year
Retail Interest	3.69%
Overlimit Fee	AED 261.45
Late Payment Fee	AED 131.25

 

Other Emirates Islamic Credit Cards -

Apply Other Emirates Islamic Credit Cards
Emirates Islamic RTA Card	Emirates Islamic Cashback Credit Card
Emirates Islamic Flex Elite Credit Card	Emirates Islamic Etihad Guest Platinum Credit Card
Emirates Islamic Cashback Plus Credit Card	Emirates Islamic Emarati Credit Card
Emirates Islamic Etihad Guest Saqer Credit Card	Emirates Islamic Skywards Signature Credit Card
Emirates Islamic Etihad Guest Premium Credit Card	Emirates Islamic Flex Credit Card
Emirates Islamic Skywards Black Credit Card	Emirates Islamic Etihad Guest Ameera Credit Card

 

 

We have answered some of the most frequently asked questions about the Switch Cashback credit card below.

Frequently Asked Questions