Emirates NBD Insurance Credit Card offers

Among the bank's most popular offerings is its credit card with insurance package, which provides users with a comprehensive set of benefits that include not just credit card rewards, but also various types of insurance coverage.

This credit card with an insurance package is a game-changer in the financial services industry, as it offers card holders the convenience of having multiple services in one package. In this article, we will delve deeper into the various benefits and features of the Emirates NBD credit card with insurance offers.

Credit Shield Pro: Explore the Benefits Offered

Emirates NBD recently introduced a new insurance programme for credit cards called Credit Shield Pro. It is an enhanced insurance product that offers additional benefits like -

• Up to AED 300,000 as a deceased cover (per cardholder)
• Up to AED 100 payout every day in case of hospitalisation
• Up to AED 60,000 as job loss cover for up to 12 months or until the credit card holder gets a job

The Credit Shield Pro covers the following events -

• Death caused by accident
• Critical illness
• Permanent total disability because of accident
• Hospitalisation due to an accident
• Natural death

1. Life Cover

With an Emirates NBD credit card, you can financially protect your family against uncertainties, as you and your family would be for -

• Accidental Death - Receive a payout of AED 200,000 (maximum up to AED 300,000).
• Permanent Disability Due to Accident - Get up to AED 100,000 for every primary Emirates NBD credit card (maximum up to AED 300,000 across all cards)
• Critical Illness - up to AED 100,000 or up to outstanding credit balance or credit limit (whichever is lower)

2. Jobless Cover

With an ENBD credit card, you can protect your income from job loss (this benefit is only available for voluntary job loss). You can get benefits like -

• Up to AED 4,000 monthly payout or 10% of your card’s outstanding balance
• Up to AED 10,000 extra cash payout or 10% of your card’s outstanding balance
• Benefit of 6 months upfront payout followed by monthly payouts

3. Hospitalisation Cover

With your Emirates NBD credit card, you can also manage hospital expenses as you get daily payouts. Note that this benefit is available if you have been hospitalised for more than 48 hours.

The benefits that you get include -

• Up to AED 100 payout every day
• Coverage available for up to 30 days in a year

4. Natural Death Cover

With this benefit, the cardholder can ensure a secure life for their loved ones -

• Coverage available for up to 60 years of age
• Get up to AED 100,000 per primary Emirates NBD credit card
• Get up to AED AED 300,000 across all the Emirates NBD credit cards

Top Emirates NBD Credit Cards with Insurance Offer

Keep reading below to explore the best Emirates NBD credit cards that offer insurance cover to credit cardholders -

Emirates NBD Diners Club Credit Card

This Emirates NBD credit card is your suitable travel companion that helps you save on travel, entertainment, dining, and other privileges. With this ENBD credit card, you can earn Plus Points on travel and dining expenditures. This credit card offers a plethora of benefits including airport lounge access, travel insurance, emergency and security services, and complimentary roadside assistance.

The Emirates NBD credit card insurance offer - Credit Shield Pro is a high-end comprehensive insurance product underwritten by Abu Dhabi National Insurance Company.

Here are the key features of this insurance programme -

• Death Benefit of up to AED 300,000 per cardholder
• Job loss cover of up to AED 60,000 for up to 12 months or until you are re-employed
• In case of hospitalisation, you can get a payout of AED 100 per day

Emirates NBD Duo Credit Card

This Emirates NBD credit card offers you a rewards-packed experience of both Diner Club and Mastercard Platinum Credit Cards. Specially designed for people residing in Abu Dhabi, its rewards and privileges include access to international airport lounges, complimentary movie tickets, free access to the best golf courses across the UAE, concierge services, and more.

With this Emirates NBD credit card, you also get the benefit of Credit Shield Pro. This is comprehensive insurance coverage offered via your credit card and includes -

• Death Benefit of up to AED 300,000 per cardholder
• Job loss cover of up to AED 60,000 for up to 12 months or until you are re-employed
• A payout of AED 100 per day in case of hospitalisation

Emirates NBD U by Emaar Family Credit Card

This Emirates NBD credit card enables you to earn reward points on your daily spending including expenses done on groceries, fuel, telecom payments, and government services. With this credit card, you also earn handsome discounts at Emaar Entertainment Group including Kidzania, Dubai Ice Rink, and The Dubai Underwater Zoo. Besides these privileges, you also get an insurance benefit called Credit Shield Pro.

This comprehensive insurance includes -

• Death Benefit of up to AED 300,000 per cardholder
• Job Loss Insurance of up to AED 60,000 for up to 12 months or until you find new employment 
•  AED 100 per day for hospitalisation payment

This Emirates NBD credit card insurance offers four different kinds of coverage - Life insurance, unemployment insurance, coverage in the event of a natural death, and hospitalisation insurance.

Emirates NBD LuLu 24/7 Titanium Credit Card

With Emirates NBD LuLu 24/7 Titanium Credit Card, you can get up to 3.5% back as LuLu Points on your daily spends including in-store and online shopping, fuel spends, utility bill payments, and more. This credit card is free for life and offers complimentary access to 10 regional airport lounges. With this Emirates NBD credit card, you also get an insurance benefit known as Credit Shield Pro.

It is an insurance plan that offers you even more benefits and wider coverage and is backed by Abu Dhabi National Insurance Company (ADNIC).

Key characteristics:

• Death coverage of up to AED 300,000 per cardholder
• AED 100 paid out each day if you are hospitalised
• Up to 60,000 AED in job loss protection for up to 12 months, or until new employment is secured

Emirates NBD Mastercard Titanium Credit Card

With this Emirates NBD credit card, you get to seek a host of lifestyle benefits and features. You can earn reward points on spends including supermarkets, insurance, grocery, car dealership, utility, fuel, education, and real estate. With the Emirates NBD Mastercard Titanium Credit Card, you also get complimentary access to 10 regional airport lounges, exclusive deals on travel, shopping, lifestyle, and more.

Besides these privileges, you also get an Emirates NBD credit card insurance offer – Credit Shield Pro. It is a streamlined insurance plan supported by Abu Dhabi National Insurance Company (ADNIC) and provides you with even more advantages and broader coverage.

Key characteristics:

• AED 300,000 in death benefits are provided for each cardholder.
• If you are hospitalised, you are paid AED 100 every day.
• Protection against job loss of up to AED 60,000 for a period of up to 12 months or until new employment is found

Emirates NBD dnata World Credit Card

With the Emirates NBD dnata World Credit Card, you can travel the world and get up to 15% back via rewards. You can fly on more than 130 airlines and reserve your accommodation in thousands of international luxury hotels. 

With this Emirates NBD credit card, you can even get complimentary access to over 1,000 international airport lounges via LoungeKey. Furthermore, you can earn points on your spends at Costa Coffee, City Sightseeing, MMI, Arabian Adventures, and more.

Another key benefit you get with this Emirates NBD credit card is insurance – Credit Shield Pro. This is an advanced insurance programme, underwritten by Abu Dhabi National Insurance Company (ADNIC).

The salient features of Emirates NBD credit card insurance are -

• Death cover of up to AED 300,000 per cardholder
• If you are hospitalised, you get a daily payout of AED 100.
• In case of involuntary unemployment, you get up to AED 60,000 as job loss cover for up to 12 months or until you get a new job.

Emirates NBD Visa Infinite Credit Card

This Emirates NBD credit card is designed to enhance your spending power so that you can enjoy personal privileges, convenience, and unmatched services. Emirates NBD Visa Infinite Credit Card gives you complimentary access to over 1,000 premium, international airport lounges in more than 300 cities across the globe. That’s not all, as you also get to earn Plus Points on your spendings like fuel, groceries, supermarkets, education, real estate, insurance, car dealership, and more.

As an Emirates NBD credit card holder, you also get an exclusive insurance benefit called Credit Shield Pro. This is a high-end comprehensive, comprehensive programme that offers you four different types of cover - life cover, job loss cover, hospitalisation, and natural death cover. 

This Emirates NBD credit card with insurance offers benefits like -

• Death cover of up to AED 300,000 per Emirates NBD credit cardholder
• Job loss cover of up to AED 60,000 for up to 12 months or till you find a new job
• A daily payout of AED 100 in case you are hospitalised

Emirates NBD U by Emaar Infinite Credit Card

Tap into the world of leisure with this Emirates NBD credit card! You can use it to earn Upoints on your regular spends and gain complimentary access to more than 1,000 international airport lounges via LoungeKey. This Emirates NBD credit card is designed to provide you with exclusive deals and offers.

Besides the benefits on spending, you also get an insurance benefit called Credit Shield Pro. This is a high-end comprehensive insurance cover available for eventualities like accidental death, permanent disability, critical illness, job loss, natural death, and hospitalisation.

Emirates NBD LuLu 24/7 Platinum Credit Card

With Emirates NBD LuLu 24/7 Platinum Credit Card, you can earn up to 7% back in terms of LuLu Points on your daily spends without any limit on the minimum spending. You can get LuLu Points on fuel spends, paying off utility bills, in-store, and online shopping, and can redeem these points at more than 70 LuLu stores. Besides earning points and availing of exclusive deals and discounts, you also get Emirates NBD credit card insurance offer.

Also called Credit Shield Pro, this is a comprehensive insurance cover that can be availed of in case of eventualities such as accidental death, permanent disability, critical illness, job loss, natural death, and hospitalisation. With this insurance cover, you get:

• A death cover of up to AED 300,000 per cardholder
• Job loss cover of up to AED 60,000 for up to 12 months or till you find a new job
• A daily payout of AED 100 in case you are hospitalised

Emirates NBD Visa Flexi Credit Card

With Emirates NBD Visa Flexi Credit Card, you get the liberty to choose the benefits you want. You can enjoy 1.5% rewards on all the retail spends like groceries, supermarkets, car dealerships, real estate, and education as well as exclusive discounts on 4DX and Theatre by Rhodes. This Emirates NBD credit card is highly sort-after for its boutique benefits, premium benefits, and insurance coverage.

With the New Credit Shield Pro, you can financially secure your life and provide the much-needed benefit of the same to your family. This Emirates NBD credit card insurance offer provides coverage under circumstances like accidental death, natural death, job loss, hospitalisation, critical illness, and more.

Emirates NBD Mastercard Platinum Credit Card

Emirates NBD Mastercard Platinum Credit Card enables you to explore the world of special benefits and privileges on a wide range of specially curated offers. Using this card, you can earn up to 1.5% Plus Points on your spends at supermarkets, grocery shopping, utility, fuel, education, and car dealership spends. Another benefit that you get is the Emirates NBD credit card insurance offer.

This is a high-end comprehensive insurance cover that secures you (the cardholder) in cases like accidental death, natural death, job loss, hospitalisation, critical illness, and more.

Some key features of this Emirates NBD credit card insurance are -

• Death cover of up to AED 300,000 per cardholder
• A job loss cover of up to AED 60,000 for up to 12 months or till the time you find a new job
•  A daily payout of AED 100 if you are hospitalised

Emirates NBD Visa Platinum Credit Card

Enter the world of benefits and privileges with the Emirates NBD Visa Platinum Credit Card! This credit card in the UAE is worth using for its special benefits and uncontested offers that are specially curated to suit your lifestyle. Explore the credit score for benefits like Plus Points on your regular spends.

Another benefit or privilege that you get is Credit Shield Pro, a new Emirates NBD credit card insurance offer. Here, you as a cardholder are covered for eventualities like job loss, natural death, critical illness, accidental death, hospitalisation, and more.

Emirates NBD U by Emaar Signature Credit Card

This Emirates NBD credit card is designed to help you earn rewards that enrich your everyday life. Emirates NBD U by Emaar Signature Credit Card helps you earn UPoints on all Emaar and other spends. One of the best credit cards in the UAE, it can also be used to access international airport lounges for free via LoungeKey.

Another feature of this credit card in the UAE is an insurance benefit called Credit Shield Pro. This Emirates NBD credit card insurance offer provides you with cover in cases of accidental death, hospitalisation, natural death, critical illness, job loss, or permanent total disability due to an accident.

Other credit cards in the UAE that provide this Emirates NBD credit card insurance offer are Emirates NBD Etihad Guest Visa Elevate Credit Card, Skywards Infinite Credit Card, and Marriott Bonvoy World Mastercard Credit Card.

Terms and Conditions Associated with Emirates NBD Credit Card Insurance Offer

The bank can terminate the insurance offered under the following circumstances -

• Premium is not paid by the due date.
• The insured cardholder has attained the maximum age mentioned in the policy schedule.
• Credit card facility has been terminated.
• Cancellation of the offer by the policyholder or the cardholder as per the policy terms and conditions.
•  The policy has reached its expiry date.
•  The insured cardholder has defaulted.
• The insured credit cardholder no longer meets the eligibility conditions.

How to Apply for an Emirates NBD Credit Card with Insurance Offer?

You can easily apply for Emirates NBD credit cards with insurance offer on Policybazaar.ae. This website is your one-stop destination for all your finance and insurance-related products. You can explore the best Emirates Islamic credit card options on our quotes page.

To start, click on the ‘Credit Card’ tab on our home page or select the same option from the ‘Banking Products’ tab on the menu bar. You will be directed to the credit card lead form. Fill in all the required personal details and click on the ‘View Quotes’ tab.

This will take you to our credit card quotes page, where you can go through the Emirates NBD Bank credit cards available, compare the options, and make an informed decision.

Policybazaar UAE – Helping you navigate the wilderness of the insurance world!