Emirates NBD Credit Cards

Emirates NBD offers a diverse range of credit cards in the UAE, catering to various financial needs and lifestyles. As one of the largest banks in the region, Emirates NBD provides credit cards with attractive benefits, including rewards programs, cashback offers, travel perks, and exclusive access to lifestyle privileges. ...read more

Emirates NBD Credit Card in UAE
Emirates NBD Credit Card
Apply Credit Card & get Cashback and Rewards*
  • Compare from top banks
  • No annual fee
  • Benefits up to AED 2,000
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Top Emirates NBD Credit Cards
Credit Card Name Minimum Salary (In AED) Annual Fees (In AED) Features/ Benefits Apply
ENBD Mastercard Titanium Credit Card 5,000 No Annual Fee
  • Complimentary access at 10+ airport lounges
  • Buy 1 Get 1 offers on multiple brands across the Middle East and Africa
  • Earn Plus points upon spending on groceries, supermarkets, real estate, education, and more
  • Discounts on 100+ golf courses globally.
Apply Now
ENBD Lulu 247 Titanium Credit Card 5,000 No Annual Fee
  • 0% interest on balance transfers with no processing fees as a welcome offer
  • Earn LuLu Points on online and in-store purchases, bill payments, and more
  • Complimentary access at over 10 regional airports
  • Buy 1 Get 1 offer on Vox Cinema tickets
  • Special member benefits at LuLu
Apply Now
ENBD U By Emaar Family Credit Card 5,000 No Annual Fee
  • Earn Upoints on shopping at Emaar, supermarkets, and groceries
  • Pay for fuel, telecommunication, and government services and earn Upoints
  • 30 % discount at Emaar Entertainment Group
  • Buy 1 Get 1 offers on Reel Cinema tickets
  • Hotel discounts at Emaar Hospitality Group hotels and restaurants
Apply Now
ENBD Go4It Gold Credit Card 6,000 103.95
  • Earn upto 5 Plus points upon spending on multiple categories
  • Convert earned points to cash back or Frequent Flyer Miles
  • Free Dubai Ferry rides
  • Complimentary life insurance
Apply Now
Emirates NBD Dnata Platinum Credit Card 8,000 525
  • Up to 10% rewards upon spending at Dnata
  • Up to AED 1000  travel vouchers
  • Up to 15% Dnata points upon spending on applicable categories
  • Unlimited free lounge access across regional and international airports
Apply Now
Emirates NBD Diners Club Duo Credit Card 10,000 840
  • Earn rewards upon spending on utilities, fuel, education, electronics, and more
  • Enjoy amazing deals with Royal Cinemas
  • Earn points upon spending on hotels, travel, and dining both online and offline
  • Complimentary valet parking, concierge service, airport lounge access, and golf courses
Apply Now
ENBD Go4It Platinum Credit Card 12,000 208.95
  • 5 points for each AED 200 spent
  • Free life insurance
  • Entertainment benefits- free Dubai Ferry rides and Vox Cinema offers on movie tickets
  • Conversion of points to cash back or Frequent Flyer Miles
Apply Now
Emirates NBD Visa Platinum Credit Card 12,000 735
  • Earn Plus points upon spending on utility bill payments, education, insurance, groceries, car dealerships, and more
  • Complimentary insurance for big purchases
  • Exclusive discounts at 2,000+ restaurants across the UAE
Apply Now
Emirates NBD Mastercard Platinum Credit Card 12,000 735
  • Unlimited complimentary lounge access at regional and international airports across multiple countries
  • Amazing discounts at over 2,000 restaurants across the UAE
  • Job loss cover of up to 12 months or until re-employment
  • Earn up to 1.5 Plus points upon spending AED 100
  • Exclusive deals on lifestyle, shopping, and travel
Apply Now
Emirates NBD U By Emaar Visa Signature 15,000 262.5
  • Earn points and earn cashback on all Emaar spending, including Marina Mall, Emaar Communities, and Dubai Mall
  • Movie offers with Reel Cinemas
  • Free lounge access at over 850 premium airports
  • Enjoy U By Emaar Gold status
Apply Now
Emirates NBD Skywards Signature Credit Card 15,000 735
  • Earn up to 40,000 Skywards Miles as a welcome bonus
  • Earn Skywards Miles upon spending USD 1
  • Unlimited free access to premium airport lounges across 30 cities
  • Earn Miles on domestic and international spending
  • Complimentary concierge services, valet parking facilities, and access to golf courses
Apply Now
ENBD Etihad Guest Visa Inspire Credit Card 15,000 735
  • Welcome bonus- Up to 60,000 Etihad Guest Miles
  • Fast track upgrade to Silver tier
  • Up to 7 Etihad Guest Miles upon spending AED 10
  • Earn Miles on hotels, dining, Etihad Airways, groceries, supermarkets, government services, insurance, and much more
  • Complimentary airport lounge access
  • Valet parking services
Apply Now
ENBD Lulu 247 Platinum Credit Card 15,000 262.5
  • Up to 500 LuLu bonus points 
  • Earn LuLu points on multiple spending
  • Up to 7% Lulu points on online spends, LuLu store, utility bill payments, fuel, and more
  • Complimentary airport lounge access, golf course access, valet parking, and concierge services
  • Buy 1 Get 1 offers with Reel Cinemas
  • Special LuLu member benefits
Apply Now
Emirates NBD Visa Flexi Credit Card 15,000 735
  • Earn points upon spending AED 100
  • Spend on supermarkets, insurance, car dealerships, bill payments, and more to earn points
  • Global airport lounge access.
  • Availability of movie offers, concierge services, golf privileges, Bidroom membership, and more
  • International medical assistance
  • Careem discounts include food deliveries, Careem rides, and cleaning services
  • Free insurance on big ticket purchases
Apply Now
Emirates NBD Marriott Bonvoy World Credit Card 25,000 1,575
  • Up to 200,000 bonus points as a welcome offer
  • Earn up to 6 points upon each USD 1 spent
  • Automatic upgrade to Marriott Bonvoy Gold Elite status
  • VIP access to Marriott Bonvoy moments
  • Unlimited free access at 1000+ airport lounges globally
  • Points transfer at 40+ airlines for flight bookings
  • Complimentary golf access
Apply Now
Emirates NBD Dnata World Credit Card 25,000 1,048.95
  • Travel vouchers worth up to AED 2,500 as a welcome offer
  • Exclusive discounts on Dnata Travel, Giraffe, Costa Coffee, Duty Free Shopping, and more
  • Complimentary lounge access at more than 1000 airports worldwide
  • Availability of valet parking facility
Apply Now
ENBD U By Emaar Visa Infinite 30,000 1,575
  • Up to 2,500 Upoints as a welcome bonus
  • Complimentary valet parking at The Grand parking in Dubai Mall
  • Buy 1 Get 1 offers on Reel movie tickets
  • Earn Upoints on all Emaar spends
  • Use Upoints at 2,500+ stores on multiple brands
  • Discount at F&B and spas at Emaar Hospitality Group hotels
  • Exceptional discounts at Emaar Entertainment Group
  • Complimentary valet parking and airport lounge access
  • Availability of concierge services
Apply Now
Emirates NBD Skywards Infinite Credit Card 30,000 1,575
  • Up to 100,000 Skywards Miles and Rotana Rewards membership as a welcome bonus
  • Up to 2 Skywards Miles per USD equivalent spent
  • Complimentary Emirates Skywards Silver membership
  • Earn Miles on international and domestic spending
  • Free golf course access across the UAE and airport lounge access globally
  • Availability of valet parking service
Apply Now
Visa Infinite Credit Card 30,000 1,575
  • Earn Plus points upon spending AED 100
  • Unlimited access to airport lounge access across multiple cities
  • Complimentary insurance for big purchases
  • Annual airport transfers
  • Concierge services and valet parking facility
Apply Now
ENBD Etihad Guest Visa Elevate 35,000 1,575
  • Welcome offer of up to 200,000 Etihad Guest Miles
  • Fast track upgrade to Gold tier
  • Etihad Guest Miles 50% discount voucher
  • Free airport lounge access, concierge services, and valet parking facility
Apply Now

Eligibility Criteria to Apply for a NBD Credit Card

Tabled below are the general eligibility criteria for Emirates NBD cards in the UAE:

Criteria Requirements
Minimum Age 21 Years  
Minimum Salary AED 5,000
Nationality UAE National or Expat
Employment Status Salaried or Self-Employed
Credit Score Decided by the Bank

Note:

  • Each card features its own unique criteria and specifications

  • Additional eligibility may apply

Cashback Back & Free Airport Lounge Access - Policybazaar uae

Emirates NBD Credit Card: Documents Checklist

The following is a list of documents required for Emirates NBD card application verification in the UAE:

For Salaried Employees For Self-Employed Individuals
  • Original and a copy of Emirates ID
  • Original and a copy of passport
  • Original and copy of residence visa (for expatriates)
  • Salary certificates/ pay slips (whichever is applicable)
  • Latest 3-6 months’ personal bank statements
  • Original and a copy of Emirates ID
  • Original and a copy of passport
  • Original and copy of residence visa (for expatriates)
  • Trade licence
  • Memorandum of Association
  • Latest 3-6 months’ company bank statement

Note: All documents must be valid. Banks may ask you to submit additional documents for verification, if required.

Apply for Emirates NBD Credit Cards via Policybazaar UAE

In partnership with Emirates NBD Bank, Policybazaar UAE offers card seekers a wide range of credit cards. Check out Emirates NDB credit cards here and select, which suits you the best.

Here are the other benefits of applying for a credit card via our digital platform:

  • Besides Emirates NBD, we have 80+ credit cards from banks across the UAE

  • Our customer support team offers round-the-clock service

  • The card application process is swift and hassle-free

discount offers - Policybazaar uae

Emirates NBD Cards: Common Fees and Charges

Type of Fees Charges
Cash Advance Fee 3.15% or AED 103.95 (whichever is higher)
Late Payment Fee AED 241.50 per month
Over Limit Fee AED 292.95 per month
Issuance of Supplementary Card Free
Issuance of Secret PIN Free
Sales Voucher Copy AED 10.50
Duplicate Statement Fee (per copy)- Up to Last 3 Months/ Over 3 Months AED 15.75/ AED 47.25 per month
Managers Cheque Issuance AED 26.25
Paper Statement Fee AED 5.25 per month
Cheque/ Direct Debit Return Fee AED 105
International Delivery Charge AED 157.50 per credit card
Card Replacement Fee AED 21
International Transaction Fee (Both AED and Non-AED Currency) 1.99% of transaction amount
Cancellation Fee: Instalment Plan/ Balance Conversion/Loan on Card/ Balance Transfer/ALOC/0% IPP 1.05% of principal outstanding
0% Instalment Plan AED 51.45 per transaction
Instalment Payment Plan/Balance Conversion/Loan on Card/Balance Transfer/ALOC 0.29% - 1.99% flat monthly interest rate (0.53% - 3.46% reducing monthly interest rate)
Credit Shield Pro Insurance 1.04% per month of the Current Balance
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Best Emirates NBD Credit Card Offers
Q1: What is the minimum salary to apply for Emirates NBD Bank credit cards?

Ans: You should have a monthly salary of at least AED 5,000 to be eligible for any of the credit cards provided by the bank.

Q2: Can you use your NBD credit card outside the UAE?

Ans: Yes, you can use your credit card within the UAE as well as abroad. 

Q3: How long does it take to process Emirates NBD credit card payments?

Ans: If you make payment via mobile banking, online banking, or Emirates NBD ATM, it gets processed within 24 hours.

Q4: Can you withdraw money from your Emirates NBD credit card?

Ans: You can use an Emirates NBD bank credit card to withdraw cash from an ATM account. 

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