Emirates NBD offers a diverse range of credit cards in the UAE, catering to various financial needs and lifestyles. As one of the largest banks in the region, Emirates NBD provides credit cards with attractive benefits, including rewards programs, cashback offers, travel perks, and exclusive access ...read more
Best credit cards with 0 Annual fee*
Credit Card Name | Minimum Salary (In AED) | Annual Fees (In AED) | Features/ Benefits | Apply |
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ENBD Mastercard Titanium Credit Card | 5,000 | No Annual Fee |
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ENBD Lulu 247 Titanium Credit Card | 5,000 | No Annual Fee |
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ENBD U By Emaar Family Credit Card | 5,000 | No Annual Fee |
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ENBD Go4It Gold Credit Card | 6,000 | 103.95 |
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Emirates NBD Dnata Platinum Credit Card | 8,000 | 525 |
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Emirates NBD Diners Club Duo Credit Card | 10,000 | 840 |
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ENBD Go4It Platinum Credit Card | 12,000 | 208.95 |
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Emirates NBD Visa Platinum Credit Card | 12,000 | 735 |
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Emirates NBD Mastercard Platinum Credit Card | 12,000 | 735 |
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Emirates NBD U By Emaar Visa Signature | 15,000 | 262.5 |
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Emirates NBD Skywards Signature Credit Card | 15,000 | 735 |
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ENBD Etihad Guest Visa Inspire Credit Card | 15,000 | 735 |
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ENBD Lulu 247 Platinum Credit Card | 15,000 | 262.5 |
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Emirates NBD Visa Flexi Credit Card | 15,000 | 735 |
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Emirates NBD Marriott Bonvoy World Credit Card | 25,000 | 1,575 |
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Emirates NBD Dnata World Credit Card | 25,000 | 1,048.95 |
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ENBD U By Emaar Visa Infinite | 30,000 | 1,575 |
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Emirates NBD Skywards Infinite Credit Card | 30,000 | 1,575 |
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Visa Infinite Credit Card | 30,000 | 1,575 |
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ENBD Etihad Guest Visa Elevate | 35,000 | 1,575 |
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Tabled below are the general eligibility criteria for Emirates NBD cards in the UAE:
Criteria | Requirements |
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Minimum Age | 21 Years |
Minimum Salary | AED 5,000 |
Nationality | UAE National or Expat |
Employment Status | Salaried or Self-Employed |
Credit Score | Decided by the Bank |
Note:
Each card features its own unique criteria and specifications
Additional eligibility may apply
The following is a list of documents required for Emirates NBD card application verification in the UAE:
For Salaried Employees | For Self-Employed Individuals |
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Note: All documents must be valid. Banks may ask you to submit additional documents for verification, if required.
In partnership with Emirates NBD Bank, Policybazaar UAE offers card seekers a wide range of credit cards. Check out Emirates NDB credit cards here and select, which suits you the best.
Here are the other benefits of applying for a credit card via our digital platform:
Besides Emirates NBD, we have 80+ credit cards from banks across the UAE
Our customer support team offers round-the-clock service
The card application process is swift and hassle-free
Type of Fees | Charges |
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Cash Advance Fee | 3.15% or AED 103.95 (whichever is higher) |
Late Payment Fee | AED 241.50 per month |
Over Limit Fee | AED 292.95 per month |
Issuance of Supplementary Card | Free |
Issuance of Secret PIN | Free |
Sales Voucher Copy | AED 10.50 |
Duplicate Statement Fee (per copy)- Up to Last 3 Months/ Over 3 Months | AED 15.75/ AED 47.25 per month |
Managers Cheque Issuance | AED 26.25 |
Paper Statement Fee | AED 5.25 per month |
Cheque/ Direct Debit Return Fee | AED 105 |
International Delivery Charge | AED 157.50 per credit card |
Card Replacement Fee | AED 21 |
International Transaction Fee (Both AED and Non-AED Currency) | 1.99% of transaction amount |
Cancellation Fee: Instalment Plan/ Balance Conversion/Loan on Card/ Balance Transfer/ALOC/0% IPP | 1.05% of principal outstanding |
0% Instalment Plan | AED 51.45 per transaction |
Instalment Payment Plan/Balance Conversion/Loan on Card/Balance Transfer/ALOC | 0.29% - 1.99% flat monthly interest rate (0.53% - 3.46% reducing monthly interest rate) |
Credit Shield Pro Insurance | 1.04% per month of the Current Balance |
Know More About Other Emirates NBD Credit Cards | |
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Emirates NBD Webshopper Credit Card | Emirates NBD Manchester United Credit Card |
Emirates NBD U By Emaar Visa Credit Card | Emirates NBD Duo Credit Cards |
Liv. World Credit Card | Liv. Platinum Credit Card |
Ans: You should have a monthly salary of at least AED 5,000 to be eligible for any of the credit cards provided by the bank.
Ans: Yes, you can use your credit card within the UAE as well as abroad.
Ans: If you make payment via mobile banking, online banking, or Emirates NBD ATM, it gets processed within 24 hours.
Ans: You can use an Emirates NBD bank credit card to withdraw cash from an ATM account.