Emirates NBD Visa Flexi Credit Card

A noteworthy option among these cards is the Visa Flexi Credit Card, which offers you the flexibility to personalise and select the advantages that best fit your way of life. Moreover, besides your current perks, you can add four more premium ones. Let’s find out more about the Emirates NBD Visa Flexi Credit Card!

 

Key Features and Benefits of the Emirates NBD Visa Flexi Credit Card

Check out the main features and benefits of the Emirates NBD Visa Flexi Credit Card —

 

1. Earn Plus Points 

• 1.5 Points on every AED 100 spent
• 0.4% Points earned on expenditures related to supermarkets, insurance, groceries, and car dealership
• 0.2% Points earned on fuel, real estate, utility bill payments, and education

1. Monthly Interest Rate – 3.25%
2. Minimum Payment – 5% of the amount outstanding or AED 100 (whichever is higher)

 

 

Lifestyle Benefits of Emirates NBD Visa Flexi Credit Card

 

Get 2 out of 6 Boutique Benefits

• Complimentary access to more than 900 international airport lounges worldwide
• Free door-to-door luggage delivery via Dubz
• Rebates at the Theatre by Rhodes and 4DX at VOX Cinemas
• Complimentary 6 months Anghami subscription
• Airport dining and spa discounts via Dragon Pass
• Concierge services

 

Avail of 4 out of 8 Premium Benefits

• Free airport transfers 
• Get complimentary Bidroom membership and hotel discounts
• Up to 10% VAT reclaim via UTU Plus
• Free access to WiFi worldwide via Boingo
• Complimentary access to golf courses across the UAE
• Access to special airport lounges if your flight is delayed 
• Discounts over Careem rides, cleaning services, and food deliveries
• Avail of international medical assistance

 

New Credit Shield Pro 

• Job loss cover of up to AED 60,000 for up to 12 months or till re-employment
• Daily payout of AED 100 in case of hospitalisation
• Up to AED 300,000 cover in case of cardholder’s death

 

Fees and Charges Associated with Emirates NBD Visa Flexi Credit Card

The table below lists the fees and charges associated with this emirates nbd credit card —

 

Description	Amount
Annual Fee	AED 735
Instalment Payment Plan	0.29% to 1.99% flat interest per month
Cancellation Fee	1.05% of the outstanding principal
Overlimit Fee	AED 292.95 per month
International Transaction Fee	1.99%
International Delivery Charge per Credit Card	AED 157.5
Paper Statement Fee	AED 5.25 per month
Sales Voucher Copy Charge	AED 10.5
Supplementary Card Issuance Charge	Free
Minimum Payment Due	5% or AED 100 (whichever is higher)
Credit Shield Pro Insurance	1.04% per month of the outstanding amount
0% Instalment Plan	AED 51.45 per transaction
Cash Advance Fee	3.15% or AED 103.95 (whichever is higher)
Late Payment Fee	AED 241.5 per month
Card Replacement Fee	AED 21
Cheque or Direct Debit Return Fee	AED 105
Duplicate Statement Fee (per copy) – Up to last 3 months or More than 3 months	AED 15.75 or AED 47.25 per month
Secret PIN Issuance Charge	Free
Cash Advance Limit	50% of the credit limit

 

 

Eligibility Criteria for Emirates NBD Visa Flexi Credit Card

To apply for the Visa Flexi credit card, you must meet the following eligibility criteria —

• Minimum Salary — AED 15,000 per month
• Minimum Age — 21 years

 

Documents Required to Apply for ENBD Visa Flexi Credit Card

Here is the list of documents required to apply for the Visa Flexi credit card —

 

• Original Emirates ID
• Passport copy
• Trade licence for self-employed individuals
• Recent 3 months original bank statements
• Recent salary certificate for salaried employees
• Security cheque

 

How to Apply for a Emirates NBD Visa Flexi Credit Card in the UAE?

You can apply for a ENBD Visa Flexi credit card via Policybazaar.ae. This website is a third-party aggregator that offers the best credit cards in the UAE, including the Emirates NBD Visa Flexi credit card, in one place. To get this credit card, fill in our lead form now!

 

 

Others Emirates NBD Credit Cards -

All Emirates NBD Credit Cards to Apply
Emirates NBD Skywards Signature Credit Card	Emirates NBD Dnata Platinum Credit Card
Emirates NBD Skywards Infinite Credit Card	Emirates NBD Manchester United Credit Card
Emirates NBD Visa Infinite Credit Card	Emirates NBD Webshopper Credit Card
Emirates NBD U By Emaar Visa Credit Card	Emirates NBD Go4it Platinum Credit Card
Emirates NBD Mastercard Titanium Credit Card	Emirates NBD Go4it Gold Credit Card
Emirates NBD Visa Platinum Credit Card	Emirates NBD Marriott Bonvoy World Mastercard Credit Card
Emirates NBD Diners Club Credit Card	Emirates NBD Mastercard Platinum Credit Card
Emirates NBD Dnata World Credit Card	Emirates NBD Duo Credit Cards
Emirates NBD Lulu 247 Mastercard Platinum Credit Card	Emirates NBD Lulu 247 Mastercard Titanium Credit Card
Emirates NBD U By Emaar Signature Credit Card	Emirates NBD U By Emaar Family Credit Card
Liv. World Credit Card	Liv. Platinum Credit Card
Emirates NBD U By Emaar Infinite Credit Card	Emirates NBD Etihad Guest VISA Elevate Credit Card

Learn more about the ENBD Visa Flexi credit card through some frequently asked questions next. 

FAQ's About ENBD Visa Flexi Credit Card