FAB Cashback Islamic Credit Card
- Airport Lounge
- Shopping Benefits
- Fuel benefits
- Movie Discounts
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Best credit cards with 0 Annual fee*
- Cashback up to AED 2,000
- Rewards + Welcome Offers
- No Annual Fee
- Travel benefits
- Dining Discounts
- Entertainment Benefits
Credit cards play a prominent role in managing personal and business finances. They also offer the added benefit of earning exclusive rewards upon each transaction.
FAB Cashback Islamic credit card is one of the credit cards that have elevated this experience with a wide range of benefits, including entertainment privileges, travel benefits, dining, and shopping offers. Besides, exceptional cashback gets credited to your account on each transaction.
Discover the full range of benefits and features of the FAB Islamic Cashback card.
What are the Features and Benefits of the FAB Cashback Islamic Credit Card?
We have enlisted all the key features and benefits of the FAB Islamic Cashback credit card below:
Common Benefits of UAE Expats and UAE Nationals
- Get a welcome bonus of AED 500 cashback upon spending AED 5,000 or more within 60 days of card issuance
- Earn a welcome bonus of AED 800 cashback upon spending AED 8,000 or more within 60 days of card issuance
- Exclusive discounts on Halal Dining globally
- Enjoy up to 2 free Costa Coffees at Dubai Airport with an additional 2 items
- 5% cashback on dining and 50% discounts on orders with the Talabat app
- Benefit from 35% on Avis car rental with a President Club membership
- 15% off at Hertz with a Gold Plus Five-star membership
- Free access to airport lounge access across the globe along with a guest
- 2 complimentary airport transfers
- 20% off on Chauffeur services with Careem (get 3 rides each month)
- Get up to 40% off on hotel and flight bookings with MakeMyTrip
- Availability of Umrah packages for the top 2 spenders each quarter
- Access a range of additional perks with your World Mastercard
UAE Nationals and UAE Expats- Special Benefits
| For UAE Nationals | For UAE Expatriates |
|---|---|
|
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Eligibility Criteria for FAB Islamic Cashback Card
You must fulfil the following eligibility criteria to apply for the FAB Islamic Cashback credit card in UAE –
| Eligibility Criteria | Requirements |
|---|---|
| Minimum Salary | AED 5,000 |
| Nationality | UAE National and Expat |
Note: Additional eligibility may apply as per your profile.
Documents Required to Apply for a FAB Islamic Cashback Credit Card in the UAE
Given below is a list of documents required to apply for the FAB Islamic Cashback credit card:
| For Salaried Individuals | For Self-Employed Individuals |
|---|---|
|
|
Note:
- Ensure the documents are original and valid.
- Keep a copy of each document.
- Additional documents may be required by the bank.
Apply for FAB Cashback Islamic Credit Card
Tap here to get redirected to the credit card lead form and apply for a FAB Islamic Cashback card now.
When you apply through our platform, you get to enjoy the following privileges —
- 24/7 customer assistance to resolve all your queries
- Experience a quick and hassle-free application process
- Availability of the ‘Articles’ section to help you access all the information related to your credit card
- Easy-to-navigate website
Furthermore, we have tie-ups with prominent banking institutions across the UAE. This lets you compare multiple credit card options and select the one that best suits your needs!
FAB Islamic Cashback Card: Fees and Charges
Listed below are all the fees and charges associated with the FAB credit card —
| Type of Fee | Charges |
|---|---|
| Annual Fee | AED 300 |
| Murahaba Profit Rate on Retail Purchases | 3.50%* per month |
| Murabaha Profit Rate on Cash Advance | 3.50%* per month |
| International Transaction Fee (AED and Non-AED Currencies) | 2.49%** of the transaction value + 1.15% scheme charges |
| Cheque Returned Fee | AED 210 |
| Issuance of Liability Letter | AED 52.50 |
| Dispute Verification Charge | AED 105 |
| Outstation Cheque Processing Charge | AED 52.50 |
| Minimum Monthly Payment | 5% of the outstanding amount or AED 100, whichever is higher |
| Payment Due Date from Statement Date | 25 days |
| Copies of Transaction Slips | AED 26.25 per transaction slip |
| Statement Reprint Charges | AED 26.25 per statement |
| Cash Advance Fee | 3.15% of the amount of cash obtained with a minimum AED 105 per transaction |
| Accident Takaful Fee (Optional) | Charged per month at 0.26% of the outstanding balance or AED 31.50, whichever is higher |
| Takaful Wallet Shield Fee (Optional) | Charged per month at 0.42% of the outstanding balance |
* For new customers onboarded from September 23, 2024, the Murabaha profit rate will be 3.99% per month for retail purchases and cash advances. Existing customers will retain their agreed profit rate as per the Murabaha sale contract.
**Starting September 23, 2024, the international transaction fee will be 2.61% plus scheme charges of 1.15% for purchases in non-AED or AED currency.
For more clarification on FAB Cashback Islamic credit card refer to our most frequently asked questions!
Frequently Asked Questions
Ans: No, the minimum salary criteria for this card is AED 5,000. In fact, banks across the UAE offer credit cards to those having a salary of AED 5,000 and above.
Ans: The bank charges an amount of AED 52.50 for issuing a liability letter.
Ans: You get a 5% cashback on fuel spending.
Ans: Yes, you have free access to airport lounges globally, along with a guest.
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