Dubai Islamic Bank (DIB), a leading Islamic banking institution in UAE, offers value-driven banking facilities to all its customers. DIB has different types of bank accounts with multifaceted features and benefits like mobile & online banking, free bill payment facility, ...read more
Open bank account instantly with zero maintenance fees
Incorporated in the year 1975, Dubai Islamic Bank (DIB) is an Islamic Bank in Dubai. From the beginning, DIB has remained a customer-centric organization, where customized personal service and honesty form the basis of all relationship. The bank caters comprehensive solutions for any financial need of its valuable customers.
DIB offers a huge range of value-driven banking facilities across the UAE, all in compliance with Shariah principles. Amongst the various products offered by DIB, a bank account is one of its best products. DIB online offers various types of bank accounts such as current accounts, savings account, 2-in-1 accounts, and business accounts to fulfill the various banking need of its customer. Each and every Dubai Islamic Bank Account comes with various amazing features & benefits that help its customer to make the most of their money.
Following are the main features and benefits of the bank accounts offered by DIB:
Dubai Islamic Business Account
From current accounts & savings accounts to 2-in-1 accounts & business accounts, DIB offers a wide range of bank accounts to meet the diversified banking needs of its customer.
For opening a bank account with DIB, the applicant needs to meet the following eligibility criteria as determined by the bank:
DIB Bank Accounts | Minimum Account Balance Required |
---|---|
AI Islami Current Accounts | AED 3,000 |
AI Islami Savings Accounts | AED 10,000 |
AI Islami 2-in-1 Accounts | AED 3,000 |
AI Islami Business Accounts | AED 50,000 |
Policybazaar.ae also offers an untethered, 24x7 customer service that can guide you through the whole process and jump in to help wherever required.
With numerous branches all over the UAE, you can easily visit a Dubai Islamic Bank branch near you and connect with a representative to help you with Dubai Islamic account opening.
The bank representative will share the necessary details and requirements with you along with the application form. Once you submit those details along with the necessary documents, your DIB bank account will be opened.
In order to open a bank account with DIB, the applicant needs to submit the following documents:
DIB Bank Accounts | Required Documents |
---|---|
AI Islami Current Accounts | NA |
AI Islami Savings Accounts | NA |
AI Islami 2-in-1 Accounts | NA |
AI Islami Business Accounts | Valid Passport/Resident Visa (original) |
*Note: Organizations, companies, and government bodies will also need to submit some specific and relevant documents as required by the bank at the time of application (In case of business accounts).
Yes, you can easily and quickly open a DIB bank account online by visiting the official website of the bank.
Yes, all the bank accounts offered by the Dubai Islamic Bank are in compliance with the Shariah principles of the Islamic laws.
No. DIB doesn’t levy any account opening charge on you.
Yes, you need to pay an account closure fee of AED 26.25 for closing a bank account with Dubai Islamic Bank only when the account is closed within one year.
The minimum monthly average balance differs from account to account. Following are the requirements:
AI Islami Current Account | AED 3000 |
AI Islami 2-in-1 Account | AED 10,000 |
AI Islami Savings Account | AED 3000 |
You will need to pay a ‘maintenance fee’ of 26.25 if you fail to maintain the minimum monthly average required by the DIB bank accounts.
No, DIB bank accounts are available in AED as well as USD.
No, you are not required to pay any charges for availing your account’s e-statement as it is complimentary facility provided by the bank to its customers.