Dubai Islamic Bank Johara Platinum Credit Card

The Dubai Islamic Bank is more than an Islamic Bank organization; it is also a pioneer of Sharia-compliant banking principles. As the first Islamic Banking organization to open its doors in the UAE, Dubai Islamic Bank has faithfully spread the message of interest-free banking at home and across the globe. Dubai Islamic Bank credit cards offer innovative banking practices and liberal amounts of rewards to its cardholders.

With a Johara Platinum Dubai Islamic Bank credit card in their wallet, cardholders can enjoy lifestyle and travel rewards alike. The Johara Platinum Dubai Islamic Bank card is a modestly priced, interest-free and Shariah-compliant card that can be used for domestic and international spending as per the cardholder’s requirements.

Features & Benefits of Dubai Islamic Bank Johara Platinum Credit Card

The list of DIB card features and Johara Platinum Dubai Islamic Bank credit card benefits are given below:

Security

The Johara Platinum Dubai Islamic Bank credit card offers Chip & Pin security – a credit card security protocol that employs microchips to prevent fraud. Every such card carries a distinct microchip that is very difficult to replicate.

Credit Shield

Also offered to owners of the Johara Platinum Dubai Islamic Bank credit card is the Credit Shield Takaful. Credit Shield is a form of Takaful that protects the cardholder from liability towards card payments in the event that they suffer a permanent total disability, loss of employment or death.

Global Connectivity

The Johara Platinum Dubai Islamic Bank credit card offers connectivity across the globe, thanks to Visa. As a Visa Platinum card, the Johara Platinum Dubai Islamic Bank credit card members also receive various benefits from the payment giant.

Supplementary Cards

Members of the Johara Platinum Dubai Islamic Bank credit card can request for supplementary cards for their family members. A supplementary Johara Platinum Dubai Islamic Bank credit card offers access to the primary card’s credit limit and is issued completely free of charge.

Benefits of Dubai Islamic Bank Johara Platinum Credit Card

The Johara Platinum Dubai Islamic Bank credit card benefits have been summarized in the list below:

Wala’a Rewards

The Dubai Islamic Bank rewards program is known as Wala’a Rewards and Johara Platinum Dubai Islamic Bank credit card members are automatically enrolled into it when the card is issued. Cardholders can earn free travel bookings, shopping vouchers and more as explained in the following section.

Travel Insurance

This Dubai Islamic Bank credit cards offer free travel insurance to cardholders. The complimentary travel insurance policy includes personal accident, travel inconvenience, medical emergency and accidental death cover, amongst its many other offered services.

Roadside Assistance

Also included with the Johara Platinum Dubai Islamic Bank credit card is complimentary roadside assistance. The complimentary vehicle protection plan offers unlimited servicing and up to 3 passes for the following service every year:

1. Towing,
2. Fuel delivery,
3. Tyre change,
4. Battery-boosting,
5. Car replacement and more.

Purchase Protection

Cardholders are protected against damage, loss and theft of any new purchase that is made with their Johara Platinum Dubai Islamic Bank credit card. The purchase protection service is applied automatically and covers damage or loss for up to 60 days from the date of the purchase. The covered amount per incident is US $3,000.

Dubai Islamic Bank Johara Platinum Credit Card Rewards & Offers

Given below is the complete information on Wala’a Rewards points earning and on the many Johara Platinum Dubai Islamic Bank credit card offers:

Dubai Islamic Bank Johara Platinum Credit Card
Wala'a Rewards	Offers
Johara Platinum Dubai Islamic Bank credit card members earn 4 Wala'a Rewards for every AED 1 of expense on retail purchases.	Cardholders can avail of promotions and discounts on dining, lifestyle, shopping and other expenses as seen on the ADIB credit card offers page.
Owners of the Johara Platinum Dubai Islamic Bank credit card may redeem their Wala'a Rewards for complimentary flight tickets, hotel reservations, retail shopping vouchers and to make utility bill payments.

(Updated on April 2019)

Best Platinum Islamic Credit Card in UAE

Dubai Islamic Bank Johara Platinum Credit Card Eligibility & Fees

The Johara Platinum Dubai Islamic Bank credit card eligibility requirements and system of fees have been explained in the table below:

Dubai Islamic Bank Johara Platinum Credit Card
Eligibility	Fees
The minimum age for Johara Platinum Dubai Islamic Bank credit card eligibility is 21 years.	Annual Membership Fee: No fee
The Johara Platinum Dubai Islamic Bank credit card minimum salary requirement is of AED 10,000 every month.	Monthly Subscription Fee: AED 600
Johara Platinum Dubai Islamic Bank credit card applicants need to have UAE residency.	Late Fee: AED 236.25 (donated to a charity)

(Updated on April 2019)

Additional Benefits of Dubai Islamic Bank Johara Platinum Credit Card

Some of the other additional Johara Platinum Dubai Islamic Bank credit card benefits are:

ADIB Online

Members of the Johara Platinum Dubai Islamic Bank credit card may access their account remotely via the ADIB online banking platform. The online portal is encrypted to ensure secured banking.

ADIB EPP

The Johara Platinum Dubai Islamic Bank credit card offers access to various monthly instalment plans known as the ADIB Easy Payment Plan. Cardholders may avail of their ADIB EPP at select merchants to convert purchases into smaller instalment based payments.