Emirates Islamic Emarati Credit Card

Emirates Islamic Emarati credit card brings you a world of exclusive benefits. You can enjoy exclusive rewards such as EI Smart Miles on local and international spending, complimentary valet parking services, and access to luxurious airport lounges.

Additionally, you get discounts on dining, shopping, and travel, ensuring a quality lifestyle experience. Equipped with security features, the Emarati Credit Card also ensures that your transactions are safe from any fraudulent activities.

 

 

What are the Features and Benefits of the Emirates Islamic Emarati Credit Card?

When you get the Emirates Islamic Emarati credit card in the UAE, you can access the following benefits —

 

• EI Smart Miles worth up to AED 750 (offer validity: till 14th August 2024)
• Redeem earned EI Smart Miles on travel, instant purchases, or online purchases
• Free lounge access at 1,000+ airport lounges across the globe
• 2 free valet parking facilities every month at select locations across the UAE
• Redeem EI Smart Miles on any retail transactions — including local and international purchases — without any blackout dates
• Easy exchange of EI Smart Miles with Emirates Skywards, Etisalat Smiles Points, Intermiles, or U By Emaar points
• Redeem earned points on 180,000 hotels and 300 airlines globally or get gift vouchers
• Free Sharjah Ladies Club and Dubai Ladies Club access
• 50% discount on Talabat food orders
• ‘Buy 1 Get 1’ on Roxy Cinemas ticket offers for Platinum tier members — twice a month.
• Up to 4 free supplementary credit cards without any AMF for family members
• Travel insurance of up to USD 500,000 for free
• USD 25 credit for food and beverages at more than 900 hotels across the globe with Visa Luxury Hotel Collection
• Free 24/7 global concierge service
• Other top Emirates Islamic Emarati credit card benefits include Easy Payment Plans, Balance Transfer, and a 3D Secure feature for safe online shopping 

 

 

Eligibility Criteria for Emirates Islamic Emarati Credit Card

Given below are the general eligibility criteria for the Emirates Islamic Emarati credit card in the UAE —

 

Eligibility Criteria	Requirements
Age	At least 21 years old
Monthly Salary	AED 12,000 or more
Nationality	UAE national or expat
Employment Status	Salaried or self-employed individual
credit Score	As per your profile and the bank’s requirements

Note: The bank may have other eligibility criteria as well. Check the same before starting your application.

 

Documents to Apply for the Emirates Islamic Emarati Credit Card

The bank requires the following documents for the card application process —

 

• Emirates ID
• Passport
• Residence visa (applicable to expatriates)
• Salary certificate (for salaried employees)
• Trade Licence (for self-employed individuals)
• Latest 3-6 months’ bank account statement
• Security cheque

Note

• All the documents must be valid
• Keep both the originals and copies of all documents handy.
• You may have to submit additional documents as per the bank’s requirements.

 

 

How to Apply for the Emirates Islamic Emarati Credit Card via Policybazaar UAE?

Here’s how you can easily apply for the Emirates Islamic Emarati card online through our digital platform —

 

1. Visit our official website — policybazaar.ae.
2. Click on ‘Banking Products’ and select ‘Credit Cards in UAE’.
3. Locate the lead form and fill it out.
4. Submit it to view the relevant credit card quotes page.
5. Find the Emarati credit card from the list.
6. Hit the ‘Apply Now’ button and proceed with the on-screen instructions.

 

Emirates Islamic Emarati Credit Card: Fees and Charges

Tabled below are the major fees and charges of the Emirates Islamic credit card —

 

Type of Fee	Charges
Annual Fee	Nil
Profit Rate	3.39%
Retail Interest	1.84%

Get answers to some of the most frequently asked questions related to the Emirates Islamic Emarati credit card in the next section!

 

 

Other Emirates Islamic Credit Cards -

Apply Other Emirates Islamic Credit Cards
Emirates Islamic RTA Card	Emirates Islamic Cashback Credit Card
Emirates Islamic Flex Elite Credit Card	Emirates Islamic Etihad Guest Platinum Credit Card
Emirates Islamic Cashback Plus Credit Card	Emirates Islamic Skywards Infinite Credit Card
Emirates Islamic Etihad Guest Saqer Credit Card	Emirates Islamic Skywards Signature Credit Card
Emirates Islamic Etihad Guest Premium Credit Card	Emirates Islamic Flex Credit Card
Emirates Islamic Skywards Black Credit Card	Emirates Islamic Etihad Guest Ameera Credit Card

 

Frequently Asked Questions