Emirates NBD Beyond Current Account

Emirates NBD is one of the leading and best-performing financial solutions providers in the UAE. The bank operates in more than 13 countries while serving over 14 million customers across the globe. The bank offers outstanding banking products such as bank accounts, fixed deposits, loans, mortgages, credit cards and more for both individual and corporate clients. 

Beyond Current Account is one of the current bank accounts offered by Emirates NBD Bank. The bank account comes with a unique set of features and benefits with an easy account opening process for the account holders. Let us go ahead and know more about why you must consider opening an Emirates NBD Beyond Current Account, followed by the eligibility criteria and documents required.

Features and Benefits of Using Emirates NBD Beyond Current Account

Here are the major features and benefits of opening an Emirates NBD Beyond Current Account.

1. Minimum Monthly Balance

Emirates NBD Beyond Current Account comes with a minimum monthly balance requirement of AED 100,000. The account holders need to maintain the minimum average monthly balance in their bank accounts to be eligible to earn interest. If any of the account holders fail to maintain the minimum balance of AED 3000, they need to pay a fall below fee based on the fee structure provided by the bank.

2. Minimum Monthly Income

Emirates NBD Beyond Current Account comes with a minimum income requirement of AED 15,000. The account holders need to transfer this amount of salary to their bank account every month to keep their bank account active.

3. Initial Deposit

Emirates NBD Beyond Current Account comes with no initial deposit requirements for the account holders. They can open their bank account without depositing any amount.

4. Free Chequebook

Emirates NBD Beyond Current Account offers a free chequebook for the account holders to help them easily withdraw funds from their bank accounts.

5. Free Teller Transactions

Emirates NBD Beyond Current Account enables account holders to make unlimited teller transactions.

6. Local and International Remittances

Emirates NBD Beyond Current Account offers unlimited local and international remittances for the account holders.

7. Free Entertainer Booklet

Emirates NBD Beyond Current Account provides a free entertainer booklet worth AED 50,000 for the account holders.

8. Online Banking

Emirates NBD Beyond Current Account enables account holders to access their finances easily by simply logging into their online banking accounts. With this service, they can make easy fund transfers and pay bills, loan EMIs and more in just a few clicks.

9. Mobile Banking

Emirates NBD offers a mobile app for its customers. Emirates NBD Beyond Current Account members can register themselves on this app and have all the banking services right at their fingertips. With this app, the account holders can access their funds anytime and make fund transfers with great ease.

Why Open Emirates NBD Beyond Current Account?

Here are a few major reasons why you must consider opening an Emirates NBD Beyond Current Account.

1. Attractive Interest Rates

Emirates NBD Beyond Current Account comes with attractive interest rates for the account holders to help them increase their savings in no time.

2. Free ATM Cash Withdrawals

Emirates NBD Beyond Current Account allows account holders to make free local and international ATM withdrawals to help them easily access their funds as and when required.

3. Discounts on Loans

Emirates NBD Beyond Current Account offers an attractive discount of up to AED 8,000 on credit cards and loans for the account holders.

4. Easy Account Opening Process

Emirates NBD has an easy account opening process and lets applicants open this bank account without hassle.

5. Full-time Help and Support

Emirates NBD offers full-time help and support for its Beyond Current Account members. They can call the helpline anytime to find answers to their queries.

Eligibility Criteria to Open an Emirates NBD Beyond Current Account

Here are the eligibility criteria for opening an Emirates NBD Beyond Current Account.

  • All UAE residents are eligible to open an Emirates NBD Beyond Current Account.
  • The applicants must meet the minimum monthly income and balance requirements.

Documents Required for Opening an Emirates NBD Beyond Current Account

Here is the list of documents required to open an Emirates NBD Beyond Current Account.

Categories Documents
UAE Nationals Identification documents – 
  • Original Emirates ID
  • A copy of Emirates ID
  • A copy of the passport
Any one of these documents in case of Salary Transfer – 
  • Copy of Employee ID
  • Last three months electricity bills
  • Latest Salary Letter
  • Copy of Labour Card
  • Copy of employment visa page from the passport
Residents Identification documents – 
  • Original Emirates ID
  • A copy of Emirates ID
  • A copy of the passport
Any one of these documents in case of Salary Transfer – 
  • 3 Months Payslips
  • Valid Salary Transfer Letter
  • Consolidated letter from HR for bulk accounts
  • Copy of Appointment Letter
  • Bank statement with last month salary credit transaction
Non-Residents Identification documents – 
  • Original passport
  • A copy of passport with visa page
Any one of these documents-
  • Utility bills – not more than three months old
  • Bank statements - not more than three months old
  • Reference letter from the bank in the home country validating the relationship
  • Residential address proof as per the home country bank records
see more

How to Apply for an Emirates NBD Beyond Current Account?

Here are a few simple ways of opening an Emirates NBD Beyond Current Account.

1. Visit the Bank’s Website

The applicants can open an Emirates NBD Beyond Current Account by simply visiting the bank’s official website and filling out the online application form. They need to submit the required documents with the form on the website. Once done, the bank representative will contact the applicant and if all the documents are in place, the bank account will be opened in two business days.

2. Visit the Bank’s Branch

The applicants can also visit one of the nearest branches of the bank to open an Emirates NBD Beyond Current Account. They need to carry all the essential documents with them and submit them with the application form at the branch.

3. Online Banking

The existing bank account holders can log in to their Emirates NBD online portal and place a request for opening a Beyond Current Account. The bank representative will contact the applicant and help in opening their desired bank account.

4. Mobile Banking

The existing bank account holders can also install Emirates NBD Bank’s mobile app from their preferred app store and log in to this app to place a request for opening an Emirates NBD Beyond Current Account. The applicants can upload their documents through the mobile app itself.

5. Our Website

The applicants can also visit our website and go to the bank accounts section to open an Emirates NBD Beyond Current Account. They can also call our helpdesk to know more about their chosen bank account. Our experts will explain the features, benefits, eligibility criteria and more to help them open a bank account with great ease.

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