Emirates NBD Current Account

Enjoy unlimited deposits and withdrawals, free chequebooks, and convenient online and mobile banking services with the Emirates NBD current account. This account supports multiple currencies, caters to global banking needs, and provides access to a vast ATM network.

Emirates NBD's current account opening comes with the freedom of personalisation and flexibility topped with privileges that simplify everyday banking.With two types of current accounts to choose from, you can be sure of finding banking solutions that align with all your individual and business banking requirements.

Types of Emirates NBD Bank Current Accounts Online

We will first take a look at the types of Emirates NBD current accounts and their key features —

Standard Current Account Special Current Account 
  • Option to open account in AED, USD, GBP, CAD, AUD, SGD, KWD, JOD, QAR, SAR, BHD, or OMR
  • Complimentary first chequebook
  • No account opening fees
  • Anyone can apply
  • Open an Emirates NBD Bank account in AED or USD
  • Complimentary debit card for AED account
  • Up to 10 complimentary teller transactions per month
  • Free first chequebook
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Benefits of ENBD Current Bank Account Opening

Once you open a new Emirates NBD bank account, you can enjoy the following general benefits -

  1. Access to chequebook facility
  2. Complimentary debit card
  3. Option to open accounts in foreign currencies
  4. Lightning-fast 60-second transfers with DirectRemit
  5. No fees for account opening
  6. Interest on multi-currency salary transfers

Emirates NBD Debit Card

Eligibility Criteria for Emirates NBD Current Account Opening

To be eligible to open a bank account with Emirates NBD, you must meet certain criteria. Here are the general Emirates NBD account opening requirements  —

  1. Individual UAE residents (salaries & non-salaried)
  2. You must be at least 18 years old

Note: The minimum monthly balance criteria of the chosen account must also be fulfilled.

Documents Required to Open an Emirates NBD Bank Current Account

To initiate Emirates NBD bank account opening online or offline, you need to submit these general documents —

  • Emirates ID (original and copy)
  • Passport copy 

For a salary transfer account —

  • Copy of Employee ID
  • Labour Card copy 
  • Latest salary letter

Note: The bank, at its discretion, may require you to submit some additional documents.

Current Account in UAE

How to Open a Bank Account in the UAE Online?

With Policybazaar.ae, you can easily open a bank account from the comfort of your home. 

Here’s how you can get a bank account online through our platform —

  • On policybazaar.ae, click on ‘Bank Accounts’.
  • Enter the details asked in the form.
  • On submitting it, you will get all the relevant bank account quotes. 
  • Compare these bank accounts from the top banks side by side.
  • Apply for the one that you find suitable.

FAQs

Q. Is it necessary to transfer my salary into a Standard Current Account with Emirates NBD?

Salary transfers are optional for Emirates NBD current accounts. However, if you choose the salaried account variant, you will be required to necessarily transfer your monthly salary.

Q. Do I have to maintain a minimum balance in my Emirates NBD Current Account?

Yes, a minimum balance of AED 3,000 per month is required to avoid the fall below charges.

Q. What are the ways to access my Emirates NBD Current Account?

You can access your bank accounts through any of these three ways- through phone banking, ATMs, and online banking.

Q. Will I receive a complimentary debit card with any Emirates NBD Current Account opening?

Yes, Emirates NBD current accounts come with a free debit card.

Which free banking services are offered upon opening a Standard Current account at Emirates NBD?

You can get your first chequebook for free and make up to 10 free teller transactions every month.

Can I open an ENBD Special Current account in GBP currency?

No, you can open a Special Current account only in AED and USD currency.

I’m a self-employed individual seeking to open a current account at ENBD. Which documents do I need to submit for application verification?

You will be required to submit the following set of documents:

  • Emirates ID of All Owners/ Directors/ Signatories
  • Passport of All Owners/ Directors/ Signatories
  • Memorandum of Association
  • Trade Licence
  • Board Resolution

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