Emirates Skywards DIB Infinite Credit Card

According to Global Media Insight survey, more than 88% of the total UAE population is made up of expatriates from more than 200 countries across the globe. And this expatiate population often flies out to the UAE. In fact, a survey report reveals that more than 67% of the expat population flies to their home countries at least once each year.

Given the fact that fairly large expat population of the UAE takes at least 1 international flight every year, Dubai Islamic Bank (DIB) has collaborated with Emirates Skywards to offer the benefits laden cobranded, Emirates Skywards DIB Infinite Credit Card. DIB is one of the largest and leading Islamic banking institution, and Emirates Skywards is the region’s best and one of the most sought after frequent flyer programs.

Ideal for business jetsetters and leisure travellers alike, Emirates Skywards DIB Infinite Credit Card ensures multiple benefits and rewards for the card members. The card provides card members with benefits such as extra baggage allowance, complimentary seat selection, complimentary airport lounge access, room upgrades, exclusive dining discounts, free valet parking, and much more. Quite obviously, this card remains one of the bestselling credit cards in the UAE region.  

Features & Benefits of the Emirates Skywards DIB Infinite Credit Card

Emirates Skywards DIB Infinite credit card comes packed with a wide range of benefits and features to ensure maximum savings for the card members. With its multiple, ground-breaking features and benefits, this card make it easy to understand why it is one of the most popular credit cards in the UAE region.

Let’s look at some of the key features and benefits of the Emirates Islamic Skywards Infinite Credit Card:

Airport Lounge Access

The cardholder as well as one accompanying guest can enjoy the free access to more than 850 airport lounges globally through LoungeKey.

Access to Emirates Skywards Silver Membership

Card members are provided with Emirates Skywards Silver membership. With this, they will be eligible to avail a wide range of travel perks and privileges such as:

• The cardholders will get Skywards Miles as a bonus when they fly with Emirates.
• The card members are provided with extra baggage allowance of 12kg over & above that is already mentioned in their flight ticket.
• Members of this DIB credit card can enjoy Emirates lounge access at the Dubai International Airport.
• The card members can also get free seat selection when they fly with Emirates.

Health Club Benefits

With this DIB Credit card, the card member can get access to the Emirates Towers Health Club and utilizes its amazing facilities at any day or any time as per their convenience.

Visa Luxury Hotel Offers

Emirates Skywards DIB Infinite Credit Card provides its card members an access to VISA privileges at more than 900 luxury hotels worldwide at preferential rates. VISA hotel privileges offered by Emirates Skywards DIB Infinite Credit Card include:

• Complimentary FnB vouchers worth US$25
• Early Check-ins and Late Check-outs
• Preferential prices
• Free Room Upgrades
• Free Internet
• Free Breakfast
• VIP Guest Status

Free Valet Parking

Emirates Skywards DIB Infinite Credit Card members can also get to enjoy 4 complimentary valet parking services each month across the UAE region. Listed below are the select locations across Dubai and Abu Dhabi where the card member can enjoy this free service: 

• Wafi City, Dubai
• American Hospital, Dubai
• Oasis Centre, Dubai
• Ibn Battuta Mall, Dubai
• Dubai Courts
• Dubai International Airport - Terminal 1 & 3
• Yas Mall, Abu Dhabi
• Marina Mall, Abu Dhabi
• Khalidiya Mall, Abu Dhabi

0% Easy Payment Plan with Emirates

The cardholders are provided with the 0% easy payment plan facility where they can buy Emirates tickets to any destination on the official website of Emirates using this DIB credit card and convert the transaction into monthly instalments at 0% profit rate.

International Concierge Services

This DIB credit card enables its cardholders to enjoy the best customer service any time, any day of the week wherein they will have access to a wide range of services such as hotel reservations, limousine transfers, flight booking, and much more via a dedicated numbers of global toll-free numbers.

Complimentary Travel insurance

With the Emirates Skywards DIB Infinite Credit Card, the cardholder can enjoy an insurance cover a maximum of 1 Million USD on local as well as international trips that includes medical expenditures, lost or stolen money or baggage, delayed departure, legal expenses, personal liability, repatriation/hospital expenditures.

Roadside Assistance

The cardholder can enjoy one additional Roadside Assistance on the charge of upgrade fee. However, this service is capped at 3 times in one year.

Balance Transfer Facility

Emirates Skywards DIB Infinite Credit Card provides the balance transfer facility which enables the cardholders to transfer their other bank’s credit card outstanding balance to this card at low profit rate. With this, the card members can save more on unnecessary charges with no documentation needed.

Medical and Legal Referral

Emirates Skywards DIB Infinite Credit Card members get access to exceptional medical and legal assistance at any time anywhere. The medical and legal referral services offered by the Emirates Skywards DIB Infinite Credit Card include:

• Telephonic Medical Advice
• Medical Referral
• Pre and Post hospitalization Care
• Delivery of medicine as well as equipment
• Medical evacuation
• Repatriation
• Dispatch of physician
• Legal referral
• Interpreter referral

Purchase Protection

This DIB credit card safeguards the purchases against accidental damage and theft for the duration of one year.

Global Customer Assistance Services (GCAS) 

Emirates Skywards DIB Infinite Credit Card doesn’t only ensure exclusive privileges but also ensure complete peace of mind for the card members with its innovative global customer assistance services in unfortunate events. These value-added services include:

• Emergency Card replacement
• Lost or stolen card reporting
• Emergency cash disbursement

Extended Warranty

This DIB credit card provides its cardholder an extended warranty on their purchases which automatically doubles the manufacturer’s warranty for a maximum of one year against mechanical breakdown or new electrical household items.

Cash Withdrawal

Card members are allowed to withdraw cash a maximum of 80% of the available credit limit anywhere across the globe in times of financial needs. In addition to this, they can also transfer cash immediately from their card to the DIB account through online banking.

Visa PayWave

The Emirates Skywards DIB Infinite Credit Card is enabled with the Visa payWave technology that enables the cardholders to shop safely and securely. All they just need to hold this DIB credit card in front of the card reader at the checkout counter. Then, their transaction will be processed within a matter of few seconds only.

Chip and PIN Security

The Emirates Skywards DIB Infinite Credit Card comes with an embedded micro chip that provides extra security against duplication of the card. It also requires an extra layer of security in the form of personal identification number. Meaning that, you will be required to enter a four digit PIN on the terminal for completing the transaction at merchant outlets.

Payments

Card members can make the Emirates Skywards DIB Infinite Credit Card payment using any of the below-mentioned payment gateways:

• Online banking
• Phone banking
• Account transfers
• Bank branches
• DIB cash and Cheque Deposit Machines

Emirates Skywards DIB Infinite Credit Card Rewards & Offers

Following are the rewards and offers that the cardholder can avail using this DIB Credit Card:

Skywards Miles as a Bonus

Emirates Skywards DIB Infinite Credit Card members can earn a maximum of 75,000 Bonus Skywards Miles. These miles are provided to the cardholders upon the card activation, eligible spends and a balance transfer.

• 25000 Bonus Skywards Miles upon the activation of the card.
• 25,000 Bonus Skywards Miles when the card member spends worth USD 20,000 or more in the first 4 credit card transactions.
• 25000 Bonus Skywards Miles upon balance transfer.

Skywards Miles Reward Program

Members of the Emirates Skywards DIB Infinite Credit Card is entitled to the reward program where they can earn Skywards Miles for every equivalent USD spent across all categories. And then, they can spend the accumulated miles with Emirates and a wide range of selected partners to make their travel more rewarding. Listed below is the reward rate for Emirates Skywards DIB Infinite Credit Card members:

• The card member can earn 2 Skyward Miles on all Emirates spends.
• The card member can earn 1.5 Skyward Miles on all foreign currency spends.
• The card member can earn 1 Skyward Mile on all local currency spend.

Exclusive Dining Offers

Members of this DIB credit card can avail a discount of 25% on online orders made through Zomato all over the UAE. In order to avail this exclusive dining discount, the card member can use the DIBEK- promo code at checkout.

Eligibility Criteria to Apply for Emirates Skywards DIB Infinite Credit Card

Listed below are the eligibility criteria requirements for Emirates Skywards DIB Infinite Credit Card:

Minimum Salary Requirement	AED 35000
Residential Eligibility	UAE residence Visa

Fees and Charges on Emirates Skywards DIB Infinite Credit Card

Check out the schedule of charges for Emirates Skywards DIB Infinite Credit Card:

Fees and Charges	Amount
Annual Membership Charges	AED 2625
Cash Advance Charges	AED 94.50
Late Payment Charges	AED 236.25
Card Replacement or Reissuance Charges	AED 52.50
Duplicate Statement Charges	AED 47.25
Sales Voucher Copy	AED 26.25
Returned Cheque Fee	AED 105
Outstation Cheque Processing Fee	AED 52.50
Upgrade Charges	AED 288.75
Credit Shield Takaful Charges	0.94%
International Usage Charges (Non AED)	2.26%
International Usage Charges (AED)	2.09%
Annual Membership Fee for Internet and Supplementary Cards	Free
Payment Via DIB Cheque	Free
Liability Letter Issuance	AED 52.50
Profit Rate on Easy Payment Plan/Balance Transfer/ Cash on card	A maximum of 3.15% per month

(Updated as of October 27, 2020)

Frequently Asked Questions on Emirates Skywards DIB Infinite Credit Card

Q1: How many free valet parking services can I avail in a month?

Ans: You can enjoy 4 complimentary valet parking services each month across the UAE region.

Q2: Can a guest accompanies the primary card member at the airport lounge?

Ans: Yes, one guest can accompany the primary member of this DIB credit card to the airport lounge at no cost.

Q3: What is the minimum monthly income required to be eligible for the Emirates Skywards DIB Infinite Credit Card?

Ans: The applicant must have a minimum monthly income of AED 35,000 to be eligible for this DIB credit card.

Q4: When will I receive the Bonus Skyward Miles?

Ans: The bonus Skywards Miles will be credited into your account within just 48 hours of the activation of the card.

Q5: Can supplementary card members also earn Skywards Miles?

Ans: Yes, supplementary card members can earn skywards miles and they will be credited to the Emirates Skywards account.