Established in 2016, First Abu Dhabi Bank is one of the best-performing banks in the UAE. The bank is popularly known as FAB among people. With a huge customer base, the First Abu Dhabi Bank operates in over 19 countries across the globe.
FAB offers a broad range of credit cards with amazing features and benefits. With these credit cards, the cardholders can earn a considerable amount of reward points and can redeem them later to make purchases.
FAB Credit Cards offer various additional features to make card usage convenient for cardholders. These features include cash loans, balance transfers, easy installment plans, and much more. The set of benefits varies from card to card.
Let us understand how FAB balance transfer credit cards work and how can we get the best out of them. In addition, we will let you know the eligibility criteria and documents required to apply for these credit cards.
Best FAB Balance Transfer Credit Cards in UAE
Balance transfer in credit cards helps you consolidate your multiple credit card outstanding balances and repay them in easy installments. Not all FAB credit cards offer this feature. Here is the one that does.
This is a unique FAB Credit Card with a balance transfer feature and comes with a minimum monthly income requirement of AED 8,000. Here are the features and benefits of a credit card.
Features & Benefits of FAB Al-Futtaim Platinum Credit Card
Easy Payment Plan (EPP): FAB Al-Futtaim Platinum Credit Card comes with an EPP feature to make easy purchases at AI-Futtaim stores. With this feature, the cardholders can easily convert their bills into monthly installments at a zero percent interest rate.
AI-Futtaim Stars Rewards: FAB Al-Futtaim Platinum Credit Card members can earn 10 FAB reward points for every AED spent. The cardholders can use these reward points to shop at AI-Futtaim stores or convert them into Etihad Guest Miles, Skywards Miles from Emirates, etc.
Movie Ticket Offers: FAB Al-Futtaim Platinum Credit Card members can get a maximum of 4 discounted movie tickets every month at just AED 20 each on weekends and AED 15 each on weekdays at Oscar Cinemas, REEL Cinemas, and Cine Royal.
Shop Smart Offer: FAB Al-Futtaim Platinum Credit Card members can enjoy up to 10 percent cashback for the entire year at top global online stores.
MasterCard Offers: FAB Al-Futtaim Platinum Credit Card members can enjoy a broad range of exclusive deals and discounts on sports, shopping, dining, entertainment, tickets, hotels and attractions via MasterCard Priceless Arabia.
Airport Transfers and Lounge Access: FAB Al-Futtaim Platinum Credit Card members can avail of two annual airport transfers at AED 40 for service within the city. Additionally, the cardmembers can enjoy complimentary access to multiple airport lounges across the globe.
Credit Shield Plus: With FAB Al-Futtaim Platinum Credit Card, the cardholders can get coverage against the payments that they can’t make in the event of unforeseen circumstances, including loss of employment, disability, illness or death.
Careem Ride: FAB Al-Futtaim Platinum Credit Card members can enjoy a 20 percent discount on the first three Careem rides every month. The new cardholders can enjoy the first ride for free.
Stolen & Lost Card: FAB Al-Futtaim Platinum Credit Card members can block their card immediately in case their card gets lost or stolen.
Purchase Protection: With FAB Al-Futtaim Platinum Credit Card, members can enjoy worldwide protection against loss or damage caused to the goods purchased using this credit card.
Discounts at Al-Futtaim Stores: The FAB Al-Futtaim Platinum Credit Cardholders can enjoy exclusive deals and discounts at AI-Futtaim stores and showrooms.
Balance Transfer Benefits of FAB Al-Futtaim Platinum Credit Card
Balance Transfer Benefits: FAB Al-Futtaim Platinum Credit Card members can transfer their outstanding amount from an external credit card to their FAB credit card. They can then repay this balance by converting it into 12 monthly installments at a zero percent interest rate.
Eligibility Criteria to Apply for FAB Balance Transfer Credit Cards in UAE
Here are the eligibility criteria to apply for FAB Balance Transfer Credit Cards.
The applicants must be 21 years of age or above.
All UAE nationals and expats are eligible to apply for FAB Balance Transfer Credit Cards.
The minimum salary requirement to get FAB Al-Futtaim Platinum Credit Card is AED 8,000.
Documents Required to Apply for FAB Balance Transfer Credit Cards
Here are the documents required to apply for FAB Balance Transfer Credit Cards.
Passport with Residency Visa– Original and a Copy
Emirates ID – Original and a Copy
Bank Statement with the salary credit transaction (of last three months) – Original and a Copy
Trade License for self-employed employees – Original and a Copy
One of these address proofs – Contract of Tenancy, Emirates ID, Utility Bill
Salary Transfer Letter/Appointment Letter (showing designation and annual income) – Original and a Copy
How to Apply for a FAB Balance Transfer Credit Card in UAE?
Here are the simple ways to apply for a FAB Balance Transfer Credit Card.
Visit the Website: The applicants can go to the First Abu Dhabi Bank’s website and apply for their preferred FAB Credit Card in the credit cards section. They need to fill up the application form and upload it with all the essential documents to submit the application.
Visit a Branch: The applicants can also visit the nearest branch of FAB with all the documents required and apply for their desired First Abu Dhabi Bank Credit Card.
Online Banking: If the applicant is an existing FAB customer, they can log in to the online banking portal with the provided credentials and apply for their preferred FAB Credit Card.
Phone Banking: The applicants can also apply for their chosen First Abu Dhabi Bank Credit Card by calling the bank’s helpline number.
Contact Us: The applicants can also visit our website or contact our experts to find the best-fit credit card based on their financial preferences. Our representatives will explain the benefits of every credit card and take the applicants through the entire application process.
Top Bank's Credit Cards That Offer Balance Transfer in UAE
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