First Abu Dhabi Bank with its tailor-made banking products and services aims to cater to the customized financial needs of its clients. It is one of the largest institutions in the UAE and also one of the safest and largest institutions in the world. FAB credit cards are among the extensive range of banking products and services that are in the market to cater to different customized needs of the customers.
The FAB du Platinum Credit Card is one of the many cards offered by the bank. It provides numerous perks across lifestyle, travel, and protection to the cardholder. They have numerous rewards in-line for the cardmembers such as a 10% discount on the auto payment of du bills, 3x reward points for all the du purchases, and much more.
Below detailed are the numerous features and benefits of du Platinum Card by FAB:
The cardmember can enjoy a complimentary 1-year balance transfer service to his or her new FAB du Platinum credit card. This service helps one in consolidating their existing credit card outstanding balances onto one card.
The following are the exclusive travel benefits offered to the holders of FAB du Platinum Credit Card:
The FAB du Platinum Credit Card comes with MasterCard’s contactless payment feature. With this feature, the cardholder can simply tap and go at any terminal that displays the symbol for contactless payment. This feature turns out to be extremely useful at places where speed is required such as fast-food restaurants, petrol stations, convenience stores, and cafes.
The cardholder can enjoy global purchase protection for the purchases made on the FAB du Platinum Credit Card.
Cardmembers, in case of cash emergencies, can access funds with the 24-hour emergency cash advance service offered by FAB that is available at numerous locations across the world.
The following are the numerous rewards and offers that a du Platinum cardholder can enjoy with this FAB card:
The FAB du Platinum Credit Card offers the cardholder numerous unique telecom benefits. These exclusive privileges include:
The cardholder can choose the loyalty program that he or she wishes to apply for from the following:
Cardmembers can earn three times the benefits on their du transactions when opting for the first option among the available loyalty program options. When they choose the option to earn First Reward Points on their transactions, they can earn 3x First Rewards points on the payments of du bills, recharges, or any purchases.
The cardholder can now pay less for more with the FAB du Platinum Credit Card. The accumulated First Reward Points can be redeemed against the du bills along with AADC, ADDC, SEWA, RTA, and DEWA.
All the movie enthusiasts holding a FAB du Platinum Credit Card can enjoy up to 4 movie tickets in a month from AED 15 on weekdays and from AED 20 on weekends, at the following cinemas:
The cardmember can get a cashback of up to 10% all year round at the leading online stores across the globe with the FAB du Platinum Credit Card. They simply need to register on the official website of shop smart and save with every purchase made at their online favorite online stores with the platform of Shop Smart.
MasterCard cardholders can enjoy a unique selection of numerous offers that are specially curated for them. These offers vary across various spending categories such as shopping, sports, entertainment, tickets, attractions, and hotels.
The table below details the various fee and charges on du Platinum Credit Card offered by FAB:
Fee and Charges | Amount |
---|---|
Annual Membership Fee |
N/A |
Supplementary Annual Membership Fee |
N/A |
Retail Purchase Interest Charges |
Up to 3.50% monthly |
Cash Advance Interest Charges |
3.50% monthly |
Fee for Cash Advance |
3.15% of the total amount of cash obtained (a minimum fee of AED 105 for every transaction) |
International Transaction Charges |
2.05 % of the transaction amount and scheme charges |
Card Replacement Charges |
AED 78.75 |
Fee for Credit Shield Plus |
1.04% of the total outstanding balance |
Fee for Wallet Shield |
Monthly charges of 0.42% of the total outstanding balance |
Fee for Accident Insurance |
Monthly charges of 0.26% of the total outstanding balance or AED 31.5 – the higher amount |
Late Payment Charges |
AED 241.50 any month when payment is delayed, the payment is not made, or the payment is less than the amount that is minimum due |
Over Limit Charges |
AED 288.27 any month when the balance due is exceeding the credit limit assigned |
Plan Deferment Fee |
AED 262.50 |
Returned Cheque Fee |
AED 210 |
Monthly Minimum Payment |
Maximum of 5% of the outstanding amount or AED 100 |
Payment Due Date |
21-25 days from the statement date |
Reprint of Statement Charges |
AED 26.25 for every statement |
Transaction Slips’ Copies |
AED 26.25 for every transaction slip |
Processing Charges for Outstation Cheque |
AED 52.50 |
Dispute Verification Fee |
AED 105 |
Issuance of Liability Letter |
AED 52.50 |
(Updated as of June 2020)
Depending on the credit card provider, there are different eligibility criteria set for credit card seekers. One of the main criteria that need to be met by an applicant is the minimum monthly income.
For an applicant seeking to opt for a FAB du Platinum Credit Card, he or she must be having a minimum monthly income of AED 15,000.
Q1: Which du bills can be paid using the accumulated First Reward Points?
Ans: The following du bills can be paid for by redeeming the accumulated First Reward Points:
Additionally, the cardholder can also pay for ADDC, SEWA, AADC, RTA, and DEWA.
Q2: Which cinemas have the offer for tickets starting at AED 15?
Ans: The following cinemas offer tickets starting from AED 15 on weekdays and AED 20 on weekends:
This offer is capped at 4 tickets per month.
Q3: Will the contactless payment require me to provide my PIN or Signature?
Ans: Any payment made using the contactless feature offered by MasterCard on the FAB du Platinum Credit Card will not require you to provide your PIN or Signature for purchases that are valued below AED 300.
Q4: Is there any fee charged on a cash advance?
Ans: Yes, there is a fee levied of 3.15% of the total amount of the cash that is obtained, this is capped at a minimum fee of AED 105 for every transaction.
Q5: Can I incur an international purchase on my FAB du Platinum card?
Ans: Yes, you can make an international expenditure on this card. You will be charged a fee of 2.05% of the transaction amount along with the scheme charges.