The FAB du Titanium Credit Card is one of the best credit cards that mainly targets the consumers and customers of du. Card members will get exclusive benefits and privileges for the prepaid line as well as the postpaid line. In addition to this, this card provides lifestyle, travel, and Mastercard offers to meet the various needs of its cardholders. Also, card members are enrolled in the loyalty program where they can earn amazing rewards on all spends. This is one of its kind loyalty programs that provide a truly rewarding experience.
Here are some of the key FAB du Titanium credit card features and benefits:
Please keep in mind that all the above-mentioned du offers are only applicable to du auto-payment set-ups.
Following the FAB du Titanium Credit Card rewards and offers that make this credit card different from other ordinary cards available in the UAE:
The applicant must have a minimum monthly income of AED 5,000 to be eligible for the FAB du Titanium Credit Card.
Following are the fees & charges associated with the FAB du Titanium Credit Card:
Fees & Charges | Amount |
---|---|
Annual Membership Fees |
NA |
Annual Membership Charges on Supplementary Cards |
NA |
Interest Rate on Retail Purchases Per Month |
Up to 3.50% |
Interest Rate on Cash Withdrawal/Advance Per Month |
3.50% |
Cash Withdrawal Fee |
3.15% of the amount of cash obtained with as low as AED 105/per transaction |
Late Payment Charge |
AED 241.50 |
Over-Limit Charge |
AED 288.75 |
Foreign Transaction Fee |
2.05% of the value of transaction plus scheme charges. |
Card Replacement Fees |
AED 78.75 |
Wallet Shield Charges Per Month |
0.42% of the outstanding amount |
Credit Shield Plus Charges |
1.04% of the outstanding amount |
Plan Deferment Fees |
AED 262.50 |
Cheque Returned Charges |
AED 210 |
Accidental Insurance Fee Per Month |
AED 31.5 or 0.26% of the outstanding amount, whichever is higher. |
Minimum Monthly Payment |
AED 100 or 5% of the outstanding amount, whichever is higher. |
Due Date of Payment from statement Date |
21 to 25 days. |
Statement Reprint Fees |
AED 26.25/per statement |
Copies of Transactions Slips |
AED 26.25/per transaction slip |
Dispute Verification Fee |
AED 105 |
Outstation Cheque Processing Fee |
AED 52.50 |
Issuance of Liability Letter |
AED 52.50 |
(Updated as on June 9, 2020)
Q1: Where can I avail the free airport lounge service?
Ans: You can enjoy free airport lounge access at 10+ VIP airport lounges throughout the UAE, Saudi Arabia, Egypt, Jordan, and Kuwait.
Q2: What is the late payment fee?
Ans: AED 241.50 will be charged as a late payment fee when the credit card payment is late, or not made or is less than the minimum due amount.
Q3: Are there any charges if I exceed the credit limit?
Ans: Yes. The bank will charge AED 288.75 if the outstanding amount is greater than the assigned credit limit.
Q4: Where can I redeem the earned First Reward Points?
Ans: You can redeem the accumulated reward points for du bills (TV, broadband, mobile, call select-landline), DEWA ADDC, SEWA, AADC, and RTA.
Q5: What is the minimum monthly income required to be eligible for the FAB du Titanium Credit Card?
Ans: In order to be eligible for this card, you must have a minimum monthly income of AED 5,000.