FAB du Titanium Credit Card

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  • Airport Lounge
  • Shopping Benefits
  • Fuel benefits
  • Movie Discounts

4.6/5

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  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits

The FAB du Titanium Credit Card is one of the best credit cards that mainly targets the consumers and customers of du. Card members will get exclusive benefits and privileges for the prepaid line as well as the postpaid line. In addition to this, this card provides lifestyle, travel, and Mastercard offers to meet the various needs of its cardholders. Also, card members are enrolled in the loyalty program where they can earn amazing rewards on all spends. This is one of its kind loyalty programs that provide a truly rewarding experience.

Most Popular Credit Card in UAE

Features & Benefits of the FAB du Titanium Credit Card

Here are some of the key FAB du Titanium credit card features and benefits:

  • Balance Transfer: New cardholders can transfer their high-interest outstanding debt from other bank’s credit cards to the FAB du Titanium Credit Card, and enjoy a promotional interest rate of 0% as well as a 0% processing fee for up to a tenure of 12 months.
  • Exclusive du Benefits: Members of this FAB credit card can enjoy the following dial-up telecom benefits:
    • A discount of 10% on du postpaid line bill payments.
    • A discount of 10% on du home service bills.
    • A discount of 10% on du Smartphone Privilege plan (SPP) monthly data plan charges.
    • 10% bonus credit on prepaid line recharges.

Please keep in mind that all the above-mentioned du offers are only applicable to du auto-payment set-ups.

  • du Easy Payment Plan (EPP): du Easy Payment Plan (EPP) is a complete payment purchase of a handset in addition to the subscription for the data package contract. Members of the FAB du Titanium Credit Card can avail 10% cash back on the total bill amount by just contacting the call center at 600525500 & showing their purchase receipt. After that, they can split the purchase in easy to pay monthly installments for a tenor of 3, 6, 9, or 12 months at an interest rate of 0%.
  • du SmartPhone Privilege Plan (SPP): It is a handset purchase as well as a data package contract for predecided tenure with a monthly payment for the subscribed data package which is billed as card member’s du bill setup part on the du auto-payment facility. Members of the FAB du Titanium Credit Card can also enjoy a cash back of 10% on the data plan monthly charges.
  • Airport Lounge Access: The FAB du Titanium Credit Card offers free access to 10+ VIP airport lounges throughout the UAE, Saudi Arabia, Egypt, Jordan, and Kuwait.
  • Tap & Go: The FAB du Titanium Credit Card is enabled with the Mastercard contactless feature. Just tap & go at checkout at any terminal which is showing the symbol of contactless. This advanced feature is very helpful where speed is required like fast-food restaurants, petrol stations, convenience stores, and cafes. Card member’s signature or PIN will not be required for transactions below AED 300.

Cashback Back & Free Airport Lounge Access - Policybazaar uae

Rewards & Offers on FAB du Titanium Credit Card

Following the FAB du Titanium Credit Card rewards and offers that make this credit card different from other ordinary cards available in the UAE:

  • Rewards:
  • First Reward Points: Card members are entitled in the loyalty program where they can earn First Reward Points on every AED spent. The accumulated reward points can be redeemed for du bills (TV, broadband, mobile, call select-landline), DEWA ADDC, SEWA, AADC, and RTA. Below is the number of reward points that the cardholder can earn in different categories:
    • The cardholder can earn 1 First Reward Point on every AED spent domestically.
    • The cardholder can earn 2 First Reward Points on every AED spent at the supermarket or department stores.
    • The cardholder can earn 2 First Reward Points on every AED spent internationally. (minimum cumulative spend of AED 500 & a maximum spend of AED 20,000 during a given month)
  • First Cashback: Card members can earn up to 3% First Cash back on domestic spends and up to 5% First cash back on foreign spends. Also, note that the cash back earning is capped at AED 1000/per cycle.
  • Triple First Reward Points: Cardholders can take the first rewards loyalty program and earn 3x first reward points i.e. triple rewards on the payments of du bills & recharges or purchases.
  • Shop Smart Offer: Members of the FAB du Titanium Credit Card can enjoy cash back of a maximum of 10% across the year at top-class worldwide online stores by using this card.
  • Priceless Arabia Mastercard Offers: The FAB du Titanium Credit Card offers a broad range of exclusive offers and experiences on tickets, attractions, sports, entertainment, dining, shopping, and hotels.

Eligibility Criteria for FAB du Titanium Credit Card

The applicant must have a minimum monthly income of AED 5,000 to be eligible for the FAB du Titanium Credit Card.

Fees & Charges on FAB du Titanium Credit Card

Following are the fees & charges associated with the FAB du Titanium Credit Card:

Fees & Charges Amount

Annual Membership Fees

NA

Annual Membership Charges on Supplementary Cards

NA

Interest Rate on Retail Purchases Per Month

Up to 3.50%

Interest Rate on Cash Withdrawal/Advance Per Month

3.50%

Cash Withdrawal Fee

3.15% of the amount of cash obtained with as low as AED 105/per transaction

Late Payment Charge

AED 241.50

Over-Limit Charge

AED 288.75

Foreign Transaction Fee

2.05% of the value of transaction plus scheme charges.

Card Replacement Fees

AED 78.75

Wallet Shield Charges Per Month

0.42% of the outstanding amount

Credit Shield Plus Charges

1.04% of the outstanding amount

Plan Deferment Fees

AED 262.50

Cheque Returned Charges

AED 210

Accidental Insurance Fee Per Month

AED 31.5 or 0.26% of the outstanding amount, whichever is higher.

Minimum Monthly Payment

AED 100 or 5% of the outstanding amount, whichever is higher.

Due Date of Payment from statement Date

21 to 25 days.

Statement Reprint Fees

AED 26.25/per statement

Copies of Transactions Slips

AED 26.25/per transaction slip

Dispute Verification Fee

AED 105

Outstation Cheque Processing Fee

AED 52.50

Issuance of Liability Letter

AED 52.50

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(Updated as on June 9, 2020)

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FAQ's on FAB du Titanium Credit Card

Q1: Where can I avail the free airport lounge service?

Ans: You can enjoy free airport lounge access at 10+ VIP airport lounges throughout the UAE, Saudi Arabia, Egypt, Jordan, and Kuwait.

Q2: What is the late payment fee?

Ans: AED 241.50 will be charged as a late payment fee when the credit card payment is late, or not made or is less than the minimum due amount.

Q3: Are there any charges if I exceed the credit limit?

Ans: Yes. The bank will charge AED 288.75 if the outstanding amount is greater than the assigned credit limit.

Q4: Where can I redeem the earned First Reward Points?

Ans: You can redeem the accumulated reward points for du bills (TV, broadband, mobile, call select-landline), DEWA ADDC, SEWA, AADC, and RTA.

Q5: What is the minimum monthly income required to be eligible for the FAB du Titanium Credit Card?

Ans: In order to be eligible for this card, you must have a minimum monthly income of AED 5,000.

Reviews & Ratings

4.6 / 5 (based on   24,098 google icon reviews)

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