FAB Gems Titanium Credit Card
FAB GEMS Titanium credit card is designed to bring you exclusive benefits and rewards, especially for school-related expenses. With its multiple built-in features, you can enjoy discounts, complimentary access to airport lounges, and attractive cashback offers.
- Airport Lounge
- Shopping Benefits
- Fuel benefits
- Movie Discounts
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Best credit cards with 0 Annual fee*
- Cashback up to AED 2,000
- Rewards + Welcome Offers
- No Annual Fee
- Travel benefits
- Dining Discounts
- Entertainment Benefits
Officially known as the FAB GEMS World credit card, it provides enhanced security and flexible payment options. This makes it the ideal choice if you’re seeking luxury and convenience in managing finances.
Let’s find out how you can unlock a world of privileges with FAB GEMS!
FAB Gems Titanium Credit Card Benefits and Features
Listed below are the major FAB GEMS Titanium credit card benefits —
| Feature Type | Description |
|---|---|
| School Discounts |
|
| Lifestyle Privileges |
|
Are You Eligible for the FAB Gems World Credit Card?
One of the primary eligibility criteria for FAB GEMS Titanium credit card is salary.
You need to have a minimum salary of AED 8,000 per month to apply for this card.
FAB Gems Titanium Credit Card — Documents Checklist
Listed below are the documents required for this FAB credit card in UAE —
- Emirates ID
- Passport
- Salary Certificate/ Pay Slip
- Latest 3-6 Months’ Personal Bank Statement
Note: Additional documents may be required at the bank’s discretion.
How to Apply for the FAB Gems World Credit Card via Policybazaar.ae?
Policybazaar.ae is a leading insurance aggregator in the UAE. Through our platform, we ensure that you have a seamless experience in submitting your card application.
Here are the steps to be followed —
STEP 1 : Complete the lead form.
STEP 2 : Locate this FAB card on the credit card quotes page.
STEP 3 : Explore the card’s features, terms, and conditions.
STEP 4 : Apply for the card and submit the application.
FAB Gems Titanium Credit Card — Fees & Charges
The table below enlists all the fees associated with this FAB credit card —
| Types of Fee | Charges |
|---|---|
| Annual Fee | AED 399 |
| Cash Advance Fee | 3.15% or AED 157.5, whichever is higher |
| Card Replacement Fee | AED 78.75 |
| Late Payment Fee | AED 241.5 |
| Overlimit Fee | AED 288.75 (to be revised to AED 302.40) |
| Plan Deferment Charges | AED 263 |
| Transaction Dispute Charges | AED 105 |
| Cheque Returned Fee | AED 220.5 |
| Outstation Cheque Processing Charge | AED 52.5 |
| Cancellation Fee: Balance Transfer/ Quick Cash/ Easy Buys/ ALOC/ Loan on Card/ Instalment Plan | 1.05% of the Principal Outstanding Amount (Max: AED 12,500) |
| Transaction Processing Fee and Interest Rate: Balance Transfer/ Quick Cash/ Easy Buys/ ALOC/ Loan on Card/ Instalment Plan | Up to 3% per month flat rate on booking amount as per the agreement Up to 4% transaction fee on total principal amount as per the agreement |
| Statement Reprint Charge | AED 26.25 |
| Liability Letter Fee | AED 52.5 |
| Sales Draft Copy | AED 26.25 |
| Accident Insurance | 0.26% of the Outstanding Amount or AED AED 31.4 (whichever is higher) |
| International Transaction Fee (all currencies) | 2.49% of transaction value + scheme charges (to be revised to 2.61 of transaction value + scheme charges) |
| Wallet Shield | 0.42% of the Outstanding Balance |
| Credit Shield Plus | 1.04% of the Outstanding Balance |
| Finance Charge on Cash Advance | Up to 3.99% |
FAQs on FAB Gems Credit Card
Ans: You get education coverage of up to AED 500,00 with this FAB World card.
Ans: No, you’re not eligible to apply for the card. It requires a minimum monthly salary of AED 8,000.
Ans: The FAB card replacement fee is AED 78.75
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