In an era where exclusivity and luxury take centre stage, the FAB Rewards Infinite Credit Card from the First Abu Dhabi Bank (FAB) offers a gateway to unparalleled rewards, benefits, and personalised experiences. This long list includes extraordinary travel privileges, exquisite dining and lifestyle perks, world-class concierge services, advanced security, and more!
With the FAB Rewards Infinite Credit Card, each transaction presents an opportunity to earn rewards. As a member of the FAB Rewards program, you accumulate points on every dirham spent, which enhances your savings potential with accelerated rewards on select categories. These points can be redeemed for an extensive range of options, including airline miles, luxury retail vouchers, hotel stays, or even exclusive experiences that money can't buy.
Here’s a rundown on the various features and benefits of the FAB Rewards Infinite Credit Card -
Overall, the FAB Rewards Infinite Credit Card provides an array of features and benefits that cater to your lifestyle aspirations. From earning rewards and enjoying travel privileges to indulging in fine dining and accessing exclusive experiences, this credit card can elevate your financial journey and empower you to embrace a world of limitless possibilities.
Let’s now go through the specific benefits of this credit card in UAE -
The FAB Rewards Infinite Credit Card offers an array of travel benefits that cater to your needs as a globetrotter. From airport lounge access and priority services to travel insurance coverage and exclusive discounts, this credit card can easily enhance your travel experiences and help you make each journey more enjoyable and convenient.
FAB Rewards Infinite Credit Card users can exchange their rewards and earn points against a variety of lifestyle or travel-related offers -
Receive a FAB Rewards bonus equal to your card’s annual fee for your first year upon activating and using your card within 30 days of receiving it.
Earn up to 5 FAB Rewards for every AED 1 spent on gaming including purchases made on Xbox, PlayStation, Twitch, Nintendo, Steam, and other platforms.
Earn up to 4 FAB Rewards for every AED 1 spent using your card.
Through the FAB mobile app, you can Instantly redeem your FAB Rewards. Use your Rewards to extend your gaming time, convert them into Etihad Guest Miles or Emirates Skywards Miles, pay utility bills, obtain mall e-vouchers, and much more.
With the FAB Rewards Infinite Credit Card, you can have a rewarding experience with accelerated rewards, flexible redemption options, bonus points, partner rewards, mileage conversion, an online rewards catalogue, gift cards and vouchers, points expiry protection, and more. With such a comprehensive range of rewards, you can enjoy the benefits of your spending and maximise the value of your points.
The FAB Rewards Infinite Credit Card offers multiple features related to card protection to ensure the financial security of cardholders. From fraud protection and purchase protection to extended warranty coverage and travel insurance, these features provide peace of mind and added value and allow you to use your card with confidence.
Tabled below are the fees and charges associated with the FAB Rewards Infinite Credit Card –
Fees/Charges | Salary Transfer Customers | Non-Salary Transfer Customers |
---|---|---|
Annual Fees | AED 400 | AED 600 |
Interest on Retail Purchases* | 3.85% per month | 3.85% per month |
Cash Advance Interest* | 3.99% per month | 3.99% per month |
Cash Advance Fee | 3.15% of the cash amount with a minimum of AED 157.5 per transaction | 3.15% of the cash amount with a minimum of AED 157.5 per transaction |
International Transaction Fee | 2.49% of the transaction value plus scheme charges | 2.49% of the transaction value plus scheme charges |
Card Replacement Fee | AED 78.75 | AED 78.75 |
Credit Shield Plus Fee | 1.04% of the outstanding balance | 1.04% of the outstanding balance |
Wallet Shield Fee | 0.42% of the outstanding balance monthly | 0.42% of the outstanding balance monthly |
Accident Insurance Fee | 0.26% of the outstanding balance monthly or AED 31.5 (whichever is higher) | 0.26% of the outstanding balance monthly or AED 31.5 (whichever is higher) |
Late Payment Fee | AED 241.5 when the payment is late or less than the minimum amount due | AED 241.5 when the payment is late or less than the minimum amount due |
Over Limit Fee | AED 288.75 when the outstanding balance exceeds the assigned credit limit | AED 288.75 when the outstanding balance exceeds the assigned credit limit |
Plan Deferment Charges | AED 262.5 | AED 262.5 |
Cheque Returned Fee | AED 210 | AED 210 |
Minimum Monthly Payment | 5% of the outstanding or AED 100 (whichever is higher) | 5% of the outstanding or AED 100 (whichever is higher) |
Payment due date from statement date | 21- 25 days | 21- 25 days |
Statement Reprint Charges | AED 26.25 per statement | AED 26.25 per statement |
Copies of Transaction Slips | AED 26.25 per slip | AED 26.25 per slip |
Outstation Cheque Processing Charge | AED 52.5 | AED 52.5 |
Dispute Verification Charge | AED 105 | AED 105 |
Issuance of Liability Letter | AED 52.5 | AED 52.5 |
Note: All fees and charges are inclusive of VAT (if any) and are rounded off to two decimal places. Additionally, interest rates are subject to change at the discretion of the bank.
*In effect from 24 January 2023, if the card account is past due, the interest rate on Retail Purchases and Cash Advance balances may increase by 0.65%. The interest charges will revert to the prevailing product interest rate at the next billing date if the card account is no longer past due.
To be eligible for the FAB Rewards Infinite Credit Card, you must have a monthly salary of at least AED 30,000.
Here’s how you can apply for the FAB Rewards Infinite Credit Card in just a few clicks online -
Via Policybazaar.ae
With Policybazaar.ae, you can get this credit card in UAE from the comfort of your home and enjoy the utmost convenience throughout the application process.
Online Banking
You can also apply for this credit card through the official FAB website. For this, choose the ‘Cards’ option and select the FAB Elite Infinite Credit Card. After this, you would simply need to follow the prompted steps and click on the ‘Apply Now’ tab to make the application.
Check out the FAQ section next for more information regarding the FAB Rewards Infinite Credit Card -
Q1: How can I earn FAB Rewards with the Infinite Credit Card?
Ans: Cardholders can earn FAB Rewards on their everyday card spending, with up to 4 FAB Rewards for every AED 1 spent using the card.
Q2: Can I redeem my FAB Rewards instantly?
Ans: Yes, FAB Rewards can be instantly redeemed through the FAB Mobile app. Cardholders have the flexibility to use their rewards for various purposes such as extending gaming time, converting them into airline miles, purchasing e-vouchers, paying utility bills, and more.
Q3: Is there a welcome bonus offered with the FAB Rewards Infinite Credit Card?
Ans: Yes, upon activating and using the card within 30 days of issuance, cardholders receive a FAB Rewards bonus equivalent to the annual card fee for the first year.
Q4: Does the FAB Rewards Infinite Credit Card provide airport lounge access?
Ans: Yes, users can enjoy complimentary access to over 1,000 airport lounges worldwide for themselves and one accompanying guest.
Q5: What happens if I am unable to meet my credit card payments on time?
Ans: The late payment fee of AED 230 plus AED 11.5 VAT (calculated at 5% of the charge amount) will be applied in case the Bank does not receive payment by the due date stated on the credit card statement or when the payment received is less than the minimum amount due. Note that information regarding payment behaviours is reported to relevant regulatory bodies such as the al etihad credit bureau.
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