FAB Rewards Infinite Credit Card

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  • Cashback up to AED 2,000
  • Rewards + Welcome Offers
  • No Annual Fee
  • Travel benefits
  • Dining Discounts
  • Entertainment Benefits

In an era where exclusivity and luxury take centre stage, the FAB Rewards Infinite Credit Card from the First Abu Dhabi Bank (FAB) offers a gateway to unparalleled rewards, benefits, and personalised experiences. This long list includes extraordinary travel privileges, exquisite dining and lifestyle perks, world-class concierge services, advanced security, and more! 

With the FAB Rewards Infinite Credit Card, each transaction presents an opportunity to earn rewards. As a member of the FAB Rewards program, you accumulate points on every dirham spent, which enhances your savings potential with accelerated rewards on select categories. These points can be redeemed for an extensive range of options, including airline miles, luxury retail vouchers, hotel stays, or even exclusive experiences that money can't buy.

Features and Benefits of the FAB Rewards Infinite Credit Card

Here’s a rundown on the various features and benefits of the FAB Rewards Infinite Credit Card -

  1. Rewarding Earnings: The FAB Rewards Infinite Credit Card offers an exceptional rewards program that allows you to earn points on every dirham spent. Accelerated rewards on select categories further enhance your earning potential, making it easier to accumulate points for exciting redemption options.
  2. Extensive Redemption Options: With this credit card, you have a wide range of redemption options to choose from. You can redeem your accumulated points for airline miles, luxury retail vouchers, hotel stays, exclusive experiences, and more, and have the freedom to tailor your rewards to your preferences.
  3. Travel Privileges: You can enjoy access to premium airport lounges globally with this card and ensure that you start your journey in comfort and style. Priority check-in and boarding privileges streamline your travel experience, while complimentary travel insurance provides peace of mind during your trips.
  4. Exclusive Dining Benefits: Indulge in exquisite dining experiences with the FAB Rewards Infinite Credit Card. Take advantage of exclusive dining privileges, such as complimentary meals, discounts, and special offers at renowned restaurants. Discover culinary delights and enhance your dining experiences through the card's perks.
  5. Lifestyle Perks: Your FAB Rewards Infinite Credit Card can easily unlock a world of lifestyle benefits to enhance your everyday experiences. You can benefit from golfing privileges at select courses, enjoy wellness memberships, and gain VIP access to cultural and entertainment events. With these perks, you can enjoy yourself to the fullest and truly embrace the finer aspects of leisure and entertainment.
  6. Advanced Security Features: Besides incredible rewards, a key aspect of FAB credit cards is their prioritisation of the security of your financial transactions. The same extends to the FAB Rewards Infinite Credit Card, which incorporates advanced security features such as EMV chip technology and PIN-based authentication to safeguard your card against fraudulent activities. Real-time SMS alerts and transaction monitoring, meanwhile, add an extra layer of protection and ensure your peace of mind.

Overall, the FAB Rewards Infinite Credit Card provides an array of features and benefits that cater to your lifestyle aspirations. From earning rewards and enjoying travel privileges to indulging in fine dining and accessing exclusive experiences, this credit card can elevate your financial journey and empower you to embrace a world of limitless possibilities.

Let’s now go through the specific benefits of this credit card in UAE - 

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Travel Benefits on the FAB Rewards Infinite Credit Card

  1. Airport Lounge Access: Enjoy the luxury of exclusive airport lounge access worldwide with the FAB Rewards Infinite Credit Card. Whether you're travelling for business or leisure, take advantage of complimentary access to over 1,000+ airport lounges worldwide for yourself and one accompanying guest.
  2. Meet and Greet Services: Save time and bypass the usual queues with priority check-in and boarding privileges offered by the FAB Rewards Infinite Credit Card. Experience a seamless travel experience as you enjoy expedited check-in procedures and priority boarding over 6 times at Dubai International Airport starting at AED 40 for an individual or AED 100 for a family.
  3. Complimentary Travel Insurance: You can travel with peace of mind knowing that you would be financially protected by the complimentary travel insurance provided by this FAB credit card. This insurance coverage includes benefits such as medical emergency assistance, trip cancellation, or interruption coverage, baggage loss or delay protection, and more, offering financial security during your travels.
  4. Airport Transfer Service: Make your airport transfers hassle-free with the FAB Rewards Infinite Credit Card. You can benefit from a maximum of 6 airport transfers per year starting at AED 40 (within the same city) or AED 100 (between cities).
  5. Travel Discounts and Offers: You can unlock a range of travel discounts and offers with this FAB credit card. Experience travel perks, discounts, and offers with Visa's partners including  YQ Meet & Assist, DragonPass Airport dining, Avis Car Rental, IHG Hotels & Resorts, Agoda, Visa Luxury Hotel Collection, Booking.com, Jumeirah Hotels, and many more.

The FAB Rewards Infinite Credit Card offers an array of travel benefits that cater to your needs as a globetrotter. From airport lounge access and priority services to travel insurance coverage and exclusive discounts, this credit card can easily enhance your travel experiences and help you make each journey more enjoyable and convenient.

FAB Rewards Infinite Credit Card Lifestyle Offers

  • Experience the convenience of 3 complimentary valet parking services per month at designated locations in the UAE.
  • Take advantage of discounted movie tickets with prices as low as AED 15 on weekdays and AED 20 on weekends at Reel Cinemas, Cine Royal, and Oscar Cinema. Weekday movie tickets are available starting from AED 20 at VOX Cinemas.
  • Enjoy exclusive discounts at top-notch golf courses.
  • Unlock additional fantastic benefits with Visa such as dining offers and perks related to The Entertainer and Global Blue.

Rewards on the FAB Rewards Infinite Credit Card

FAB Rewards Infinite Credit Card users can exchange their rewards and earn points against a variety of lifestyle or travel-related offers -

  1. FAB Rewards Welcome Bonus

Receive a FAB Rewards bonus equal to your card’s annual fee for your first year upon activating and using your card within 30 days of receiving it.

  1. Increased FAB Rewards for Gaming

Earn up to 5 FAB Rewards for every AED 1 spent on gaming including purchases made on Xbox, PlayStation, Twitch, Nintendo, Steam, and other platforms.

  1. Additional FAB Rewards

Earn up to 4 FAB Rewards for every AED 1 spent using your card.

  1. Instant Redemption

Through the FAB mobile app, you can Instantly redeem your FAB Rewards. Use your Rewards to extend your gaming time, convert them into Etihad Guest Miles or  Emirates Skywards Miles, pay utility bills, obtain mall e-vouchers, and much more.

With the FAB Rewards Infinite Credit Card, you can have a rewarding experience with accelerated rewards, flexible redemption options, bonus points, partner rewards, mileage conversion, an online rewards catalogue, gift cards and vouchers, points expiry protection, and more. With such a comprehensive range of rewards, you can enjoy the benefits of your spending and maximise the value of your points.

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Protections Offered on FAB Rewards Infinite Credit Card

  1. Fraud Protection: The FAB Rewards Infinite Credit Card provides robust fraud protection measures to safeguard against unauthorised transactions. 
  2. Purchase Protection: When making purchases with the FAB Rewards Infinite Credit Card, you also get benefitted from Purchase Protect. This coverage offers reimbursement or replacement for eligible items in the event of theft, damage, or loss and provides peace of mind for your valuable purchases.
  3. Extended Warranty: The FAB Rewards Infinite Credit Card extends the original manufacturer's warranty by 12 months on eligible items. This feature adds extra coverage and allows you to enjoy an extended warranty period beyond the standard manufacturer's warranty, providing additional protection for your purchases.
  4. Travel Insurance: FAB Rewards Infinite Credit Card users receive comprehensive travel accident insurance coverage. This coverage includes benefits such as medical emergency assistance, trip cancellation or interruption coverage, baggage loss or delay protection, and more. It provides financial protection and assistance during your travels.
  5. Credit Shield: In case any unforeseen circumstances prevent you from making your credit card payments, your outstanding balance will be covered and paid off.

The FAB Rewards Infinite Credit Card offers multiple features related to card protection to ensure the financial security of cardholders. From fraud protection and purchase protection to extended warranty coverage and travel insurance, these features provide peace of mind and added value and allow you to use your card with confidence.

Fees and Charges Associated with FAB Rewards Infinite Credit Card

Tabled below are the fees and charges associated with the FAB Rewards Infinite Credit Card – 

Fees/Charges Salary Transfer Customers Non-Salary Transfer Customers
Annual Fees AED 400 AED 600
Interest on Retail Purchases* 3.85% per month 3.85% per month
Cash Advance Interest* 3.99% per month 3.99% per month
Cash Advance Fee 3.15% of the cash amount with a minimum of AED 157.5 per transaction 3.15% of the cash amount with a minimum of AED 157.5 per transaction
International Transaction Fee 2.49% of the transaction value plus scheme charges 2.49% of the transaction value plus scheme charges
Card Replacement Fee AED 78.75 AED 78.75
Credit Shield Plus Fee 1.04% of the outstanding balance 1.04% of the outstanding balance
Wallet Shield Fee 0.42% of the outstanding balance monthly 0.42% of the outstanding balance monthly
Accident Insurance Fee 0.26% of the outstanding balance monthly or AED 31.5 (whichever is higher) 0.26% of the outstanding balance monthly or AED 31.5 (whichever is higher)
Late Payment Fee AED 241.5 when the payment is late or less than the minimum amount due AED 241.5 when the payment is late or less than the minimum amount due
Over Limit Fee AED 288.75 when the outstanding balance exceeds the assigned credit limit AED 288.75 when the outstanding balance exceeds the assigned credit limit
Plan Deferment Charges AED 262.5 AED 262.5
Cheque Returned Fee AED 210 AED 210
Minimum Monthly Payment 5% of the outstanding or AED 100 (whichever is higher) 5% of the outstanding or AED 100 (whichever is higher)
Payment due date from statement date 21- 25 days 21- 25 days
Statement Reprint Charges AED 26.25 per statement AED 26.25 per statement
Copies of Transaction Slips AED 26.25 per slip AED 26.25 per slip
Outstation Cheque Processing Charge AED 52.5 AED 52.5
Dispute Verification Charge AED 105 AED 105
Issuance of Liability Letter AED 52.5 AED 52.5

Note: All fees and charges are inclusive of VAT (if any) and are rounded off to two decimal places. Additionally, interest rates are subject to change at the discretion of the bank.

*In effect from 24 January 2023, if the card account is past due, the interest rate on Retail Purchases and Cash Advance balances may increase by 0.65%. The interest charges will revert to the prevailing product interest rate at the next billing date if the card account is no longer past due.

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Eligibility Criteria of FAB Rewards Infinite Credit Card

To be eligible for the FAB Rewards Infinite Credit Card, you must have a monthly salary of at least AED 30,000. 

How to Apply for FAB Rewards Infinite Credit Card?

Here’s how you can apply for the FAB Rewards Infinite Credit Card in just a few clicks online - 

Via Policybazaar.ae 

With Policybazaar.ae, you can get this credit card in UAE from the comfort of your home and enjoy the utmost convenience throughout the application process.

  • Click on the ‘Credit Card’ tab on the homepage of policybazaar.ae or choose the relevant option that you can find under the ‘Banking Products’ section. 
  • Fill out the lead form in the credit card section with all the specified details. 
  • After completing the form, choose the ‘View Quotes’ option to reach our credit card quotes page. 
  • Go through the features of the FAB Rewards Elite Infinite Credit Card.
  • Once done, select the option for applying and follow the steps as instructed.

Online Banking 

You can also apply for this credit card through the official FAB website. For this, choose the ‘Cards’ option and select the FAB Elite Infinite Credit Card. After this, you would simply need to follow the prompted steps and click on the ‘Apply Now’ tab to make the application. 

Check out the FAQ section next for more information regarding the FAB Rewards Infinite Credit Card - 

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FAB Rewards Infinite Credit Card FAQ's

Q1: How can I earn FAB Rewards with the Infinite Credit Card?

Ans: Cardholders can earn FAB Rewards on their everyday card spending, with up to 4 FAB Rewards for every AED 1 spent using the card.

Q2: Can I redeem my FAB Rewards instantly?

Ans: Yes, FAB Rewards can be instantly redeemed through the FAB Mobile app. Cardholders have the flexibility to use their rewards for various purposes such as extending gaming time, converting them into airline miles, purchasing e-vouchers, paying utility bills, and more.

Q3: Is there a welcome bonus offered with the FAB Rewards Infinite Credit Card?

Ans: Yes, upon activating and using the card within 30 days of issuance, cardholders receive a FAB Rewards bonus equivalent to the annual card fee for the first year.

Q4: Does the FAB Rewards Infinite Credit Card provide airport lounge access?

Ans: Yes, users can enjoy complimentary access to over 1,000 airport lounges worldwide for themselves and one accompanying guest.

Q5: What happens if I am unable to meet my credit card payments on time?

Ans: The late payment fee of AED 230 plus AED 11.5 VAT (calculated at 5% of the charge amount) will be applied in case the Bank does not receive payment by the due date stated on the credit card statement or when the payment received is less than the minimum amount due. Note that information regarding payment behaviours is reported to relevant regulatory bodies such as the al etihad credit bureau.

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