The First Abu Dhabi Bank offers various products and services that are tailor-made to suit the different needs of the customers. One of these products is the FAB Credit Cards that are offered in a wide range to the credit card seekers. One of them is the FAB Manchester City Titanium Credit Card – this offers its cardholders to win various exclusive Manchester City privileges such as a chance to meet the team in the UK, etc. along with a choice of loyalty programs, and numerous other perks and rewards.
Below detailed are the various features and benefits of a Manchester City Titanium Card:
The holder of a FAB Manchester City Titanium credit card can enjoy a complimentary 1-year balance transfer service to his or her new card. This feature allows one to consolidate outstanding dues on various to credit cards to one card.
Members of a FAB Manchester City Titanium Credit Card can win premium experiences of Manchester City on the spending on their card. The following are the experiences that they stand a chance to win:
FAB believes that traveling should always feel like a privilege to the cardholders. This is why it aims at making the pre-flight experience of the cardholder comfortable and relaxing away from the hustle-bustle of the busy airports with access to some of the regional airport lounges.
The holder of a FAB Manchester City Titanium Credit Card can enjoy the following benefits:
The following are the numerous rewards and offers that a FAB Manchester City Titanium Credit Cardholder can enjoy:
The cardmember has a choice of opting for either of the two available loyalty programs which will reward him or her for every purchase made on the FAB Manchester City Titanium Credit Card. The loyalty programs offered by FAB are:
Now when cardmembers travel across various countries in the Middle East region with their FAB Manchester City Titanium Credit Card they can enjoy the following benefits with Careem:
Whether the cardholder is traveling with family or is flying for business purposes, he or she can enjoy exclusive privileges with Avis. With the FAB Manchester City Titanium Credit Card, holders have access to the following benefits:
The cardholder is eligible to enjoy more than 100s of offers throughout the Middle East as well as Africa across various spending categories such as dining, premium spas, and other activities, some of the offers available are:
The cardholder can get an all-year-round Cashback of up to 10% at leading global stores online using the FAB Manchester City Titanium Credit Card. They can save on their online purchases every time when they shop at their favorite online brands by registering on the Shop Smart official website.
The table below states the various fee and charges on a Manchester City Titanium Credit Card offered by FAB:
Fee and Charges | Amount |
---|---|
Annual Membership Fee |
N/A |
Supplementary Annual Membership Fee |
N/A |
Retail Purchase Interest Charges |
Up to 3.50% monthly |
Cash Advance Interest Charges |
3.50% monthly |
Fee for Cash Advance |
3.15% of the total amount of cash obtained (a minimum fee of AED 105 for every transaction) |
International Transaction Charges |
2.05 % of the transaction amount and scheme charges |
Card Replacement Charges |
AED 78.75 |
Fee for Credit Shield Plus |
1.04% of the total outstanding balance |
Fee for Wallet Shield |
Monthly charges of 0.42% of the total outstanding balance |
Fee for Accident Insurance |
Monthly charges of 0.26% of the total outstanding balance or AED 31.5 – the higher amount |
Late Payment Charges |
AED 241.50 any month when payment is delayed, the payment is not made, or the payment is less than the amount that is minimum due |
Over Limit Charges |
AED 288.27 any month when the balance due is exceeding the credit limit assigned |
Plan Deferment Fee |
AED 262.50 |
Returned Cheque Fee |
AED 210 |
Monthly Minimum Payment |
Maximum of 5% of the outstanding amount or AED 100 |
Payment Due Date |
21-25 days from the statement date |
Reprint of Statement Charges |
AED 26.25 for every statement |
Transaction Slips’ Copies |
AED 26.25 for every transaction slip |
Processing Charges for Outstation Cheque |
AED 52.50 |
Dispute Verification Fee |
AED 105 |
Issuance of Liability Letter |
AED 52.50 |
(Updated as of JAN 2023)
There are various eligibility criteria set by the different banks to obtain a credit card in the UAE. One of the most important criteria is the minimum income per month that the credit card seeker must be holding.
The applicant seeking to opt for a FAB Manchester City Titanium Credit Card must be holding a minimum monthly income of AED 5,000 in order to be eligible to obtain this fab credit card.
Q1: Can there be international transactions incurred on the FAB Manchester City Titanium Credit Card?
Ans: Yes, the cardholder can incur international expenditures on their FAB Manchester City Titanium Card. There is a fee levied on availing this that is 2.05% of the entire transaction amount and scheme charges.
Q2: Is there any fee charged for availing a cash advance?
Ans: Yes, there are interest charges of 3.50% monthly for availing the cash advance service.
Q3: What is the minimum monthly payment on the FAB Manchester City Titanium Credit Card?
Ans: The minimum monthly payment that needs to be made on this FAB credit card is 5% of the outstanding amount or AED 100, whichever is higher.
Q4: Are there any other benefits in the airport lounges apart from complimentary access?
Ans: Apart from complimentary access to more than 10 VIP Lounges, the following are the benefits offered to a cardholder:
Q5: Is there any minimum income criterion for obtaining a FAB Manchester City Titanium Credit Card?
Ans: Yes, the credit card seeker needs to have a minimum monthly salary of AED 5,000.