Formed after the merger of the National Bank of Abu Dhabi and First Gulf Bank in 2016, FAB or First Abu Dhabi Bank started operating in April 2017. In terms of asset capital, it is one of the largest and safest financial institutions in the world, ranking first in the UAE according to Forbes annual ranking 2020. Since its inception, the bank has been serving customers across five continents, providing expertise and support to local, regional and international businesses with global standards. Amongst its products and services, the bank offers numerous solutions ranging from personal and corporate bank accounts, deposit schemes, investment banking, credit services, etc.
As a part of the loyalty program, the bank offers FAB points/rewards credit cards that provide numerous reward points on each and every purchase you make using the credit card. Along with rewards, credit cards also offer a range of lifestyle, travel, entertainment, and shopping benefits. Additionally, the reward Credit cards are affordable with low salary requirements and lenient criteria.
Best FAB Rewards/Points Credit Cards in the UAE
Following is the list of top FAB reward points credit cards in the UAE.
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Minimum Salary AED 8,000
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Annual Fee Free for Life
- Free for Life
- Airport Lounge Access
- Special Discounts
Features & Benefits of FAB Abu Dhabi Platinum Credit Card
- With the FAB Abu Dhabi Platinum credit card, you earn up to 4 FAB Rewards for every AED one spent.
- For expenses in Abu Dhabi using the Platinum credit card, you earn 25% extra reward points.
- Abu Dhabi Platinum credit card comes with a range of travel benefits such as 2 airport transfers every year and complimentary airport lounge access to regional and international airports.
- With the Abu Dhabi Platinum credit card, you enjoy a host of lifestyle and entertainment benefits through the Buy 1 Get 1 offers.
- The credit card comes with immense purchase security of global purchase protection and emergency cash assistance across major locations worldwide.
- Enjoy up to 4 movie tickets at discounted prices during weekdays and weekends at VOX, REEL, Cine Royal, and Oscar cinema.
FAB Abu Dhabi Titanium Credit Card
FAB Abu Dhabi Titanium Credit Card
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Minimum Salary AED 5,000
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Annual Fee AED 500
- Airport Lounge Access
- Special Discounts
Features & Benefits of FAB Abu Dhabi Titanium Credit Card
- With the FAB Abu Dhabi Titanium credit card, you receive up to 2.5 FAB rewards/points for each AED spent.
- For expenses in Abu Dhabi using the Titanium credit card, you receive 25% extra reward points.
- You can access 10 VIP airport lounges across the region.
- Using the Abu Dhabi Titanium credit card, you get exclusive discounts on international car rentals via AVIS car rental.
- You can enjoy a 20% discount on the first 3 Careem rides every month.
- With a FAB Abu Dhabi Titanium credit card, you can win attractive prizes on your spending. On an annual spend of AED 50,000 or above, you can win up to AED 50,000.
- Earn 10% cashback on online shopping using the Shop Smart facility via the FAB mobile app.
FAB Al-Futtaim Platinum Credit Card
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Minimum Salary AED 8,000
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Annual Fee Free for Life
- Free for Life
- Special Discounts\
- Rewards Offers
Features & Benefits of FAB Al Futtaim Platinum Credit Card
- With the Al Futtaim Platinum credit card, you earn 5% cashback in the form of 10 FAB Reward points for every AED 1 spent at the Al Futtaim showroom and store.
- You get complimentary airport transfers each year with the Al Futtaim credit card.
- Enjoy up to 4 movie tickets per month at discounted prices during weekdays and weekends at VOX, REEL, Cine Royal, and Oscar cinema.
- With the Al Futtaim credit card, you get free airport lounge access at major airports across the Middle East.
- The card also offers credit shield insurance to waive off your outstanding balances during unforeseen events.
- To secure your purchases, the card offers global purchase protection.
- With the Al Futtaim Platinum credit card, you can avail of emergency cash assistance of up to USD 2,000 worldwide.
- You can also avail yourself of a 0% balance transfer rate for the first 12 months.
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Minimum Salary AED 5,000
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Annual Fee Free for Life
- Free for Life
- Special Discounts
- Rewards
Features & Benefits of FAB Classic Credit Card
- With the Classic credit card, you can receive up to 2.5 FAB reward points on each AED spent locally or internationally.
- The Classic credit card offers a high credit limit compared to other credit cards in the same segment.
- On booking your trips using the Classic credit card, you get international travel and medical assistance without any charge.
- You can enjoy up to 25 interest-free days with the Classic credit card.
- With Credit Shield insurance, your outstanding balance is waived off during unfortunate events.
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Minimum Salary AED 5,000
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Annual Fee AED 0
- Airport Meet & Greet
- Special Discounts
- Airport Meet & Greet
- Free for Life
Features & Benefits of FAB Standard Credit Card
- You can receive up to 2.5 FAB Rewards with the Standard credit card on each AED 1 spent locally or internationally.
- Protect your card and purchases with purchase protection and credit shield insurance.
- You can set standing instructions for up to 20 payments at once to pay your recurring bills.
- With the FAB Standard credit card, you get Wallet Shield to secure your credit card against fraudulent transactions on your lost, stolen card or robbed cash.
- You get up to 25 interest-free days to pay off your outstanding bills without any interest.
- Enjoy 10% cashback on online shopping using the Shop Smart facility via the FAB mobile app.
FAB Manchester City FC Titanium Credit Card
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Minimum Salary AED 5,000
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Annual Fee AED 0
- Movie Discounts
- Free for Life
- Special Discounts
- Rewards
Features & Benefits of FAB Manchester City FC Titanium Credit Card
- With the Manchester City FC Titanium credit card, you can receive up to 2.5 FAB rewards on each AED 1 spent locally or internationally.
- Using your FAB Manchester City FC Titanium credit card, you can avail yourself of free airport lounge access at regional airports and complimentary access to 10 VIP airport lounges.
- With the Manchester City FC Titanium card, you get exclusive access to over 600 Buy 1 Get 1 offers across multiple countries.
- You can enjoy a 20% discount on the first 3 Careem rides every month.
- Enjoy 10% cashback on online shopping using the Shop Smart facility via the FAB mobile app.
- Being the Manchester City FC Titanium cardholder, you get up to a 20% discount on Etihad Stadium retail store and City football school.
FAB Manchester City FC Infinite Credit Card
- Free for Life
- Airport Lounge Access
- Travel Discounts
- Special Discounts
Features & Benefits of FAB Manchester City FC Infinite Credit Card
- With the FAB Manchester City FC Infinite credit card, you can receive up to 5 FAB reward points for each AED 1 spent locally or internationally.
- You can avail of unlimited access to over 1,000 airport lounges worldwide with an accompanying guest.
- Using your credit card for Agoda booking, you can enjoy up to a 15% discount on hotel and vacation bookings.
- By renting a car through AVIS car rental, you get up to 35% off on domestic bookings and up to 30% discount on international bookings.
- The card offers comprehensive protection against fraudulent transactions through fraudulent purchase protection.
- You can also secure your purchased products using purchase protection and the extended warranty feature.
- To secure your trips, the card comes with multi-trip travel insurance with a coverage amount of up to USD 1 million.
- Free for Life
- Airport Lounge Access
- Special Discounts
- Golf Benefits
Features & Benefits of FAB Infinite Credit Card
- With the FAB Infinite credit card, you can receive up to 5 FAB reward points on each AED 1 spent locally or internationally.
- Enjoy complimentary access to over 1000 airport lounges worldwide via LoungeKey.
- With your Infinite credit card, you can enjoy up to 6 airport transfers at a discounted price.
- You can also enjoy up to a 50% discount on airport transfers through Careem four times within a year.
- The card offers comprehensive protection against fraudulent transactions through fraudulent purchase protection.
- Secure your trips with multi-trip travel insurance with a coverage amount of up to USD 1 million.
- You can also secure your purchased products using purchase protection and the extended warranty feature.
- The card also offers credit shield insurance to protect your outstanding balances during unforeseen events.
- With FAB Infinite credit card, you get exclusive discounts on movie tickets at VOX, Reels, and Oscar Cinemas.
- The cardholder can also avail of access to golf rounds across the UAE.
FAB Elite Infinite Credit Card
- Free for Life
- Airport Lounge Access
- Special Discounts
- Rewards
Features & Benefits of FAB Elite Infinite Credit Card
- For every local and international spend, you can earn up to 5 reward points on each AED 1 spent.
- You can avail of complimentary access to over 1000 airport lounges worldwide.
- Using your Elite Infinite credit card, you can enjoy up to 8 airport transfers at a discounted price.
- You enjoy free airport transfers with Careem four times within a year for up to a fare of AED 100.
- You get comprehensive protection against fraudulent transactions through fraudulent purchase protection.
- Secure your trips for up to 90 days with multi-trip travel insurance with a coverage amount of up to USD 1 million.
- You can also secure your purchased products using purchase protection and the extended warranty feature.
- The card also offers credit shield insurance to protect your outstanding balances during unforeseen events.
- With FAB Infinite credit card, you get exclusive discounts on movie tickets at VOX, Reels, and Oscar Cinemas.
- The cardholder can also avail of access to golf rounds across the UAE.
- With the FAB Elite Infinite credit card, you get a chance to earn up to AED 50,000 when you spend AED 50,000 in the preceding year.
FAB Signature Credit Card
- Free for Life
- Airport Lounge Access
- Special Discounts
- Golf Benefits
- Valet Parking
- Special Discounts
- Rewards
Features & Benefits of FAB Signature Credit Cards
- The FAB Signature credit card offers 4 FAB reward points on each and every spending done through the Signature credit card.
- With the Signature credit card, you get complimentary access to over 1000 airport lounges across the UAE.
- Using the credit card, you get up to 2 airport transfers per year.
- Secure your trips for up to 90 days with multi-trip travel insurance with a coverage amount of up to USD 500,000.
- To offer comprehensive travel protection, the card also comes with international medical and travel assistance that includes the emergency medical expense cover of USD 150,000.
- You can also secure your purchased products using purchase protection and the extended warranty feature.
- The card also offers credit shield insurance that waives off your outstanding balances during unforeseen events.
- With FAB Infinite credit card, you get exclusive discounts on movie tickets at VOX, Reels, and Oscar Cinemas.
List of FAB Rewards Credit Card with Salary Requirements
Reward Points Credit Card
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Requirements
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Abu Dhabi Platinum Credit Card
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- Salary Requirement of AED 15,000 or above
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Abu Dhabi Titanium Credit Card
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- Salary Requirement of AED 5,000 or above
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Al Futtaim Platinum Credit Card
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- Salary Requirement of AED 8,000 or above
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Classic Credit Card
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- Salary requirement of AED 5,000 or above
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Standard Credit Card
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- Salary requirement of AED 5,000 or above
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Manchester City FC Titanium Credit Card
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- Salary requirement of AED 5,000 or above
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Manchester City FC Infinite Credit Card
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- Salary Requirement of AED 30,000 or above
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Infinite Credit Card
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- Salary Requirement of AED 30,000 or above
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Elite Infinite Credit Card
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- Salary Requirement of AED 50,000 or above
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Signature Credit Cards
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- Salary Requirement of AED 15,000 or above
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Eligibility Criteria to Apply for a FAB Points/Rewards Credit Card
In order to apply for a FAB reward points credit card in the UAE, an individual needs to satisfy a few eligibility criteria related to their financial situation, residency and age. Following are the requirements an applicant needs to fulfil.
- Age - Before applying for a FAB credit card, individuals must ensure they are 21 years old or above.
- Salary Requirement - The applicant must fulfil the income criteria for the preferred credit card. The salary requirement for various FAB reward credit cards lies between AED 5,000 to 50,000.
- Nationality/Residency - A few credit cards may only be available for UAE nationals and residents. Before applying, individuals need to ensure they satisfy the residency criteria.
- credit Score - During the application process, the bank goes through the applicant’s credit score to check their creditworthiness. Individuals with high credit scores can acquire the FAB Points/Reward credit card conveniently.
Documents Required for FAB Points/Rewards Credit Card
Those individuals who satisfy the eligibility criteria can proceed with collecting the relevant documents for record and verification. Following are the documents required during the FAB credit card application process.
- An original and a copy of your passport
- Emirates ID for the residents and nationals
- Latest salary certificate/payslip issued by current employer
- Last three months’ bank statements
How to Apply for FAB Points/Rewards Credit Cards?
The bank accepts applications through various online and offline channels. As per their convenience, individuals can choose any of the following ways to apply for a FAB credit card.
- Online Mode - For online credit card applications, individuals can visit the FAB bank’s official website and scroll through the credit card section. Subsequently, they need to select the Reward credit card and fill the application form for Credit Card. Once the application is successfully submitted, the bank will contact the applicant for further process.
- Offline Mode - At their ease, applicants can visit the nearest branch of FAB with all the relevant documents and proof. They can choose the best FAB Reward credit card as per their requirements and fill the credit card application form. After approval, the bank dispatches the credit card to the applicant’s registered address.
Note: To locate a nearby branch, you can visit the bank’s website.
- Application through Phone Call - An individual can also contact the bank and apply for his/her preferred credit card using the customer support number provided on the bank’s official website. The support team will guide them through the application process.
Annual Charges on First Abu Dhabi Bank Points/Rewards Credit Card in the UAE
Following is the schedule of fees on FAB reward points credit cards in the UAE.
Type of FAB Reward/Points Credit Card
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Annual Charges in AED
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FAB Abu Dhabi Platinum Credit Card
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No Annual Charges
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FAB Abu Dhabi Titanium Credit Card
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Fab Al Futtaim Platinum Credit Card
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FAB Classic Credit Card
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FAB Standard Credit Card
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FAB Manchester City FC Titanium Credit Card
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FAB Manchester City FC Infinite Credit Card
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FAB Infinite Credit Card
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FAB Elite Infinite Credit Card
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FAB Signature Credit Cards
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Other Bank's Rewards Credit Card in UAE