Following the merger between two of the leading banks in the UAE - First Gulf Bank and National Bank of Abu Dhabi, FAB or First Abu Dhabi Bank commenced its operation in April 2017. It is one of the largest and safest financial institutions in the world, ranking first in the UAE according to Forbes annual ranking 2020. Ever since its inception, the bank has been expanding its services across five continents, providing expertise and support to local, regional, and international businesses with global standards. Amongst its products and services, the bank offers numerous solutions ranging from personal and corporate bank accounts, deposit schemes, investment banking, credit services, etc.
The bank offers a range of credit cards, offering numerous rewards and privileges to its customers with affordable and lenient criteria. Within its credit card services, the bank offers FAB travel insurance credit cards including other benefits for an easy and stress-free journey around the world.
Best FAB Credit Cards with Travel Insurance Offers in UAE
FAB Elite Infinite Credit Card with Travel Insurance
FAB Elite Infinite Credit Card
- Free for Life
- Airport Lounge Access
- Special Discounts
Features & Benefits of FAB Elite Infinite Credit Card
- The credit card offers free travel accident insurance of up to USD 1 million.
- Worldwide travel and medical assistance including an emergency medical cover of 1 million for self and family for a trip of up to 90 days.
- Avail Credit Shield to pay off your balances in case you can’t pay them due to some accident.
- Automatic fraud transaction protection for unauthorised use of credit cards.
- Access to over 1000 airport lounges worldwide.
- Complimentary 4 airport transfers with Careem for a fare up to AED 100.
- Lifestyle and shopping benefits with exclusive Visa offers.
- Cash advance and balance transfer facility.
- Offers purchase protection and extended warranty on products purchased using the credit card.
FAB Visa Infinite Credit Card with Travel Insurance Offer
FAB Visa Infinite Credit Card
- Free for Life
- Airport Lounge Access
- Special Discounts
- Golf Benefits
Features & Benefits of FAB Visa Infinite Credit Card
- It offers free travel accident insurance of up to USD 1 million.
- Worldwide travel and medical assistance including an emergency medical cover of 1 million for yourself and your family for a trip of up to 90 days.
- Avail Credit Shield to pay off your balances in case you can’t pay them due to some accident.
- Automatic fraud protection for unauthorised transactions.
- Earn up to 5 FAB Rewards per AED spent along with instant redemption.
- Complimentary access to over 1000 airport lounges worldwide.
- Complimentary 4 airport transfers with Careem for a fare up to AED 100.
- Lifestyle and shopping benefits with exclusive Visa offers.
- Cash advance and balance transfer facility.
- Offers purchase protection and extended warranty on products purchased using the credit card.
FAB Visa Signature Travel Credit Card
FAB Visa Signature Credit Card
- Free for Life
- Airport Lounge Access
- Special Discounts
- Golf Benefits
- Valet Parking
- Special Discounts
Features & Benefits of FAB Visa Signature Credit Card
- Get a free worldwide travel accident insurance of up to USD 1 million.
- International travel and medical assistance including an emergency medical cover of 1 million for yourself and your family for a trip of up to 90 days.
- Avail Credit Shield to pay off your balances in case you can’t pay them due to some accident.
- Get automatic fraud protection for fraudulent use of credit cards.
- Free access to over 1000 airport lounges worldwide.
- Two complimentary airport transfers with Careem for a fare up to AED 100.
- Lifestyle and shopping benefits with exclusive Visa offers.
- Cash advance and balance transfer facility.
- Offers purchase protection and extended warranty on products purchased using the credit card.
FAB Al Futtaim World Elite Credit Card with Travel Insurance Offer
FAB Al Futtaim World Elite Credit Card
- Free for Life
- Travel Discounts
- Special Discounts
Features & Benefits of Al Futtaim World Elite Credit Card
- The card offers free travel accident insurance of up to USD 500,000.
- Get travel inconvenience insurance for loss of baggage or flight delays.
- Avail of lost and theft protection to block your card immediately and receive a temporary card within one business day.
- Get a rental collision and damage waiver of up to USD 50,000 on your rented vehicle.
- Complimentary airport transfers.
- Access to over 1000 VIP airport lounges worldwide.
- Access to various lifestyle and shopping benefits including Al Futtaim showroom and store offers.
- Up to 10 Al Futtaim FAB Rewards per AED spent in Al Futtaim stores, showrooms, schools.
- Balance transfer and cash advance facility.
- Easy installment plans and credit shield facility.
- Standing instructions facility for online bill payments.
FAB Etihad Guest Infinite Credit Card with Travel Insurance
FAB Etihad Guest Infinite Credit Card
- Special Discounts
- Travel Insurance
Features & Benefits of Etihad Guest Infinite Credit Card
- It offers free travel accident insurance of up to USD 1 million.
- International travel and medical assistance including an emergency medical cover of 1 million for yourself and your family for a trip of up to 90 days.
- Trip cancellation/curtailment cover up to USD 7,500 and delay departure cover up to USD 1,000.
- Avail credit shield to pay off your balances in case you can’t pay them due to some accident.
- Automatic fraud protection for unauthorised transactions.
- Get access up to 12 times in a year to over 1000 airport lounges worldwide.
- Round-the-clock concierge service.
- Access to numerous lifestyle and shopping benefits with Visa offers.
- Standing instructions facility for utility bill payments.
- Cash advance and balance transfer facility.
- Offers purchase protection and extended warranty on products purchased using the credit card.
FAB Etihad Guest Signature Travel Credit Card
FAB Etihad Guest Infinite Credit Card
- Special Discounts
- Travel Insurance
Features & Benefits of FAB Etihad Guest Signature Credit Card
- It offers free travel accident insurance of up to USD 500,000.
- International travel and medical assistance including an emergency medical cover of 150,000 for yourself and your family for a trip of up to 90 days.
- Trip cancellation/curtailment cover up to USD 5,000 and delay departure cover up to USD 1,000.
- Get a credit shield to pay off your balances in case you can’t pay them due to some accident.
- Automatic fraud protection for unauthorised transactions.
- Avail up to 8 visits at over 1000 airport lounges around the world.
- Earn Etihad Guest Miles for every AED 10 you spend.
- Standing instructions facility for utility bill payments.
- Cash advance and balance transfer facility.
- Offers purchase protection and extended warranty on products purchased using the credit card.
FAB Etihad Guest Platinum Credit Card with Travel Insurance
FAB Etihad Guest Platinum Credit Card
-
Minimum Salary AED 8,000
-
Annual Fee AED 500
- Special Discounts
- Travel Insurance
Features & Benefits of FAB Etihad Guest Platinum Credit Card
- Complimentary worldwide medical and travel assistance with emergency medical cover.
- Global purchase protection and extended warranty of additional 12 months.
- Get a credit shield to pay off your balances in case you can’t pay them due to some accident.
- Earn Etihad Guest Miles for every AED 10 you spend.
- Complimentary airport transfers up to 2 times per year.
- Enjoy other lifestyle benefits and movie ticket offers including shopping discounts.
- Balance transfer and cash advance facility.
- Utility bill payments facility.
FAB Manchester City Infinite Travel Credit Card
FAB Manchester City Infinite Credit Card
- Free for Life
- Airport Lounge Access
- Travel Discounts
- Special Discounts
Features & Benefits of FAB Manchester City Infinite Credit Card
- Get a free worldwide travel accident insurance of up to USD 1 million.
- International travel and medical assistance including an emergency medical cover of 1 million for yourself and your family for a trip of up to 90 days.
- Avail trip cancellation/curtailment cover up to USD 7,500 and delay departure cover up to USD 1,000.
- Get automatic fraud protection for unauthorised transactions.
- Access to over 1000 airport lounges with one accompanying guest.
- Up to 15% discount at Agoda worldwide.
- Enjoy lifestyle benefits and cinema offers including 3 valet parking per month.
- Access to various Manchester city raffle draws prizes.
- Standing instructions facility for online bill payments.
- Cash advance and balance transfer facility.
Features of FAB Travel Insurance Credit Cards
FAB bank is famous for offering premium features and privileges with easy to avail credit cards. Given below are the important features of FAB credit cards offering travel insurance.
- Annual Membership Fee - FAB bank levies annual membership charges depending on the credit card type and benefits offered. The credit cards incur an annual fee of up to AED 2625.
- Minimum Salary Requirements - Individuals need to fulfil the minimum income requirements to avail of FAB credit cards. The salary decides the credit limit for a particular credit card. The cards with more benefits like elite and infinite credit cards require a higher monthly income.
- Extensive Travel Benefits - FAB credit cards offer numerous travel benefits like travel insurance, medical & travel assistance worldwide, credit shield for lost cards, etc. In addition, the card also offers numerous discounts on flight bookings and hotel stays along with airport transfers in the UAE.
- Complimentary Airport Lounge Access - The credit cards offer free access to over 1000 premium airport lounges across 300 cities around the world. The cardholders need to present their cards at the lounge reception. A few FAB credit cards also offer free access to the accompanying guest without any extra charges.
- Lifestyle and Other Benefits - The bank also offers a wide range of lifestyle, entertainment, dining, and shopping benefits including cashback, rewards, and Air miles on each expense.
- Balance Transfer Facility - FAB credit cards come with the balance transfer facility that helps cardholders transfer their outstanding balance from other credit cards to their FAB credit card. It provides an additional repayment period with reduced interest rates and easy repayment of debts.
- Cash Advance Facility - With the cash advance feature, the cardholder can easily withdraw cash from nearby ATMs. However, withdrawing cash through a credit card is not a favorable choice as it incurs heavy charges and processing fees.
- Standing Instructions for Bill Payments - The bank offers a standing instruction facility for quick and convenient payment of recurring bills.
- Dual Security - The bank offers secure and reliable card payments with double security of chip and pin.
Benefits of FAB Travel Insurance Credit Cards
Considering the customers’ requirements for hassle-free and peaceful trips, FAB Bank credit cards offer numerous travel benefits and insurances as mentioned below.
- Avail of a free travel accident insurance coverage of up to USD 1 million for self and family in case of emergencies during international trips.
- International medical and travel assistance round the clock for self and family during the international journey for up to 90 days including medical expenses.
- The credit cards cover trip cancellation/curtailment for up to USD 7,500.
- It also covers delayed flight departure cover of up to USD 1000 for selected FAB credit cards.
- Get automatic fraudulent transaction protection against theft and fraudulent use of cards.
- FAB credit cards offer credit shields in case of loss or theft to pay off your outstanding balances.
- Receive round-the-clock concierge services, helping you with an array of travelling tasks.
- Avail of access to over 1000 premium airport lounges worldwide with free guest access on selected credit cards.
- Get free airport transfers with Careem for a fare of up to AED 100.
- The cards also offer valet parking, dining benefits and complimentary hotel stays.
List pf FAB Travel Insurance Credit Card with Salary Requirment
With a variety of credit cards offering travel insurance, it becomes confusing to choose the one suiting your needs. The following list gives an insight into the top FAB travel insurance credit cards.
Eligibility Criteria to Apply for a FAB Credit Card Offering Travel Insurance
The applicants need to satisfy certain eligibility criteria laid down by the bank to apply for a FAB credit card. Following are the basic eligibility criteria.
- An individual must be a minimum of 21 years old.
- He/She must fulfill the income criteria for the preferred credit card.
- The applicant must produce proof of identity and address as asked by the bank.
- A UAE national or resident can furnish Emirates ID.
- Expats need to produce a copy of the original passport and visa with address details.
Documents Required for FAB Travel Insurance Credit Card
After fulfilling the eligibility criteria, individuals will have to submit the following documents.
- A valid passport and a copy for record and validation.
- Emirates ID for the residents and nationals.
- Latest salary certificate/slip issued by current employer.
- Last three months bank statements.
Note: The bank may ask for additional documents and proof at its discretion.
How to Apply for FAB Travel Insurance Credit Cards?
With its modernized and digital banking system, FAB offers convenient credit card applications through both online and offline channels. Individuals can choose any of the following ways to apply for the FAB credit cards.
- Online Mode - Applying for a credit card online is fairly easy and can be completed with a few simple steps. An individual can log in to the FAB official portal, compare & choose from various FAB travel insurance credit cards and fill an online application form for credit cards. The bank will subsequently approach the applicant for further process.
- Offline Mode - The applicant can also visit the local bank branch with requisite documents, select his/her preferred credit card and fill the application form as directed by the bank representative.
Note: To locate the nearest branch, individuals can visit the bank’s website.
How to Cancel FAB Travel Insurance Credit Cards?
Canceling your FAB credit card is a single-step process. Here is how you can do it.
- Clear all the debts, unbilled interest, and other dues on the credit card.
- Subsequently, contact customer support and request for the cancellation.
Location
|
Contact Number
|
Within UAE
|
600 52 5500
|
Outside UAE
|
+971 2681 1511
|
Schedule of Charges on FAB Travel Insurance Credit Cards
Following is the schedule of fees on FAB credit cards offering travel insurance
FAB Credit Cards |
Annual Charges |
FAB Elite Infinite Credit Card
|
Free
|
FAB Visa Infinite Credit Card
|
Free
|
FAB Visa Signature Credit Card
|
Free
|
Al Futtaim World Elite Credit Card
|
Free
|
Etihad Guest Infinite Credit Card
|
AED 2,500
|
Etihad Guest Signature Credit Card
|
AED 1,500
|
Etihad Guest Platinum Credit Card
|
AED 500
|
Manchester City Infinite Credit Card
|
Free
|
FAB Credit Card Charges
|
Interest Rate on Retail Purchase
|
Up to 3.50% per month
|
Cash Advance Fee
|
Up to 3.15% of the cash advance amount or AED 150 (whichever is higher)
|
Interest on Cash Advance
|
3.50% per month
|
Late Payment Fee
|
AED 241.50
|
Over Limit Charges
|
AED 288.75
|
Minimum Monthly Payment
|
5% of outstanding bill or AED 100 (whichever is higher).
|
Other Bank's Credit Cards That Offer Travel Insurance in UAE
FAQ's on FAB Credit Cards with Travel Insurance In UAE