ADNIC - Shifa Gold Opt - 4
ADNIC Shifa Gold Opt - 4 ensures health insurance coverage for families, encompassing a wide range of medical services such as maternity care, outpatient/inpatient services, diagnostics costs etc. ADNIC offers flexibility and customizable features to tailor-fit your families’ needs and your budget.
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AED 1 million Health cover starting @4/Day
Self Only
Both Self and Family
Family without Self
Best Price Guaranteed
Worldwide Coverage
21+ Insurers to Select From
Claim Assistance
Cover Up to 37 Critical Illnesses
Covid-19 Covered
Claim Assistance
Plan Summary
Plan NameShifa Gold Opt - 4
ADNIC - Shifa Gold Opt - 4 Details
Maternity Cover
Deductible per Consultation
10% up to AED 30 per consultation
Waiting Period
Maternity Waiting Period
any pregnancy, which arises within forty calendar days from the date of policy issuance, shall not be covered under this policy under any condition
Chronic Condition Waiting Period
All medical underwritten conditions will have no
waiting period. Undeclared pre-existing conditions will not be
covered during the policy period and will be underwritten at renewal.
Pre-existing diseases (PED)
Covered only if declared on additional payment
Hospital Access
Direct access to hospital
Coverage Type
Clinic + Hospital Access
Out-Patient Services
Physiotherapy Treatment
Covered
Test, diagnosis, treatments related to surgeries in hospitals
Covered
Pharmacy Limit
Covered
Deductible per Consultation
Covered
In-Patient Services
Room Type
Private (Limited to AED 1,500 per day for outside NTW inside UAE and Overseas for Elective and Emergency Cases)
Other Services
Dental
Up to AED 5000 per person per year (20% co-insurance)
Vision
Not Covered
Pharmacy Limit
Nil Co- Insurance
Psychiatric Treatment
Up to AED 10,000
Deductible per Consultation
For Maternity Services: 10% up to AED 30 per consultation
For Other Services: 20% up to AED 30 per consultation
Lab and Scan / X-Ray Deductible
Nil Deductible
Psychological Counseling Services
Up to AED 10,000
657 ADNIC - Shifa Gold Opt - 4 Added Network Hospitals
Name
Address
Dar Al-Shifa Hospitals (Hospitals)
20TH STREET - 02-6900900
New Medical Centre (Excluding Dr.Jayakumar Kandammattil-Gd6136) (Hospitals)
SH ZAYED II STREET - 02-6332255
Mediclinics Hospitals L.L.C. (Al Noor Hospitals) (Excluding Dr.Hatem Mohamed Mohyeldin Ebeid Gd7336) (Hospitals)
KHALIFA STREET - 02-6139796
Al Raha Hospitals (Hospitals)
NAJDA STREET - 02-6330440
Ahalia Hospitals (Hospitals)
HAMDAN STREET - 02-6262666
Al Salama Hospitals (Hospitals)
SALAM STREET - 02-6966777
Gulf Diagnostic Center (Excluding Gd6610-Saleh Mahdi Jawad Al Haboubi) (Hospitals)
AL BATEEN - 02-4177222
National Hospitals (Hospitals)
BETWEEN SALAM ST & NAJDA ST - 02-6711000
Sheikh Khalifa Medical City*** (Hospitals)
KARAMA - 02-8195262
Llh Hospitals Llc (Hospitals)
ELECTRA STREET - 90-2043300
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