10 Best Health Insurance Companies in Fujairah

Health insurance is essential for effectively managing your medical costs. It not only covers expenses like hospital bills, diagnostic tests, and costs before and after hospitalisation but also offers added security for you and your family during tough times.

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AED 1 million Health cover starting @4/Day

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The above plans and premiums are for AED 1,000,000 Sum insured for 1 Adult of 30 Years for Dubai city.
The above plans and premiums are for AED 1,000,000 Sum insured for 1 Adult of 30 Years for Dubai city.

Considering the substantial rise in medical costs in recent years, it’s crucial to have health insurance in UAE.  However, when you go out to compare the options, whether in Fujairah or any other Emirate, you can find many insurance providers, which can cause confusion. 

To help you out, we have covered the top health insurance companies in Fujairah.

List of the Top 10 Health Insurance Companies in Fujairah for 2024 

Check out the top-rated insurance companies in Fujairah that offer medical coverage options for individuals and families —

Insurer

Establishment Year

Network 

Key Highlights

Adamjee Insurance

1959

MedNet

  • Worldwide coverage
  • Covers out-patient treatment, chemotherapy and radiation therapy, physiotherapy, coronary artery disease treatment, organ transplantation, maternity costs, vaccinations, and more

Takaful Emarat Insurance

2008

Next Care (RN3, RN2, RN, GN and GN+)

  • Global coverage
  • Prescription drug cover
  • Dental benefits (under emergencies)
  • Covers physiotherapy sessions, maternity costs, and diagnostic tests

Dubai Insurance Company (DIC)

1970

MedNet, Dubai Care, etc

  • Worldwide coverage
  • Offers dental, maternity and newborn cover
  • Covers alternative medicine, emergency treatment, adult vaccinations, and more

Watania Takaful Insurance

NA

NAS

  • Global coverage
  • Covers in-patient and out-patient treatments, emergency care, dental care, home nursing, and more

Orient Insurance

1982

Next Care and MedNet(RN3 and PCP)

  • Global coverage
  • Covers emergency treatment, maternity costs, preventive services, and vaccines
  • In-patient, out-patient, and neonatal cover

Al Sagr Insurance

1979

Next Care 

  • Global coverage
  • Offers maternity benefits
  • Covers in-patient and out-patient services, emergency treatment, vaccines, laboratory tests, radiology diagnostics, and preventive care

Dubai National Insurance (DNI)

1991

NA

  • Worldwide coverage
  • Comprehensive plans
  • Easy customisation
  • Covers in-patient and out-patient services, maternity, dental, optical, and annual checkups

Abu Dhabi National Insurance Company (ADNIC) 

1972

MSH

  • Global coverage
  • Covers pre-existing and chronic conditions
  • Provides maternity cover 
  • Covers diagnostics 
  • Psychiatry covered

Alliance Insurance

1975

Next Care (GN, RN2 and RN)

  • Worldwide coverage
  • Pre and post-hospitalisation benefits
  • In-patient, out-patient, and daycare cover

Union Insurance

1998

NA

  • Global coverage
  • Maternity, basic elective, and emergency coverage
  • Covers preventive procedures, vaccination, existing conditions, radiotherapy, and more

 

Best Health Insurance Companies in Fujairah

Let’s dive deeper to know more about some of the best medical insurance companies in Fujairah —

Adamjee Insurance

  • Incorporated as a Public Limited Company in 1960
  • Listed on Pakistan Stock Exchange Limited
  • Offers tailor-made plans covering different needs of individuals, families, and corporations.
  • Provides premium healthcare services at highly affordable rates

Takaful Emarat Insurance

  • Shariah-compliant health and life insurance provider
  • Comprehensive health insurance plans for individuals, families, and businesses
  • Multiple plans for different needs and budgets

Dubai Insurance Company

  • Offers affordable basic coverage options to all-encompassing premium plans for individuals and families
  • Provides extensive and flexible coverage

Watania Takaful Insurance

  • Offers basic to enhanced insurance solutions 
  • Provides comprehensive tailor-made healthcare plans
  • Renowned Takaful or Islamic insurance provider

Orient Insurance

  • Established as a part of AI-Futtaim Group
  • Offers flexible options for premium payment
  • Comprehensive coverage at attractive rates

Al Sagr Insurance

  • Cost-effective health insurance plans for UAE nationals and expats
  • Basic to comprehensive insurance plans for families and elderly groups

Dubai National Insurance and Reinsurance Company

  • Amongst the first companies listed on the Dubai Financial Market
  • Provides cost-effective plans for individuals and families
  • Collaboration with top-notch third-party administrators to offer medical claim services
  • Supported by reputable reinsurers such as Munich Re, Swiss Re, and SCOR 

Abu Dhabi National Insurance Company

  • Leading regional insurer headquartered in Abu Dhabi
  • Offers insurance solutions for individuals, families, and corporations
  • Partnership with MSH International
  • Provides comprehensive coverage along with prompt customer service 

Alliance Insurance

  • Comprehensive health insurance plans for individuals, families and businesses
  • 206% average solvency ratio for the last 4 years
  • Knowledge-driven insurance solutions to eliminate risk
  • Rated ‘A-’ based on credit rating and financial strength by AM Best 

Union Insurance

  • Licensed by the United Arab Emirates Insurance Authority
  • Listed on the Security Exchanges of Abu Dhabi
  • Offers a comprehensive range of retail and commercial insurance products
  • Top-rated insurance solutions with competitive premiums 

How to Select the Best Health Insurance Company in Fujairah?

When zeroing in on the best health insurance company in Fujairah, be mindful of the following —

  • Analyse different coverage options to understand whether they meet your specific health needs
  • Consider the network of the insurer to know if it includes your preferred doctors and hospitals
  • Look for value-added services such as wellness programmes and international coverage
  • Verify if the insurer is licensed and regulated by the UAE insurance authority
  • Understand the insurer’s reputation in the market to know if it is reliable 
  • Check out customer service ratings to gauge insurer’s responsiveness and service quality

Why Compare Health Insurance Companies in Fujairah?

When it comes to finding the best medical coverage, comparing insurance companies in Fujairah is vital because it helps you —

  • Identify the best value for money 
  • Get the most comprehensive coverage that meets specific health needs
  • Assess additional benefits and exclusions to avoid paying out of pocket unexpectedly 
  • Review network hospitals for accessibility and convenience
  • Understand the level of customer service offered, which is important during the claim process

 

Notably, on user-friendly online platforms like Policybazaar.ae, you can easily compare different insurance options without any hassle.

 

Q1. Is health insurance mandatory in Fujairah?

Currently not, but health insurance is set to be mandatory in Fujairah from January 2025. 

Q2. Which is the best medical insurance company in the UAE?

Although the best health insurance company will depend on your specific requirements, some of the top companies include Orient Insurance, Al Sagr Insurance, Watania Takaful, Sukoon Insurance, Cigna, and more.

Q3. How much does it cost to get health insurance in Fujairah?

There’s no set health insurance cost in Fujairah or any other Emirate. Premiums depend on your coverage limit, age, health conditions, and more.

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