Health insurance is essential for effectively managing your medical costs. It not only covers expenses like hospital bills, diagnostic tests, and costs before and after hospitalisation but also offers added security for you and your family during tough times.
Considering the substantial rise in medical costs in recent years, it’s crucial to have health insurance in UAE. However, when you go out to compare the options, whether in Fujairah or any other Emirate, you can find many insurance providers, which can cause confusion.
To help you out, we have covered the top health insurance companies in Fujairah.
List of the Top 10 Health Insurance Companies in Fujairah for 2024
Check out the top-rated insurance companies in Fujairah that offer medical coverage options for individuals and families —
Insurer
Establishment Year
Network
Key Highlights
Adamjee Insurance
1959
MedNet
Worldwide coverage
Covers out-patient treatment, chemotherapy and radiation therapy, physiotherapy, coronary artery disease treatment, organ transplantation, maternity costs, vaccinations, and more
Takaful Emarat Insurance
2008
Next Care (RN3, RN2, RN, GN and GN+)
Global coverage
Prescription drug cover
Dental benefits (under emergencies)
Covers physiotherapy sessions, maternity costs, and diagnostic tests
Dubai Insurance Company (DIC)
1970
MedNet, Dubai Care, etc
Worldwide coverage
Offers dental, maternity and newborn cover
Covers alternative medicine, emergency treatment, adult vaccinations, and more
Watania Takaful Insurance
NA
NAS
Global coverage
Covers in-patient and out-patient treatments, emergency care, dental care, home nursing, and more
Orient Insurance
1982
Next Care and MedNet(RN3 and PCP)
Global coverage
Covers emergency treatment, maternity costs, preventive services, and vaccines
In-patient, out-patient, and neonatal cover
Al Sagr Insurance
1979
Next Care
Global coverage
Offers maternity benefits
Covers in-patient and out-patient services, emergency treatment, vaccines, laboratory tests, radiology diagnostics, and preventive care
Dubai National Insurance (DNI)
1991
NA
Worldwide coverage
Comprehensive plans
Easy customisation
Covers in-patient and out-patient services, maternity, dental, optical, and annual checkups
Abu Dhabi National Insurance Company (ADNIC)
1972
MSH
Global coverage
Covers pre-existing and chronic conditions
Provides maternity cover
Covers diagnostics
Psychiatry covered
Alliance Insurance
1975
Next Care (GN, RN2 and RN)
Worldwide coverage
Pre and post-hospitalisation benefits
In-patient, out-patient, and daycare cover
Union Insurance
1998
NA
Global coverage
Maternity, basic elective, and emergency coverage
Covers preventive procedures, vaccination, existing conditions, radiotherapy, and more
Best Health Insurance Companies in Fujairah
Let’s dive deeper to know more about some of the best medical insurance companies in Fujairah —
Adamjee Insurance
Incorporated as a Public Limited Company in 1960
Listed on Pakistan Stock Exchange Limited
Offers tailor-made plans covering different needs of individuals, families, and corporations.
Provides premium healthcare services at highly affordable rates
Takaful Emarat Insurance
Shariah-compliant health and life insurance provider
Comprehensive health insurance plans for individuals, families, and businesses
Multiple plans for different needs and budgets
Dubai Insurance Company
Offers affordable basic coverage options to all-encompassing premium plans for individuals and families
Cost-effective health insurance plans for UAE nationals and expats
Basic to comprehensive insurance plans for families and elderly groups
Dubai National Insurance and Reinsurance Company
Amongst the first companies listed on the Dubai Financial Market
Provides cost-effective plans for individuals and families
Collaboration with top-notch third-party administrators to offer medical claim services
Supported by reputable reinsurers such as Munich Re, Swiss Re, and SCOR
Abu Dhabi National Insurance Company
Leading regional insurer headquartered in Abu Dhabi
Offers insurance solutions for individuals, families, and corporations
Partnership with MSH International
Provides comprehensive coverage along with prompt customer service
Alliance Insurance
Comprehensive health insurance plans for individuals, families and businesses
206% average solvency ratio for the last 4 years
Knowledge-driven insurance solutions to eliminate risk
Rated ‘A-’ based on credit rating and financial strength by AM Best
Union Insurance
Licensed by the United Arab Emirates Insurance Authority
Listed on the Security Exchanges of Abu Dhabi
Offers a comprehensive range of retail and commercial insurance products
Top-rated insurance solutions with competitive premiums
How to Select the Best Health Insurance Company in Fujairah?
When zeroing in on the best health insurance company in Fujairah, be mindful of the following —
Analyse different coverage options to understand whether they meet your specific health needs
Consider the network of the insurer to know if it includes your preferred doctors and hospitals
Look for value-added services such as wellness programmes and international coverage
Verify if the insurer is licensed and regulated by the UAE insurance authority
Understand the insurer’s reputation in the market to know if it is reliable
Check out customer service ratings to gauge insurer’s responsiveness and service quality
Why Compare Health Insurance Companies in Fujairah?
When it comes to finding the best medical coverage, comparing insurance companies in Fujairah is vital because it helps you —
Identify the best value for money
Get the most comprehensive coverage that meets specific health needs
Assess additional benefits and exclusions to avoid paying out of pocket unexpectedly
Review network hospitals for accessibility and convenience
Understand the level of customer service offered, which is important during the claim process
Notably, on user-friendly online platforms like Policybazaar.ae, you can easily compare different insurance options without any hassle.
Q1. Is health insurance mandatory in Fujairah?
Currently not, but health insurance is set to be mandatory in Fujairah from January 2025.
Q2. Which is the best medical insurance company in the UAE?
Although the best health insurance company will depend on your specific requirements, some of the top companies include Orient Insurance, Al Sagr Insurance, Watania Takaful, Sukoon Insurance, Cigna, and more.
Q3. How much does it cost to get health insurance in Fujairah?
There’s no set health insurance cost in Fujairah or any other Emirate. Premiums depend on your coverage limit, age, health conditions, and more.
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