10 Best Health Insurance Companies in Abu Dhabi

Health insurance is essential for effectively managing your medical costs. It not only covers expenses like hospital bills, diagnostic tests, and costs before and after hospitalisation but also offers added security for you and your family during tough times.

Health Insurance

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AED 1 million Health cover starting @4/Day

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The above plans and premiums are for AED 1,000,000 Sum insured for 1 Adult of 30 Years for Dubai city.
The above plans and premiums are for AED 1,000,000 Sum insured for 1 Adult of 30 Years for Dubai city.

Considering all these, securing a health plan is a wise financial step for anyone with an income. However, with the sheer number of options available, finding the right medical insurance company can be challenging. 

To assist you, we have compiled a list of Abu Dhabi health insurance companies along with their key features. 

List of Top 10 Health Insurance Companies in Abu Dhabi for 2024

Whether you’re looking for some comprehensive options or simply cheap health insurance companies in Abu Dhabi, you can check out the table below — 

 

Company

Establishment Date

Network Name

Key Features

Takaful Emarat

2008

NEXTCARE RN3, MEDNET Silk Road, NAS – WN (OP restricted to Clinics)

  • Worldwide coverage
  • Includes dental and optical benefits
  • Physiotherapy and home nursing

Orient Insurance

1982

NEXTCARE RN3

  • Comprehensive personal and commercial plans
  • International coverage
  •  Multiple health plans

Adamjee Insurance

1960

MEDNET

  • Comprehensive health coverage
  • Efficient claims processing
  • Innovative solutions

Cigna Insurance

1792

General

  • International health plans
  • Personalised medical services
  • Wellness programs

Sukoon Insurance (Oman Insurance)

1975

Advance, Vital, Signature, Medcare, Edge, Premium

  • Extensive health and wellness plans
  • User-centric services
  • High customer satisfaction

Dubai Insurance

1970

MEDNET Silk Road

  • First local insurance company in the UAE
  • Offers both basic and comprehensive plans
  • Strong solvency

Al Sagr

1979

NEXTCARE - GN

  • Flexible health insurance options
  • Comprehensive coverage including inpatient and outpatient

Abu Dhabi National Insurance Company

1972

MSHI Bronze, Silver, Gold

  • Tailored insurance solutions
  • Extensive domestic and international coverage
  • High financial stability

HAYAH (Previously AXA GCIC)

2008

NA

  • Emphasis on digital solutions
  • Focus on innovation and accessibility

Daman Insurance

2006

Daman Standard Network 03

  • Leading health insurer in UAE
  • Wide range of health insurance plans
  • Extensive provider network

 

Best Medical Insurance Companies in Abu Dhabi - An Overview

Mentioned below are some key details on the best medical insurance companies in Abu Dhabi —

1. Takaful Emarat

  • Takaful Emarat is a leading Islamic insurance company that combines the best of traditional ethical practices and modern insurance.
  • The company provides excellent Sharia-compliant insurance solutions that meet the health needs of its customers.
  • It offers a range of health insurance plans that comply with Islamic law, which focuses on fairness and cooperation.
  • Takaful Emarat provides innovative and ethical insurance solutions, making it a preferred choice for those seeking Takaful products.

2. Orient Insurance

  • Orient Insurance, part of the Al-Futtaim Group, is known for its strong market presence in the region.
  • It has reportedly the highest rating in the insurance industry in the UAE. 
  • The company has gained prominence in the insurance industry with high standards of customer service and innovative products.
  • Its offerings include comprehensive health insurance solutions for individuals, families, and corporate groups. 

3. Adamjee Insurance

  • Adamjee Insurance, with its origins in Pakistan, has a significant presence in the UAE with its tailored insurance solutions.
  • Committed to providing high-quality insurance services, Adamjee Insurance focuses on customer satisfaction and innovative insurance solutions.
  • It offers comprehensive health insurance plans that cater to individuals, families, and corporate groups.
  • Popular for its simple claim settlement processes, Adamjee maintains a strong reputation for reliability and customer service.

4. Cigna Insurance

  • Cigna has an incredible history of over 225 years in the healthcare industry, with a significant presence in the Middle East for over 2 decades.
  • It offers a wide range of health insurance plans for individuals, families, and businesses. This also includes tailored plans that cater to the unique needs of its customers.
  • Cigna provides access to a global network of over 1.5 million healthcare providers. Furthermore, the company is noted for its strong local and global networks and 24/7 customer service.

5. Sukoon Insurance (Previously Oman Insurance)

  • Sukoon Insurance is quickly gaining a strong foothold in the market due to its specialised services.
  • It focuses on delivering peace of mind to its clients through flexible and comprehensive insurance solutions.
  • It offers specialised plans for health insurance that cater to different segments — this includes both individual and family health plans.
  • Its financial position and top-notch services have made it a preferred insurance provider for over 830,000 customers.

6. Dubai Insurance

  • Founded in 1970, Dubai Insurance (DIN) has a well-established presence in the UAE and offers a variety of insurance products.
  • The company strives to offer innovative, reliable, and comprehensive insurance solutions. It focuses on customer satisfaction and technological integration.
  • DIN features numerous health insurance options — from basic to comprehensive plans — to meet diverse requirements and preferences.
  • As the first local insurance company in the UAE, Dubai Insurance has a longstanding reputation and commitment to the regional market.

7. Al Sagr

  • Al Sagr National Insurance Company serves a broad client base across the UAE with a remarkable range of insurance products.
  • Committed to excellence, Al Sagr provides excellent insurance solutions that ensure customer satisfaction and security.
  • Its offerings include flexible and comprehensive health insurance policies that cater to both individual and corporate clients.

8. Abu Dhabi National Insurance Company

  • ADNIC, with decades of experience, is among the most trusted insurance brands in the UAE.
  • It is a leading provider of insurance and reinsurance solutions in the region.
  • With ADNIC, you can access a variety of health insurance options, whether you’re seeking products for individuals, families, or businesses.
  • The company is renowned for its comprehensive coverage and exceptional service, with a strong emphasis on customer satisfaction and digital integration.

9. HAYAH (Previously AXA GCIC)

  • HAYAH, formerly known as AXA GCIC, operates extensively across the UAE and offers digital and traditional insurance services.
  • Focused on innovation and customer-centric solutions, HAYAH emphasises on improving the insurance experience through technology.
  • It provides a variety of tailored plans, including health, life, and savings insurance, to meet the evolving needs of its customers.
  • HAYAH is popular for its digital-first approach, making it easy to manage policies and claims online.

10. Daman Insurance 

  • As one of the leading health insurers in Abu Dhabi, Daman offers extensive coverage across the region.
  • It covers more than 3,000 hospitals and clinics in the UAE. 
  • Daman Insurance mobile app has the latest features for enhanced user experience to simplify the insurance handling process. 

 

How to Choose the Best Health Insurance Company in Abu Dhabi?

When choosing the best health insurance company in Abu Dhabi, consider these key points —

  1. Check the insurer's network size so that it includes preferred hospitals and clinics.
  2. Review customer service ratings to understand the company’s responsiveness and service quality.
  3. Analyse coverage options to ensure they meet your specific health needs.
  4. Check for value-added services like international coverage or wellness programs.
  5. Consider the insurance provider's financial stability and reputation in the market for long-term reliability.
  6. Verify whether the insurance company is licensed and regulated by the UAE insurance authority.

 

Why Should You Compare Health Insurance Companies in Abu Dhabi?

Comparing health insurance companies in Abu Dhabi is important for several reasons — 

  1. It ensures that you find the most comprehensive coverage that suits your specific health needs.
  2. Comparisons help you identify the best value for money. Ultimately, the aim is to maximise your benefits while minimising costs.
  3. It aids in reviewing the range of network hospitals and clinics for accessibility and convenience.
  4. By evaluating different insurers, you can understand the level of customer service provided. This is a pretty important factor during the claim process.
  5. You can assess additional benefits and exclusions so that you avoid unexpected out-of-pocket expenses.

Platforms like Policybazaar.ae allow for easy comparison of multiple insurance options in one place, making the process simpler and more transparent.

Q1. What are the benefits of choosing the best health insurance in Abu Dhabi?

With a good health insurance plan, you can enjoy comprehensive coverage, access to a wide network of healthcare facilities, and peace of mind in medical emergencies.

Q2. How do I know which are the best medical insurance companies in Abu Dhabi?

Look for companies with good customer service, extensive healthcare networks, and positive reviews from current policyholders.

Q3. What should I consider when comparing insurance companies in Abu Dhabi?

You can compare premium costs, coverage limits, inclusions, exclusions, network hospitals, and customer service responsiveness.

Q4. Can I find cheap health insurance companies in Abu Dhabi that still offer good coverage?

Yes, some companies offer affordable plans that still provide essential health coverage. Keep in mind that comparing different plans is key to finding the best value.

Q5. How often should I review my health insurance plan in Abu Dhabi?

It is advisable to review your health insurance annually or whenever your health needs or family circumstances change.

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