GIG Gulf Senior Citizen Health Insurance

GIG operates across 13 markets and notably ranks among the top 10 most valuable insurance companies, a recognition bestowed by Forbes Middle East. In 2021, GIG received the prestigious accolade of ‘General Insurance Company of the Year’ from MIIA (Middle East Insurance Industry Awards), underscoring its commitment to excellence in the insurance sector.

With GIG Gulf, individuals can discover a range of comprehensive health insurance plans with tailored health coverage options, meticulously designed to safeguard their well-being across various life stages. Whether one is a senior citizen seeking specialised health protection or at a different life stage, one can find suitable GIG health insurance plans as per their requirements.

In this article, we will specifically discuss GIG Gulf senior citizen health insurance and its benefits.

Key Benefits of GIG Gulf Senior Citizen Health Insurance

Let’s explore the key benefits of the GIG Gulf health insurance plans available to senior citizens -

Choice of Tailored Plans: GIG offers 5 health insurance plans to suit your specific circumstances and needs.
Multilingual 24/7 Customer Support: Enjoy round-the-clock assistance from a dedicated team of multilingual customer service professionals who are ready to address your inquiries and concerns.
Swift Reimbursement of Online Claims: Experience hassle-free online reimbursement for any claims that you may have paid, ensuring that you receive timely compensation.
MYGIG App Access: As a policyholder, you can utilise the MYGIG app to conveniently manage all your healthcare requirements in one place. This app also allows you access to your electronic healthcare card.
Specialised Cancer Coverage: You can access coverage for cancer treatment and related services through the Specialist Patient Support Programme.
Extensive Provider Network: You can easily access treatment with direct settlement options at over 3,000 healthcare providers within the UAE and a vast network of over 800,000 providers worldwide.
24/7 Medical Teleconsultation: Benefit from free 24/7 medical teleconsultation with certified doctors who can provide you with expert advice before seeking treatment.
Comprehensive Coverage: GIG Gulf senior citizen health insurance offers comprehensive coverage, including inpatient and outpatient care, as well as coverage for pre-existing and chronic conditions.
Routine Dental Cover: With this health insurance, you can easily receive coverage for routine dental care and maintain your oral health.

Note: Specific terms and conditions may apply to certain benefits.

Eligibility Criteria for GIG Gulf Citizen Health Insurance

As a senior citizen, one can buy GIG Gulf senior citizen health insurance on fulfilling the following eligibility criteria -

Category	Eligibility Criteria
Maximum Age	99 years

Inclusions of GIG Gulf Senior Citizen Health Insurance

The general inclusions of GIG Gulf Senior Citizen Health Insurance include (may vary depending upon your plan choice):

In-patient services
Out-patient services
Diagnostic services
Laboratory test services
Prescribed drugs
Hospital accommodation

Exclusions of GIG Gulf Senior Citizen Health Insurance

Check out the general exclusions of GIG Gulf senior citizen health insurance in the list below -

Services or treatments that are not deemed medically necessary
Dental and orthodontic expenses
Cosmetic healthcare services
Smoking cessation
Treatment for baldness or hair fall
Disorders related to sleep

In the next section, we will cover some frequently asked questions related to GIG Gulf senior citizen health insurance -

FAQ's

Ans: Yes, GIG health insurance provides coverage for medical teleconsultations that are free 24/7. With this facility, you can connect with a qualified doctor over video and voice calls for any health issues related to yourself or your dependents.

Ans: The Specialist Patient Support Programme covers medical services, investigations, and treatments for cancer (following the DHA’s list of cancer conditions) and viral hepatitis and related complications. Note that eligibility and coverage are subject to the terms and conditions.

Ans: Yes, GIG health insurance provides access to the MYGIG app. Using this app, you can conveniently access and manage your electronic healthcare card and all other healthcare requirements in one place.

Ans: With GIG health insurance, you can enjoy the following additional benefits -

Worldwide emergency medical assistance available 24/7 for Global, Regional, and Gold plans
Personal accident cover that gives a lump sum amount in case of accidental death

Ans: If you need medical assistance, you can always connect with GIG Gulf by dialling +971 4 507 4000 any time as per the details provided on your medical card.

Ans: To submit your GIG health insurance claim, you can dial 800 292 and connect with the company’s customer service for the same. Alternatively, you can visit the official website of GIG Gulf, click on ‘Claims and Support’, choose the option to submit a health claim, and follow the prompted steps.